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Personal Loan EMI Calculator

Process - 1

Get instant quotes on Interest Rates & EMI on personal loan from top 10 banks of India

Loan Amount
Employment Status

Process - 2

Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
Kotak Bank 12.99% - 17.50%
Rs. 5,364 - Rs. 5,823

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables, use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

You Can Calculate Personal loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
393 Comments, read them below or add one
  • Vivek chaudhary      July 7, 2015 12:30 pm
    Kindly provide personal loan details.
    Post Reply
    • Jitendra Kumar      June 29, 2015 8:51 pm
      I have taken loan Rs. 300000/- through PMSP account. My interest rate calculated 15% but loan of other personnel through PMSP calculated @ 12.5%. please clarify.
      Post Reply
      • Atal      June 30, 2015 12:41 pm
        In this regard you have to check with your bank or the documents which you received from bank regarding your loan account.
        Post Reply
      • Saravanan      June 22, 2015 5:30 pm
        I had to pay my pending due on my existing personal loan and it was taken before 3 years. just 3 months before i paid my all pending dues and my loan was rejected before 3 month due to inappropriate Track. now i have cleared everything and can i apply loan now or do i have to wait for month
        Post Reply
        • Atal      June 30, 2015 12:40 pm
          Wait for 6 Months Minimum.
          Post Reply
        • kneto vero      June 20, 2015 11:53 am
          Hi, my take home salary is Rs. 16000 pm. How much i can get through personal loan?
          Post Reply
          • Atal      June 22, 2015 2:30 pm
            Dear Sir, as per your income you can apply for around Rs.1 lac of loan amount.
            Post Reply
          • mangal singh      June 19, 2015 9:50 am
            sir want pl of Rs.1000000 for my daughters marriage
            Post Reply
            • Atal      June 19, 2015 11:36 am
              Dear sir, For 10 Lakh of Personal loan amount you must have a income of Rs.70000 Per month.
              Post Reply

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