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Personal Loan EMI Calculator

Process - 1

Get Personal loan emi calculation from 10 Banks

Professional Details
Loan Amount:
Annual Income:
Process - 2
Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
ING Vysya 13.75% - 18.25%
Rs. 5,440 - Rs. 5,901
Kotak 13.60% - 18%
Rs. 5,425 - Rs. 5,875

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables , use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

Other Available Calculators & Tools to Calculate EMI & Eligibility of Loans
EMI CalculatorHome Loan Eligibility CalculatorHome Loan EMI Calculator
Home Loan Balance Transfer Car Loan Emi Calculator Personal Loan Emi Calculator
Two Wheeler Loan Emi Calculator Loan Amortization CalculatorBalance Transfer home loans
Prepayment Calculator Part Payment Calculator  
Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

273 Comments, read them below or add one
  • avinashthakur      September 14, 2014 11:17 am
    Dear sir/mam my net take home salary is 32000& and I am working in Dehradun. i need personal loan but I have already taken from stancharterd 1.5lakh around six month ago can I get another loan and I need around 600000 and I have salry accunt in hdfc.thank u
    Post Reply
    • Loan Expert      September 16, 2014 10:46 am
      Dear, If your income is enough to pay emi of 6 lac loan than you can get loan from bank. but on the basis of your 32k per month salary you can hardly get above 2 lac of another loan.
      Post Reply
    • HV      September 11, 2014 1:28 pm
      Dear Sir, my monthly salary is 65k & my cibil score is 600.Which banks would provide me a personal loan. Please suggest
      Post Reply
      • Loan Expert      September 16, 2014 10:44 am
        Dear sir,You cibil score is too low, Minimum 750 of cibil score required for getting any loan from bank.
        Post Reply
      • ankur      September 10, 2014 2:56 pm
        I have a HL EMi23144 and one PL 10479, net salry 65000... how much loan i can get from Axis bank...
        Post Reply
        • Loan Expert      September 16, 2014 10:47 am
          For Your Reference,First close your Personal loan than apply for new because at current stage you are already pay half of your salary as a part of EMI's
          Post Reply
        • Mohit Joshi      September 8, 2014 8:42 pm
          Dear Sir, My net salary is 17k per month and I am currently living in Delhi and doing a private job. I never took any kind of loan from any bank so far but now, I need urgent one lank as personal loan and I can easily pay around 8k per month to the bank against my loan. If PL is not possible, Then Is there any other kind of loan which I can take? Sir, it's very urgent.. tx...eagerly waiting of ur reply
          Post Reply
          • Loan Expert      September 9, 2014 5:30 pm
            Dear Joshi Ji, If you to another bank via online you must have a minimum salary of 18000 p.m, so you can apply with the bank in which you currently posses any account or hold any account they give you on the basis of your account. Thanks
            Post Reply
          • srikanth      September 5, 2014 1:15 pm
            Hi, I am having a home loan as well as a personal loan (five years tenure). I am going to pre-close my personal loan this month. Some five to six years back,I had a problem with credit card and finally got into settlement and paid it. As of now, I am not having any loans other than home loan, will I be eligible for a credit card now?
            Post Reply
            • Loan Expert      September 9, 2014 5:32 pm
              Yes You are because you paid all your emi's on time it helps to gain your credit score over a period of time.
              Post Reply

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