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Personal Loan EMI Calculator

Process - 1

Get Personal loan emi calculation from 10 Banks

Professional Details
Loan Amount:
Annual Income:
Process - 2
Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
ING Vysya 13.75% - 18.25%
Rs. 5,440 - Rs. 5,901
Kotak Bank 12.99% - 18%
Rs. 5,425 - Rs. 5,875

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables, use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

355 Comments, read them below or add one
  • manoj kumar      March 5, 2015 12:33 pm
    i want to personal loan of 100000 rs.but my monthly income is 9000,and i have incentives 3500 monthly 2 times.
    Post Reply
    • Rahul      March 5, 2015 3:21 pm
      Dear Majon, As per your income you are not eligible for apply for personal loan online. you have to visit the bank branch personally.
      Post Reply
    • G AYANAR      February 26, 2015 4:54 pm
      request send interest for personal loan , I had been drawn rupees 4,50000 /- duration period 5 years and emi rupees 12000 /- p/m //kindly send total interest in five years
      Post Reply
      • Rahul      February 26, 2015 6:07 pm
        Dear sir, As per your information bank charged around 20.31 % interest rate from you. You have to pay Rs. 270,000 as a interest in 5 years.
        Post Reply
      • lakshmi      February 24, 2015 5:04 pm
        Hello Sir, I am working in Advanced Guards P Ltd Monthly Salary 25000/- for month credit in Andhra Bank How much personal can I get please reply me as soon as possible.
        Post Reply
        • Deal4loans Team      February 26, 2015 6:05 pm
          Dear sir, as per income you are eligible for upto Rs.3 lakh of loan amount.
          Post Reply
        • DHIMAN BASU      February 21, 2015 10:56 pm
          I have a monthly income of rs 12000 INR/PM. How much money I will get as a personal loan?
          Post Reply
          • Deal4loans Team      February 26, 2015 6:04 pm
            Dear Sir, For online Apply you must have a income of 14500 per month On the basis of current income you have go the bank branch for checking the procedure & eligibility.
            Post Reply
          • Nancy      February 21, 2015 1:15 am
            I need a personal loan amount of Rs.5,00,000 my gross pay is Rs.33,333 and net amount in hand is Rs.29,500
            Post Reply
            • A. Kejriwal      February 26, 2015 6:00 pm
              Dear Nancy, As per income you are eligible for around 4 lakh of loan amount for more details you can use above calculator which helps you to get quotes on your eligibility.
              Post Reply

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