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Personal Loan EMI Calculator

Process - 1

Get instant quotes on Interest Rates & EMI on personal loan from top 10 banks of India

Loan Amount
Employment Status

Process - 2

Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
Kotak Bank 12% - 17.50%
Rs. 5,266 - Rs. 5,823

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables, use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

You Can Calculate Personal loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
416 Comments, read them below or add one
  • Mohit Jain      September 28, 2015 7:11 pm
    I want 75000Rs. Loan for 2 Year.. My Annual Return 370000. I m self employed..
    Post Reply
    • Atal      September 29, 2015 11:53 am
      Dear sir as per your income you can easily get a loan for 2 years. You have to just apply through us for lowest rates & best deals at - https://www.deal4loans.com/apply-personal-loan-continue.php
      Post Reply
    • CHINTALAPUDI VIJAYA KUMAR      September 25, 2015 12:38 pm
      ok i will take need personal loan thank you sir
      Post Reply
      • mudrakola rambabu      September 22, 2015 10:08 am
        Dear Sir, I required personal loan of Rs.200000/- working in as a salaried. and my Annual income is 220000/- so will i be able to get the loan as required
        Post Reply
        • Kanishka      September 22, 2015 12:02 pm
          As per your Current Income You are eligible but if you are paying any other emi's on loan or credit card so its not possible to get 2 lakh other wise you can get. thanks
          Post Reply
        • Hari Om      September 12, 2015 12:23 pm
          Dear Si, I required personal loan of Rs.200,000/- working in as a salaried. and my Annual income is 360000/- so will i be able to get the loan as required.
          Post Reply
          • Atal      September 14, 2015 4:47 pm
            Dear Sir, Yes You are eligible for loan amount. For Apply online You have to fill application form with us at https://www.deal4loans.com/apply-personal-loan-continue.php. Thanks
            Post Reply
          • Harsh Kumar Malhotra      September 7, 2015 6:03 pm
            Dear Sir, I required personal loan of Rs.200000/- working in as a salaried. and my Annual income is 295000/- so will i be able to get the loan as required.
            Post Reply
            • Atal      September 8, 2015 11:13 am
              Dear Sir, As per your income you are eligible for required loan amount, For apply You have to fill application form at https://www.deal4loans.com/apply-personal-loan-continue.php
              Post Reply

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