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Personal Loan EMI Calculator

Process - 1

Get instant quotes on Interest Rates & EMI on personal loan from top 10 banks of India
Loan Amount
Employment Status

Process - 2

Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 2,00,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 2,64,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 11.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
Kotak Bank 11.50% - 20%
Rs. 5,217 - Rs. 6,086

Festive Offer : Get gifts upto Rs 18,490 on disbursal.
Refer to T&C - www.deal4loans.com/personal-loan-offers.php

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How much time would you require to repay the loan?


If you know the above three variables, use our calculator and find the exact EMI, amount, total interest and the extra amount you are required to pay for the loan.


If the above information is not matching your criteria, please fill in your professional details, on the basis of same we will let you know:

1.Maximum amount of loan each bank can be offered.

2.Rate of interest to be charged from the borrower.

3.What is the net interest pay out and tenure to repay the loan?


Personal loan EMI is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loans EMI

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

You Can Calculate Personal loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
493 Comments, read them below or add one
  • yougesh kumar sharma      August 11, 2016 3:45 pm
    sir I take PL amount Rs 450000 as on feb 2015 at the rate of interest 13% for the time of 60 month EMI of amount Rs10300 per month but Apr 2016 EMI increase Rs10824 per month why pls tell me about it.
    Post Reply
    • Ganesh      August 17, 2016 11:29 am
      Dear sir, In this regard you can check with the bank, if there is any interest rate changes than it is possible, First check your interest rate is it floating or fixed.
      Post Reply
    • Ravi Kant Pandey      August 11, 2016 10:35 am
      I am Salaried (1,80,000 yearly)Income i want urgent loan of Rs. 100000/- for 2 year, should it be possible
      Post Reply
      • ganesh      August 17, 2016 11:27 am
        Dear sir, as per your present income you can easily avail a loan amount of 1 lakh from any private bank on the basis of your account. Interest rates depends on your profile and cibil score.
        Post Reply
      • praveen kumar singh      August 3, 2016 12:43 pm
        I need PL of 4.5 lac on lower rate. I am a salaried employee. working with Ltd co. Annual salary is 475000 lac PA.
        Post Reply
        • Kanhaiya      August 5, 2016 12:04 pm
          Dear sir, as per your income you can easily get a personal loan of 4.5 lakh. For apply & compare visit deal4loans apply personal loan page.
          Post Reply
        • kalyan ghosh      July 27, 2016 11:14 am
          dear sir, /madam , i am private sector service for 08 years plus , i want a personal loan of just urgently required
          Post Reply
          • Gulshan      August 5, 2016 12:02 pm
            Dear Kalyan, Dear sir, you can apply for personal loan through deal4loans apply page, afterthat team will contact you.
            Post Reply
          • Selva      July 26, 2016 12:58 am
            Hi sir, I'm Self employed.I need 10 lacs loan. My annual Income after tax was 298000. And i have 2 years ITR. Which bank giving the loan for this criteria.
            Post Reply
            • Ghanshyam      August 5, 2016 12:01 pm
              Dear sir, you can apply for loan through or @ http://www.deal4loans.com/apply-personal-loan-continue.php
              Post Reply

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