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Personal Loan EMI Calculator

Process - 1

Get instant quotes on Interest Rates & EMI on personal loan from top 10 banks of India

Loan Amount
Employment Status

Process - 2

Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
Kotak Bank 12.99% - 17.50%
Rs. 5,364 - Rs. 5,823

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables, use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

You Can Calculate Personal loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
402 Comments, read them below or add one
  • Amar      July 27, 2015 10:43 pm
    hi there, I am working as GM in a export -import company, located in delhi. My yearly net salary is 1,00,000.00/-month I have never taken any loan before nor used any credit card. But now I need PL amount of 1500000.00 for my sister's marriage. I have never owed anything to anyone before. So will I be able to get the loan if I apply and what ll docs will be required. I am just 2 months ole employee with the company.
    Post Reply
    • atish      July 24, 2015 12:25 pm
      dear sir i want a loan of 5 lacs my income is 80000 pm i already have a personal loan of 185000 in which only 20000 is pending but from last 1 year i was not able to pay on time now i am paying 5000 monthly i think my cibil score is bad due to that even i have home loan whose emi is 14000 so can i get a loan of 5 lacs
      Post Reply
      • Atal      July 27, 2015 12:51 pm
        Dear Sir, If your cibil score is bad it means you are not able to get loan from any bank. Minimum 750 Score is required. If your cibil score is good enough than you can get upto 4 - 4.5 lakh of loan on the basis of your income & current liabilities.
        Post Reply
      • Bhalchandra chaughule      July 24, 2015 12:14 pm
        Dear sir i want Rs.200000/- personal loan .i working in magma company my annual income 180000.
        Post Reply
        • Deal4loans Team      July 27, 2015 12:49 pm
          Dear sir, As per your income you can get same loan amount, You can apply for loan at https://www.deal4loans.com/apply-personal-loan-continue.php
          Post Reply
        • Giri      July 23, 2015 3:45 pm
          M getting 1.6 lk per annum as salary... Can I get credit card..in which bank can I get... Let me know
          Post Reply
          • dinesh      July 21, 2015 11:42 am
            need 50000rs loan
            Post Reply
            • Deal4loans Team      July 22, 2015 10:47 am
              Dear Sir, For Loan You have to apply or fill application form with us after that our customer care team will contact you. Apply @ https://www.deal4loans.com/apply-personal-loan-continue.php
              Post Reply

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