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Personal Loan EMI Calculator

Process - 1

Get Personal loan emi calculation from 10 Banks

Professional Details
Loan Amount:
Annual Income:
Process - 2
Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
ING Vysya 13.75% - 18.25%
Rs. 5,440 - Rs. 5,901
Kotak 14.25% - 18.75%
Rs. 5,491 - Rs. 5,954

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables , use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

Other Available Calculators & Tools to Calculate EMI & Eligibility of Loans
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Prepayment Calculator Part Payment Calculator  
Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

254 Comments, read them below or add one
  • Syed Badhrudeen      July 24, 2014 1:18 pm
    I am an NRI holder working in Qatar. My monthly salary Rs.36800(2300qr). Can I get personal loan? Give the detail.
    Post Reply
    • mathew varghese      July 22, 2014 11:33 am
      22000 salary. How much amount will get? EMI details.
      Post Reply
      • Loan Expert      July 25, 2014 11:43 am
        You can get around Rs.2 lac of loan amount. EMI would be close to Rs.6086.07, If interest rates is lower than emi would be low if it high than EMI will be HIgh.
        Post Reply
      • Prashant      July 21, 2014 11:58 pm
        I want a Loan of 3 lacs and my salary is 25,000 per month for 5yrs. What all documents do i need to submit?
        Post Reply
        • Loan Expert      July 25, 2014 11:41 am
          Dear Sir, For documents details you have to submitted ALL KYC Documents with Salary slips, 3 month bank statement etc.
          Post Reply
        • bobby      July 20, 2014 6:19 pm
          sir, i work for shahi exports and my take home salary is 65000 pm. how much loan amount am i eligbe
          Post Reply
          • Krishna      July 21, 2014 5:16 pm
            You can get Around 8 lac of loan amount, if you have another liability eligible amount going low.
            Post Reply
          • Jigar       July 19, 2014 1:08 pm
            Sir, I want to Personal Loan for 4 Lacs rupees for 5 years so please let me know how much will be come monthly instalment and which docuemnts you have required.
            Post Reply
            • Sandeep      July 21, 2014 5:17 pm
              For 4 lac of loan amount for 5 years, you have to be a Minimum salary of Rs.42000 per month
              Post Reply

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