ICICI Bank Emeralde Credit card – Offers 2024, Apply online
ICICI Bank launches new super-premium credit card ‘Emeralde’ with host of exclusive features; annual benefits estimated to be around Rs. 3 lakh.
Highlights of ICICI Bank Emeralde Credit Card
- Offers unlimited complimentary access to international and domestic airport lounges
- Industry lowest mark-up of 1.5% on currency conversion charges on international transactions
- Card holder gets complimentary rounds/ lessons of golf every month basis eligible card spends
- Exclusive discounts at Gold’s Gym, VLCC, Kaya Skin Clinic, Richfeel, True Fitt n Hill
- American Express variant gets unlimited airport Wi-Fi access globally, dining voucher from Trident Hotels and gift voucher from Da Milano
Key benefits of the ‘ICICI Bank Emeralde Credit Card’ include:
Travel benefits (Domestic and International)
- Only card in the industry to offer unlimited complimentary international and domestic lounge access
- Unlimited complimentary spa access at airports in India, an industry-first feature
- Industry lowest mark-up of 1.5% on currency conversion charges on international transactions, in comparison to industry mark-up of 3.4%
Check which are the best credit cards available in India
Financial benefits
- Refund of up to Rs.12,000 on two transactions every year on cancellation charges of any hotel, flight, travel and movie ticket bookings
- No over limit fee, cash withdrawal fee and late payment charges
Lifestyle benefits
- Exclusive discounts at VLCC, Kaya Skin Clinic, Richfeel, True Fitt n Hill and Gold’s Gym
- Buy one get one offer on movie and event tickets, up to four times every month
- Up to four complimentary rounds/ lessons of golf every month basis eligible card spends
Rewards
- 4 PAYBACK points on every Rs.100 spent on all retail transactions except fuel
- 1 PAYBACK point on every Rs.100 spent on utilities and insurance categories
Insurance
- Air accident insurance of Rs. 3 crore
- Lost baggage insurance of USD 1200
- Loss of travel document insurance of USD 500
- Lost card liability of Rs 50,000
Flexibility of selecting membership plan :
- Yet another industry-first feature, one can opt to pay fee for the card monthly or annually, basis their spend behaviour. There is also a waiver available on specified spends.
- Customers get a waiver of monthly fee of Rs.1,000 on card spends more than Rs.100,000 in the previous month
- They also enjoy waiver of joining fee and annual fee of Rs. 12,000 on card spends of more than Rs.1,500,000 annually
Additional benefits on American Express variant
- Unlimited complimentary airport Wi-Fi access globally
- A complimentary dining voucher worth Rs. 7,500 from Trident Hotels, valid for redemption on the full menu
- Gift Voucher worth Rs. 5,000 from Da Milano on specified spends on the card in the first two months of joining
- 30% off on annual gym membership of Talwalkars Gym and Health Clubs
- Special discounts on all services at O2 Spa outlets across the country
