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Personal Loan EMI Calculator

Process - 1
Get instant quotes on Interest Rates & EMI on personal loan from top 10 banks of India
Professional Details
Loan Amount:
Annual Income:
Process - 2
Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
ING Vysya 13.75% - 18.25%
Rs. 5,440 - Rs. 5,901
Kotak Bank 12.99% - 18%
Rs. 5,364 - Rs. 5,875

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables, use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
378 Comments, read them below or add one
  • chinnaiah nallipogu      April 14, 2015 7:09 pm
    Dear Sir I need 3 lac loan interest rates depend
    Post Reply
    • Rahul      April 15, 2015 4:23 pm
      Dear Sir, We make any comment on your loan after look at your Monthly Income salary. Interest Rates are also depends on Your Profile, Company in which you are working, Self employed, Resident Status Etc.
      Post Reply
    • Aniket      April 14, 2015 10:35 am
      Is is safe to provide our imp documents to the third person referred by deal 4 loan executive or is there any kind of identity card allotted to them.
      Post Reply
      • RAJA P M      April 7, 2015 7:46 pm
        Dear Sir, I had a personal loan from BajajFinserv. its closed this april. i want a Personal loan Rs.1lac with lowest interest rate from others except Bajaj Finserv. which is the best seller. im not filled IT for last 2years. Im a self employed for tax consultant. My CIBIL score is above 750
        Post Reply
        • Rahul      April 8, 2015 11:22 am
          Dear sir, You can get a personal loan on the basis of your current loan Track from Bajaj Finance. Otherwise ITR is required for self employed persons. Thanks
          Post Reply
        • Dev Nath Dutta      April 7, 2015 11:30 am
          Any bank that gives personal loan for a period more than 5 years
          Post Reply
          • Rahul      April 8, 2015 11:23 am
            No, Sir. Most of the banks offers personal loans for only upto 5 years.
            Post Reply
          • dooj sahu      April 6, 2015 4:45 pm
            Hello sir !!! Maah father wants personal loan 600000 (6 lakhs).. He iz a govt employee 45000/- monthly income.. Plz let me know it's possible or not
            Post Reply
            • Rahul      April 8, 2015 11:24 am
              Dear sir, as per your father's income He is eligible for 6 lakh of loan amount. You can apply directly at this website & get special offers instantly. Thanks
              Post Reply

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