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Personal Loan EMI Calculator

Process - 1

Get instant quotes on Interest Rates & EMI on personal loan from top 10 banks of India

Loan Amount
Employment Status

Process - 2

Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 2,00,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 2,64,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
Kotak Bank 11.50% - 20%
Rs. 5,217 - Rs. 6,086

Festive Offer : Get gifts upto Rs 18,490 on disbursal.
Refer to T&C - www.deal4loans.com/personal-loan-offers.php

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How much time would you require to repay the loan?


If you know the above three variables, use our calculator and find the exact EMI, amount, total interest and the extra amount you are required to pay for the loan.


If the above information is not matching your criteria, please fill in your professional details, on the basis of same we will let you know:

1.Maximum amount of loan each bank can be offered.

2.Rate of interest to be charged from the borrower.

3.What is the net interest pay out and tenure to repay the loan?


Personal loan EMI is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loans EMI

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

You Can Calculate Personal loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
483 Comments, read them below or add one
  • Imran      June 28, 2016 12:54 pm
    I need a Loan amount of 5 Lakhs with best interest rate, which bank is suggeste
    Post Reply
    • Atal      June 28, 2016 3:48 pm
      Dear sir, Best bank depends on your profile & salary eligibility criteria. Interest Rates are also depends on the same. Better you can compare top banks at deal4loans & choose the best as per your needs. Thanks
      Post Reply
    • aarav      June 11, 2016 2:06 pm
      i am self employed and i want a personal loan of just 15000 rupees just for 1 year urgently . should it be possible
      Post Reply
      • Atal      June 11, 2016 6:00 pm
        Dear sir, minimum loan amount approved by bank in personal loan are 45000. Regards
        Post Reply
      • Prashant      June 6, 2016 5:17 pm
        Sir, I am getting my salary in cash. Am i eligable to apply for home loan.
        Post Reply
        • Atal      June 10, 2016 12:25 pm
          Dear sir, You are not eligible for any loan. Banks wants salary in account & salary via cheque.
          Post Reply
          • PRASHANT      June 11, 2016 6:22 pm
            Post Reply
            • PRASHANT      June 23, 2016 10:21 am
              Dear sir, Awaiting for your valuable reply.
              Post Reply
        • mubina rajesh jadhav      May 26, 2016 8:59 pm
          need personal loan on urgent basis have tried fullerton and kotak but still not got
          Post Reply
          • Atal      June 10, 2016 12:25 pm
            Is your cibil score is positive? or above 750
            Post Reply
          • Satyabir Sharma      May 26, 2016 4:47 pm
            Dear Sir, I want to take personal loan.My salary is Rs.22000.I want to take loan 200000 rupees & want to return in 1 year.What will be the EMI & interest.
            Post Reply
            • Atal      June 10, 2016 12:24 pm
              Dear sir, EMI & interest rate depends on your profile & banks criteria. Well you can take the loan amount of 2 lakh for 3 years for 1 years not possible because EMI of every month is in excess of 17000 per month which is not possible in your case. Regards
              Post Reply

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