Standard Chartered Personal Loan – Interest Rates 2020, Eligibility

Standard Chartered personal loan: Compare Interest Rates, Eligibility, Documents and Apply online for Personal loan. Standard chartered bank offers interest rates of 11.00%. Standard Chartered offers a comprehensive range of personal loans,… Top up your existing personal loan to meet your immediate personal needs for marriage, wedding, travel, consumer durable, foreign trips and higher education.

Standard Chartered Personal Loan Details

Interest Rates 11.00% – 15.00%
Loan Amount upto Rs 50 Lakh
Tenure 5 years
Part Payment Available
Processing Fees Rs.1000

*Part Pre payment option available, subject to max 25% in one calendar year

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 28 September 2020)

Compare Interest Rates, Eligibility and Apply online instantly. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


Features of Standard Chartered personal loan are

  • A variety of loans available to Salaried and Self Employed Individuals
  • Loan Amount available
  • Partial Payments Option Available – Upto 25% once in an Year
  • Upto Rs 50 Lacs for salaried
  • Competitive Personal Loan Interest Rates
  • No Securities, Collateral’s or Guarantors required
  • Repayment Options varying from ECS, PDCs or Account Debits
  • Easy documentation and quick processing
  • If you have a Personal Loan with Standard Chartered Bank, top it up with ease

Standard Chartered Personal Loan Interest Rates 2020

Category Ticket Size (INR) Interest Rate (in p.a.)
Listed A – D < 3,00,000 13.00%
3,00,000 – 5,00,000 12.00%
5,00,001 – 7,50,000 12.00%
7,50,001 – 10,00,000 11.50%
1,000,001 – 1,500,000 11.50%
1,500,001 – 2,000,000 11.25%
2,000,000 – 2,500,000 11.25%
2,500,001 – 4,000,000 11.00%
4,000,001 – 5,000,000 11.00%
Unlisted < 300,000 13.50%
300,000 – 500,000 13.00%
500,001 – 750,000 12.50%
750,001 – 1,000,000 12.25%
1,000,001 – 1,500,000 12.00%
1,500,001 – 2,000,000 11.75%
2,000,000 – 2,500,000 11.50%
2,500,001 – 4,000,000 11.25%
4,000,001 – 5,000,000 11.00%
Self-employed Professional – CA Upto 10 Lakh 15.00%
Self-employed Professional – Doctors Less Than 10 Lakh 12.00%
More Than 10 Lakh 12.00%

Preclosure Charges

Pre closure Grid Charges
Upto 12 Months 5%
13 to 24 Months 4%
25 to 36 Months 2%
> 36 Months 1%

Other Offers are :-

  • Part Payment option available.
  • Maximum Part Payment allowed is 25% of the outstanding in a calender Year
  • Part payment is with applicable fees
  • This is applicable only for New to Bank Clients.

Documents Required for Standard Chartered Personal Loan

Identity Proof

Passport, Photo Pan card, Driving License, Votes ID Card, Photo Ration Card

Address Proof
Passport, Telephone Bill, Ration Card, Electricity Bill, Driving License, Life/Medical Insurance policy, Rental Agreement, Apartment Allotment Letter

Standard Chartered Personal Loan EMI Calculator

You Can Calculate Personal Loan EMI with this Calculator by Just Enter your Loan Amount, Interest Rates and Loan Period/Tenure

If you take loan of Rs. 3.00 lakh at interest rate of 12.25% p.a. for 5 years of repayment period then monthly emi would be Rs. 6711.30/-.

Loan Amount Tenure In Years Interest Rate Monthly EMI
300000 1 12.25% ₹26,689.73
300000 2 12.25% ₹14,157.09
300000 3 12.25% ₹10,000.15
300000 4 12.25% ₹7,937.03
300000 5 12.25% ₹6,711.30

If you take loan amount of Rs. 1.00 lakh at 12.25% for 5 years of tenure emi will be Rs. 2237/-, if loan amount is Rs. 2.00 emi would be Rs. 4474/-, if loan amount is Rs. 4.00 lakh emi will be Rs. 8648/- and if loan of Rs. 5.00 lakh emi would be Rs. 11,185/-.

What is EMI?

EMI stands for Equated Monthly Installments. This installment comprises both principal and interest components. Please use the EMI Calculator to find out the EMI you need to repay.

Compare Standard Chartered personal loan with other Banks

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank Fullerton India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank

Other Products of Standard Chartered Bank in India

  1. Standard Chartered Home Loan
  2. Standard Chartered Business Loan
  3. Standard Chartered Credit Card
  4. Standard Chartered Property Loan
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