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Personal Loan EMI Calculator

Process - 1

Get instant quotes on Interest Rates & EMI on personal loan from top 10 banks of India
Loan Amount
Employment Status

Process - 2

Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 2,00,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 2,64,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Lac (for 5 years)
HDFC Bank 12.50% - 13.50%
Rs. 2,250 - Rs. 2,301
ICICI Bank 11.59% - 17.50%
Rs. 2,613 - Rs. 2,419
Bajaj Finserv 13.50% - 17%
Rs. 2,301 - Rs. 2,485
Kotak Mahindra Bank 11.49% - 20.15%
Rs. 2,189 - Rs. 2,658
Indusind Bank 12.99% - 20%
Rs. 2,275 - Rs. 2,649
Tata Capital 12.50% - 19%
Rs. 2,250 - Rs. 2,594
Standard Chartered 11.99% - 13.49%
Rs. 2,224 - Rs. 2,300
Fullerton India 17.25% - 19.50%
Rs. 2,499 - Rs. 2,622
Citibank 11.49% - 16.50%
Rs. 2,199 - Rs. 2,458
Capital First 14% to 20%
Rs. 2,327 - Rs. 2,649

Festive Offer : Get gifts upto Rs 18,490 on disbursal.
Refer to T&C - www.deal4loans.com/personal-loan-offers.php

If you are looking for how much you have to pay per month for the Personal loan that you want to take, you are at the right place.

To get the exact amount

1.You need to know your Loan amount

2.The rate of interest that bank is going to charge you

3.How much time would you require to repay the loan

If you know the above three variables, use our calculator and find the exact EMI, amount, total interest and the extra amount you are required to pay for the loan. Just in case, the information is not matching your criteria, please fill in your professional details, on the basis of same and we will let you know:

1.Maximum loan amount offered by each bank.

2.Rate of interest to be charged from the borrower.

3.What is the net interest pay out and tenure to repay the loan?

Personal loan EMI is calculated on the basis of:

1.Loan amount

2.Interest rates


4.Other loans EMI

5.Your work profile-Salaried or Self-employed

6.The company in which you work. For e.g.- If you work in top 5000 companies, Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

You Can Calculate Personal loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
502 Comments, read them below or add one
  • RAHUL RAUSHAN      November 13, 2016 3:47 pm
    Dear Sir, i have required loan amount approx between 3lac-4lac and also let me know about the how much amount i have to pay as an EMI basis for tenure 5years.
    Post Reply
    • anand kanumurlapudi      October 14, 2016 12:27 pm
      i applied a personal at kotak mahindra bank but till date no status how to know my loan status please tell me
      Post Reply
      • Pandey JI      October 22, 2016 12:56 pm
        Dear Mr. Anand, for application status you have to check at Kotak bank official website, You have to enter your application number with DOB or Mobile number.
        Post Reply
      • parasnath      September 24, 2016 12:19 am
        paras nath pal Hi Sir, I am salaried employee U.P.F I My salary - 15,000/-per manth My required two lac EMI increase Rs10824 per month why pls tell me about it. Post Reply
        Post Reply
        • Atal      October 4, 2016 12:05 pm
          Dear sir, How many year you choose for repayment. Regards. EMI depends on your repayment options, You can choose between 2-4 years.
          Post Reply
        • deepak      September 21, 2016 11:36 am
          hi sir i am deepak kiran my salary is 10000 i need ha 75000 loan
          Post Reply
          • Atal      October 4, 2016 12:06 pm
            Dear sir, You are not eligible to take any loan from bank because of low salary.
            Post Reply
          • pragash      September 17, 2016 4:29 pm
            Dear Sir, I am salaried employee. I need 200000 loan - Net salary - 10500/-per month
            Post Reply
            • Atal      October 4, 2016 12:00 pm
              Dear sir, as per your current income you are not eligible for apply personal loans online. better you can visit your nearby bank.
              Post Reply

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