Federal Bank Personal loans | Interest Rates 2022 | Documents | Information

Federal Bank offers best rates on personal loans or cash loans. get details on documents list, eligibility loan amount, repayment options & features & benefits through Deal4loans.

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 12 August 2022)

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Loan Amount

Employment Status


Federal Bank Personal Loan Interest Rates

Personal Loan 10.49% to 17.99%
Gold Loan 8.50 onwards
Loan Against Approved Securities (NSC,IVP, KVP and LIC Policies)
Type Interest Rate
Term Loan – Against Own Securities 12.50
Term Loan – Against Third Party Securities 12.75
Easy Cash (Overdraft) – Against Own Securities 12.75
Easy Cash (Overdraft) – Against Third Party Securities 13.00

Key Features:

  • Hassle free processing
  • Loan will be sanctioned against bank deposits, LIC Insurance policy, NSC, KVP, IVP, Govt. & RBI Non-cumulative bonds, Govt. & RBI cumulative bonds etc
  • Affordable interest rates
  • Simple Documentation
  • Supported by over 1000 branches
  • Loan amount can be used for any personal/lawful needs

Documents Required for loan:

  • Proof of Identity (Passport / Voters ID card/ Driving License/PAN Card)
  • Recent Passport size photograph
  • Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)

Repayment options:

  • Repayment of the loan shall be made as lump sum
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