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Personal Loan EMI Calculator

Process - 1

Get Personal loan emi calculation from 10 Banks

Professional Details
Loan Amount:
Annual Income:
Process - 2
Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
ING Vysya 13.75% - 18.25%
Rs. 5,440 - Rs. 5,901
Kotak 13.60% - 18%
Rs. 5,425 - Rs. 5,875

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables, use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

335 Comments, read them below or add one
  • Narasimha      January 23, 2015 11:52 am
    i need a loan of Rs.50000/-, My annual net salary is 216000. I have a loan already, for which I am paying EMI of Rs.4149/-. Am I able to get a loan which i require. I don't need more than 50K.
    Post Reply
    • sams      January 22, 2015 11:28 am
      I want to do personal loan for 100000 Rs. for 3 yrs . plz reply for the procedure, what are the documents required for personal loan.
      Post Reply
      • Deal4loans Team      January 23, 2015 11:51 am
        Dear Sams, Loan Amount or Tenure period calculated on the basis of Monthly Income/Salary. If you have minimum income of 18000 per month than you are eligible for the loan amount. For more information you can check above calculator. Thanks
        Post Reply
      • sam      January 22, 2015 11:22 am
        dear sir, my salary is 45k, i need personal loan amount Rs. 1,00,000/- plz send bank details and what are the documents required for the loan.
        Post Reply
        • Rahul      January 23, 2015 11:52 am
          Dear sir, For 1 lac of loan amount you can apply at Thanks
          Post Reply
        • anmol      January 19, 2015 4:16 pm
          looking for personal loan of 2 lac for 1 year My take home permonth is 58k. Housing loan EMI 18k
          Post Reply
          • Renuka      January 19, 2015 4:20 pm
            Dear Anmol, you can easily get a loan amount of 2 lac from any bank or bank from which your home loan is running. If you want to compare the loan or want best deal on the basis of interest rates, emi, fee just simple apply through us & get the loan with in 48 hours.
            Post Reply
          • ansu kumar      January 19, 2015 3:05 pm
            Dear Sir, I need Personal loan of rs-50,000, my net salary permonth is Rs 11500. Post Reply
            Post Reply
            • Deal4loans Team      January 19, 2015 3:43 pm
              Dear sir, Your income is too low to get approval for loan online, you have to visit the bank branch directly to check. Thanks
              Post Reply

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