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Personal Loan EMI Calculator

Process - 1

Get instant quotes on Interest Rates & EMI on personal loan from top 10 banks of India

Loan Amount
Employment Status

Process - 2

Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
Kotak Bank 12.99% - 17.50%
Rs. 5,364 - Rs. 5,823

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables, use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

You Can Calculate Personal loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
410 Comments, read them below or add one
  • shashikanth chavan      August 29, 2015 3:32 pm
    Dear Si, I required personal loan of Rs.50,000/- working in as a salaried. and my Annual income is 187000/- so will i be able to get the loan as required.
    Post Reply
    • Atal      August 31, 2015 11:04 am
      Dear Sir, as per Your Income you are eligible for the same loan amount. But for apply online minimum income required is 18000 permonth in metro cities & 15000 per month in tier 2 & 3 cities so if you are from tier -2 & 3 city so you are eligible for apply online. otherwise you have to apply via bank by visiting your nearest branch. Thanks
      Post Reply
    • k.r.dinesh kumar      August 24, 2015 7:13 pm
      hi, now im working in saudi arabia.my annual income around 5.5 lacs.i need personal loan 5 lacs,can i got the loan?is there any chance to getting personal loan in india...if yes,what are the procedures for that loan...i need that loan very badly...pls update me ASAP...
      Post Reply
      • Atal      August 26, 2015 4:25 pm
        Dear Sir, If you have Any Bank Account in India which is Active & you transfer your money to the account or maintained with minimum account balance than you are eligible for personal loan from same bank.
        Post Reply
      • Ravi Kumar      August 19, 2015 1:08 pm
        sir loan chahiye 80000/-
        Post Reply
        • Deal4loans Team      August 19, 2015 3:53 pm
          Dear Sir, For Apply Loan you can use above application form, without your income information no one quotes on loan amount. Better to use above calculator which let you know your eligibility for the loan amount instantly. Thanks
          Post Reply
        • Gulzar ALi      August 19, 2015 12:02 pm
          Dear Sir, My Annual Income is 204000 so i want loan 1.5 lack
          Post Reply
          • Atal      August 19, 2015 5:31 pm
            Dear Sir as per your income you are eligible for same loan amount. You can get lowest interest rates through deal4loans for apply use above application form. Thanks
            Post Reply
          • Narendra Singh       August 7, 2015 11:40 am
            Dear sir currently i am working with limited company which is located in gugaon i want to take 2.5 lac loan can you suggest me that i am eligiable or not for this amt my current in hand salary 15000/ p m my salary transfer to my salary account which is running in the bank of maharashtra and i have no any liability of any loan or credit cards so pls suggest me best option for take this amt
            Post Reply
            • Kanishka      August 8, 2015 11:27 am
              Dear Si,r As per your current income you are not eligible for 2.5 lakhs of loan amount. Its better to approach the Bank of Maharashtra for Loan on the basis of your salary account. Regards
              Post Reply

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