IDFC First Wealth Credit Card | Fees | Features | Offers

Wealth credit card is FIRST of its kind – Complimentary for life, up to 10X Reward Points, 1.5% Forex Markup, Complimentary access to select Spas and Lounges at Domestic and International Airports, Travel insurance, accident cover privileges and other benefits round the year.

Credit Card reward points* are

  • 10X Reward Points on all Spends above ₹20,000.
  • 6X Reward Points on Online Spends.
  • 3X Reward Points on all Offline Spends.
  • 10X Rewards on all spends done on your Birthday.
  • 1X = 1 Reward Point per ₹100 spent | 1 Reward Point = ₹0.25

Super Privileges of Wealth Credit Card

  • Complimentary Golf rounds
  • Free Road Side Assistance (RSA) worth ₹1,399
  • Fuel surcharge waiver at all fuel stations across India up to ₹400 every month.
  • Buy one get one offer on movie tickets of up to ₹500 per ticket, twice every month.
  • 50+ In-App discount offers | Upto 20% discount on 1500+ Restaurants | Upto 15% discount on 3000+ Health & Wellness Outlets
  • Welcome Gift Vouchers worth ₹500 on spending ₹15,000 within 90 days of card set-up.
  • Get 5% cashback on first EMI transaction performed within 90 days of card set-up.

Privileges of Wealth Credit Card

  • Air Accident Cover of ₹1 Crore*
  • Personal Accident Cover of ₹10 Lakh *
  • Complimentary Lost Card Liability Cover of ₹50,000
  • Comprehensive Travel Insurance Cover of $ 1200#
  • Enjoy 4 complimentary Domestic & International Airport lounge and spa visits every calendar quarter
  • Enjoy 4 complimentary Railway lounge visits every calendar quarter.

Fees & Charges of Wealth Credit Card

  • Lifetime Free Credit Card
  • Over limit Fee – NIL
  • Credit Card Interest Rate – from 0.75% to 2.99% per month
  • Reward Redemption Fees – NIL
  • FX Markup – 1.5%
  • Late Payment Fee – 15% of Total Amount Due (subject to Min ₹100 and Max up to ₹1,000)
  • International & Domestic Cash Advance Fee – ₹250
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