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Personal Loan EMI Calculator

Process - 1

Get instant quotes on Interest Rates & EMI on personal loan from top 10 banks of India

Loan Amount
Employment Status

Process - 2

Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 2,00,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 2,64,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
Kotak Bank 11.50% - 20%
Rs. 5,217 - Rs. 6,086

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How much time would you require to repay the loan?


If you know the above three variables, use our calculator and find the exact EMI, amount, total interest and the extra amount you are required to pay for the loan.


If the above information is not matching your criteria, please fill in your professional details, on the basis of same we will let you know:

1.Maximum amount of loan each bank can be offered.

2.Rate of interest to be charged from the borrower.

3.What is the net interest pay out and tenure to repay the loan?


Personal loan EMI is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loans EMI

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

You Can Calculate Personal loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
472 Comments, read them below or add one
  • Rajanna      April 27, 2016 12:19 pm
    Dear Sir., My salary 25000 i want 100000 personal how to get pl. tell me thank you
    Post Reply
    • Atal      April 29, 2016 5:14 pm
      Dear sir, for apply you have fill the application form above. Regards
      Post Reply
    • SAMAD ALI SHAIKH      April 21, 2016 5:07 pm
      Dear sir, Minimum EMI of 20000 is not possible for 10 lakh of loan amount for 5 years. Post Reply
      Post Reply
      • HARISH CHANDRA SHAH      April 21, 2016 1:17 pm
        श्री मान जी मुझे 300000 लोन चाहिए
        Post Reply
        • Atal      April 22, 2016 12:15 pm
          Dear sir, loan ke liye app upar diye gaye application form ko fill karein.
          Post Reply
        • mukesh ahirwar      April 15, 2016 6:09 pm
          i need 500000 parsnal lon my monthly income 17200
          Post Reply
          • Kanhaiya      April 18, 2016 11:22 am
            Dear sir, For personal loan use above application for instant apply online. Regards
            Post Reply
          • abdul      April 15, 2016 3:05 am
            sir i am workin in Saudi arabia since 2013. i am from india i can apply for the personal loan? if yes then what are the documents needed. i need 600000rs. My annual income 500000
            Post Reply
            • Atal      April 18, 2016 11:22 am
              Dear sir, You can apply for NRI personals loans through these banks - State Bank of India, ICICI Bank, HDFC Bank, Kotak Mahindra Bank, Punjab National Bank, Axis bank, Citibank.
              Post Reply

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