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Personal Loan EMI Calculator

Process - 1

Get Personal loan emi calculation from 10 Banks

Professional Details
Loan Amount:
Annual Income:
Process - 2
Just calculate Personal loan EMI Sample Calculations
Personal Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Sample Results
Loan Amount
Rs. 200,000
Monthly Instalment (EMI)
Rs. 5,516
Total Interest Amount
Rs. 64,748
Total Amount (Principal + Interest)
Rs. 264,748
Year Principal Interest Balance Amount
1 Rs. 39,766 Rs. 26,426 Rs. 1,60,234
2 Rs. 45,930 Rs. 20,262 Rs. 1,14,304
3 Rs. 53,054 Rs. 13,138 Rs. 61,250
4 Rs. 61,316 Rs. 4,914 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC Bank 13.99% - 22.25%
Rs. 5,464 - Rs. 6,328
ICICI Bank 13.49% - 17.5%
Rs. 5,414 - Rs. 5,823
Bajaj Finserv 15.75% - 17%
Rs. 5,642 - Rs. 5,771
ING Vysya 13.75% - 18.25%
Rs. 5,440 - Rs. 5,901
Kotak 13.60% - 17%
Rs. 5,425 - Rs. 5,771

If you are looking for how much you have to pay per month for the Personal loan that you want to take

This is the right place to be –


To get the exact amount

1.You need to know your Loan amount ?

2.The rate of interest that bank is going to charge you ?

3.How long will you want to return the loan ?


If you know the above three variables , use our calculator and find the exact Emi, Total interest and the extra amount you will have to pay for the loan.


If the above is not known to use, inputs your professional details, on the basis of best Bank policies we will let you know-

1.How much Personal loan each Bank can give you.

2.What is the rate of interest the banks are going to charge you.

3.What is the net interest pay out at your end and what tenure you can take the loan.


Personal loan emi is calculated on the basis of

1.Loan amount

2.Interest rates


4.Other loan emis

5.Your work profile-Salaried or Self-employed

6.The company that work for E.g.- If you work in top 5000 companies-Banks are ready to fund more Personal loan at lower rates.

7.Your Credit History- Some Bank caps the loan amount if your credit score is low.

Other Available Calculators & Tools to Calculate EMI & Eligibility of Loans
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Two Wheeler Loan Emi Calculator Loan Amortization CalculatorBalance Transfer home loans
Prepayment Calculator Part Payment Calculator  
Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

210 Comments, read them below or add one
  • NAGESWARARAO      April 13, 2014 7:10 am
    hi sir i m working in irrigation &CAD DEPARTMENT and net salary is Rs 32000/- per month.i m eligible to get a loan 3.5 lack..but i m working since sep2013..pls tell me sir am i eligible..
    Post Reply
    • Loan Expert      April 14, 2014 5:48 pm
      yes Sir, you can get upto 3.5 lac of loan amount for 4 years,. For Eligibility & quotes on rates & emi use above calculator online.
      Post Reply
    • Nitish Saini      April 12, 2014 5:38 pm
      If a person need 3Lakh loan and his salary is 15 Thousand per month, the guy will pay around 10000 Per month can you issue a loan to him or only just you want 40K Salary then you can issue. If not which company can provide this on his salary, Loan should be personal loan on base of his salary. Please mail me the details as soon as possible.
      Post Reply
      • Loan Expert      April 14, 2014 5:51 pm
        Dear sir, No bank will provide loan of 3 lac to the customer who have a salary of 15000 per month because person is not eligible for that loan amount. Banks caclulate eligibility on the basis of half salary of month like 40000/2=20000, it means you can pay upto 20000 per month emi for loan.
        Post Reply
      • AJIT KUMAR TIWARI      April 9, 2014 1:32 pm
        Hi, My monthly salary is 132000 CTC,net is 11500 i require personal loan of Rs 50000. is it possible..? Pls revert back soon
        Post Reply
        • Rakesh      April 14, 2014 5:51 pm
          Dear sir,Minimum salary required for loan is Rs.15000
          Post Reply
        • SAIFUL HAQUE      April 8, 2014 11:00 pm
          I want immiadately of a personal loan of Rs.2,00,000/- only. I am an employee of ISGP Project under WBSRDA,PNRD Govt. of WB. my salary Rs.40,000 per month.
          Post Reply
          • Loan Expert      April 14, 2014 5:55 pm
            Sir, you can apply for loan online at
            Post Reply
          • Swaroop      April 3, 2014 11:54 pm
            my monthly net salary is 56000 and I have a cibil score of close to 700. please let me know my eligibility for a loan.
            Post Reply
            • Loan Expert      April 14, 2014 5:52 pm
              You can get a loan from like fullerton india but interest rates are little high because of your low cibil score.
              Post Reply

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