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Personal Loan EMI Calculator

Process - 1

Get Personal loan emi calculation from 10 Banks

Professional Details
Loan Amount:
Annual Income:
Process - 2
Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
ING Vysya 13.75% - 18.25%
Rs. 5,440 - Rs. 5,901
Kotak 13.60% - 18%
Rs. 5,425 - Rs. 5,875

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables, use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

316 Comments, read them below or add one
  • chiru      December 17, 2014 5:12 pm
    dear sir, i am getting 18000 per month am i eligible for personal loan if yes what is the maximum loan amount plz imform me
    Post Reply
    • Loan Expert      December 18, 2014 3:48 pm
      Dear Sir, As per your income you can get 1.7 lac of loan amount from any bank or go with the bank in which you have your salary or saving account.
      Post Reply
    • ansu kumar      December 17, 2014 3:53 pm
      Dear Sir, My in hand salary is 11,500 and i needed loan amount of 50000 can i get it give suggestion Post Reply
      Post Reply
      • Loan Expert      December 18, 2014 3:42 pm
        Dear Ansu, Your income is too low for 5 lac of loan amount.
        Post Reply
      • venkatesh A      December 16, 2014 1:22 pm
        Dear Sir I need personal Loan Required Amount 200000 My Monthly Income Salary 12000 is my Contact Number 9686488970
        Post Reply
        • Loan Expert      December 18, 2014 3:50 pm
          Dear Sir, Apply with the bank in which you have any account.
          Post Reply
        • SURESH      December 15, 2014 6:45 pm
          Hi...My salary will be 19800/month..I need 200000..Am I eligible for this?
          Post Reply
          • dinesh salian      December 12, 2014 12:52 am
            I need a PL for balance Transfer of my loan my current emi 7800 for 2.5 lacs pls suggest lower emiand interest
            Post Reply

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