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Personal Loan EMI Calculator

Process - 1

Get Personal loan emi calculation from 10 Banks

Professional Details
Loan Amount:
Annual Income:
Process - 2
Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
ING Vysya 13.75% - 18.25%
Rs. 5,440 - Rs. 5,901
Kotak 13.60% - 18%
Rs. 5,425 - Rs. 5,875

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables, use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

297 Comments, read them below or add one
  • Ravi Onteddu      November 23, 2014 4:03 pm
    I need personal loan up to Rs.1 lakh
    Post Reply
    • Deal4loans Team      November 24, 2014 5:20 pm
      Dear Sir Without Know your income we can't comment on your loan eligibility, But for 1 lac of loan amount You must have a income of 20000 per month.
      Post Reply
    • mohammed rafeeq      November 19, 2014 3:42 pm
      i need 3 lac as personal loan my monthly salary is max 30000 what is the full procedure to apply and get the loan
      Post Reply
      • Deal4loans Team      November 21, 2014 11:22 am
        Dear Sir, As per your Income You are eligible for upto 2.5 lac of loan amount, if your liabilities are lower than you can get upto 3 lac for check your eligibility and EMI for 3 lac of loan amount use above calculator at deal4loans which tells you for how much loan amount you are eligible for, whats the EMI, interest rates and which are banks who offers loan to you.
        Post Reply
      • pamarathivenkatpathi      November 11, 2014 10:28 pm
        my salary is 23000 ? how much amount of personal can i apply for . iam salaried employee with idbi bank account . which bank i need to apporach
        Post Reply
        • Deal4loans Team      November 21, 2014 11:23 am
          Dear Sir, As per your Income You are eligible for upto 2 lac of loan amount, check your eligibility and EMI, loan amount use above calculator at deal4loans which tells you for how much loan amount you are eligible for, whats the EMI, interest rates and which are banks who offers loan to you.
          Post Reply
        • irshad sheikh      November 10, 2014 8:11 pm
          Dear sir,i want 500000 personal loan .my salary is 35000/-p/m plz provide me cheap intrest rate bank ,emi and procedure..hoping for ur best reply..
          Post Reply
          • Deal4loans Team      November 11, 2014 2:53 pm
            Dear Mr Sheikh, On the basis of your current income you are eligible for around 5 lac of loan amount, Interest rates depends on various factors like your job profile, company, place where you live, liabilities and others. EMI also depends as per interest rates. For detailed information you can use our above loan calculator to check how much emi and interest rate you have to pay.
            Post Reply
          • Arvind kumar Singh      November 7, 2014 5:43 pm
            Sir,,i have 15000 salary inhand,and i want take just 2 lac personal loan,wo how much interest will be, and how much years i can take tenure for return it
            Post Reply
            • Loan Expert      November 7, 2014 5:53 pm
              Dear Sir, On the basis of current income you can get maximum loan amount of upto Rs.1 lac only, You can check direct offers from banks because on online platform minimum 17500 salary required.
              Post Reply

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