Home Loan Lic-gurgaon

LIC Housing Finance Home Loan Gurgaon: Get Instant Quotes on Interest Rates, EMI, Eligibility, Loan Amount, Approved property list, Documents and Processing fees online at Deal4loans.com.

Branch location Address of LIC Housing Finance in Gurgaon

LIC Housing Finance Limited
The Plaza, S. F. 15, M.g. Road,
Near Iffco Chowk,
Gurgaon - 122001
Haryana.

LIC Housing Finance Limited 
Sco No. 19, 2nd Floor, 
Huda Commercial Market, 
Sect-31-32, Near Om Sweet, Haryana - 122001
Haryana.

Repayment period = 30 years.

Minimum Loan amount = 1 Lakh.

Processing Fee = as applicable from time to time.

 

Get Eligibility, Interest Rates Quote on Home loans in Lic-gurgaon & your CIBIL score absolutely FREE.
Loan Amount
Occupation
Annual income
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Banks State Bank Of India (SBI) HDFC Ltd ICICI Bank AXIS Bank
Rate of Interest 6.95% - 7.45% 6.95% - 7.50% 6.95% - 8.05% 7.75% - 8.40%
Processing Fee 0.35% + GST, Nil for Govt Employees Rs 10,000+ AT or 0.25% + AT ( Which ever is lower) 0.50% Or 10,000 + GST , whichever is higher. Up to 1% of the Loan amount subject to minimum of Rs.10,000/-
Prepayment Charges No Prepayment or foreclosure Charges No prepayment charge on floating rate home loan For one year, two year and three year fixed rate loan the prepayment charge is 2% of the outstanding loan amount plus applicable service tax and surcharge till the time loan is under fixed rate 0.50% of loan amount plus applicable taxes Up to 1% of the Loan amount subject to minimum of Rs.10,000/-

Eligibility Criteria

Eligibility Criteria for Home Loan in Lic-gurgaon
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Lic-gurgaon
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
close
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements
· Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Lic-gurgaon
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Calculate EMI Per Month - EMI Calculator

LIC Housing Finance is HFC, more than 11000 representatives have been helping the borrowers in all over the India. LIC Housing offering home loans to Salaried, Self Employed, NRI & pensioners at lowest/affordable interest rates & minimum emi.

You can borrow the loan for the purchase of Plot/Flat, Construction, Extension, Repairs/renovation, plot Purchase, Top-up, Balance Transfer etc. Maximum tenure for plot purchase are 15 years rest all are 30 years.

Compare Banks Home Loan Interest Rates in Gurgaon

SBI Home Loan HDFC Ltd Home Loan Bank of Baroda Home Loan
ICICI Home Loan Union Bank Home Loan PNB Housing Finance
DHFL Home Loan Bank of India Home Loan Canara Bank Home Loan
 

 

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Top Home Loan Banks

Home Loan Rates 2020

IDBI 7.80% - 8.80%
AXIS Bank 7.75% - 8.40%
LIC Housing 6.90% - 7.30%
HDFC Ltd 6.95% - 7.50%
ICICI Bank 6.95% - 8.05%
Corporation Bank 6.70% - 7.10%
Bank of India 6.85% - 7.75%
Vijaya Bank 7.25% - 8.25%
Allahabad Bank 7.15% - 7.50%
Bank of Baroda 6.85% - 7.85%
Canara Bank 6.90% - 8.90%
Dena Bank 8.15% - 8.65%
Syndicate Bank 6.90% - 8.90%
HSBC Bank 8.55% - 8.65%
State Bank Of India (SBI) 6.95% - 7.45%
Indian Bank 7.15% - 7.50%
United Bank of India 7.00% - 7.60%
GIC Housing Finance 9.10% - 12.50%

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