IDFC Personal Loan: Interest Rates 2022, EMI Eligibility Calculator

IDFC Personal Loan: Current interest rates ✓ EMI ✓ processing charges ✓ documents requirement for IDFC Personal loans online. Calculator emi and eligibility with calculator.

IDFC Personal Loan Details:

Interest Rates 12.00% – 19.00%
Pre payment Charges 2.5% on your principal outstanding
Loan Amount ₹ 50,000 to ₹ 20,00,000
Processing Fees 1%-2% of the loan amount
Loan Repayment 3 to 60 months

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 10 August 2022)

Compare Interest Rates, Eligibility and Apply online instantly. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status


Documentation Required for IDFC Personal Loan

  • Salaried & Self Employed
  • PAN Card
  • ID Proof – Aadhar Card/Voter ID/Passport/NREGA Job Card/Driving License
  • Address Proof – Utility Bill-Landline/Electricity, Registered Rental Deed
  • Other Mandatory Documents – Passport Size Photograph
    – Last 2 Months Salary Slip
    – Last 6 Months Bank A/C Statement

Check HereFind all banks personal Loan interest rates

IDFC Personal Loan EMI Calculator

Calculate your personal loan monthly emi by just entering loan amount, interest rates and repayment period, calculator will show you monthly emi, total principal amount and total interest to be paid.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

• For Eg: Loan Amount = Rs. 4 lakh, Tenure = 48 months, Interest Rate = 13%, EMI = Rs 10,731 Processing Fee = 2%. All values are representative, actual values may differ.

Year Principal Interest Balance Amount
1 Rs. 81,517 Rs. 47,255 Rs. 318,483
2 Rs. 92,767 Rs. 36,005 Rs. 225,716
3 Rs. 105,573 Rs. 23,199 Rs. 120,143
4 Rs. 120,258 Rs. 8,628 Rs. 0

Compare IDFC personal loan with other Banks

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List of IDFC Branch Addresses – Personal & Business Banking

City Branch Address IFSC MICR Code
New Delhi Barakhamba Road Branch, Birla Towers, Lower Ground Floor, 25, Barakhamba Road, New Delhi- 110001 IDFB0020101 110751001
New Delhi New Friends Colony Branch 15, Community Centre, New Friends Colony, New Delhi – 110025 IDFB0020102 110751003
Noida Noida – Sector 18 Branch G-61 & G-62, Sector- 18, Noida – 201301, India IDFB0020151 110751004
Gurgaon Gurgaon – Golf Course Road Branch GF and Plaza, Sector-43,One Horizon Center, Golf Course Road, Gurgaon, Haryana – 122002 IDFB0021001 110751002
Mumbai Bhulabhai Desai Road Branch Shop No 1 Tirupati Apartment, Bhulabhai Desai Road, Breach Candy, Mahalaxmi, Mumbai – 400026 IDFB0040105 400751007
BKC BKC – Naman Branch Naman Chambers, C-32,G- Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051 IDFB0040101 400751002
Mumbai Chembur Branch Glamcent, GF & 1st Floor, 350 Central Avenue Road, Chembur, Mumbai- 400071 IDFB0040104 400751005
Mumbai DN Road Branch 312 D.N Road, Besides Khadi Bhandar, Premises of J.N Petit Institute, Fort, Mumbai – 400001 IDFB0040106 400751006
Mumbai Prabhadevi Branch Prabhadevi Sane Guruji Premises CHS, Block No 5, Ground floor, 386 Veer Savarkar Marg, Prabhadevi, Mumbai – 400025 IDFB0040102 400751003
Vashi Vashi,Sector-17 Branch Goodwill Excellency, Plot No.02, Sector-17, Vashi, Navi Mumbai 400705 IDFB0040103 400751004
Ahmedabad C.G. Road Branch Ground & Mezzanine Floor, Sun Square Complex,Off. C.G. Road, Ahmedabad – 380006 IDFB0040301 380751001
Bengaluru Residency Road Branch Plot No 79, Residency Road, Richmond Town, Brigade Road Junction, Opposite Opera Theatre, Bengaluru – 560025 IDFB0080151 560751002
Chennai Nungambakkam Branch No 105, Tahera Manor, Nungambakkam High Road, Nungambakkam, Chennai – 600034 IDFB0080102 600751002
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