Indusind Bank Personal Loan Kochi

Applying for IndusInd Easy Credit Personal Loan in Kochi is a simple four-step online process that allows you to get money in real-time for all your desired needs. Applying for Indus Easy Credit Personal Loan is a simple four-step online process that allows you to get money in real-time for all your desired needs.

Check All details on Eligibility, Documents of Indusind Bank Personal loan Here.

Indusind Bank Personal Loan Kochi Interest Rates

Personal Loan Interest Rates 10.49% – 26.00%
Processing Fees Up to 3% of loan amount
Prepayment Charges 4% of the principal outstanding after repayment of 12 EMIs
Loan Amount Rs.30000 to Rs.50 Lakh
Repayment Period Upto 5 Years (60 Months)
Minimum income 25000 per month

Indusind Bank Personal Loan Kochi Details:

Eligibility Criteria Salaried Self Employed
Net Monthly Income 25,000 (Listed & Non Listed both) Min. Annual Net Income post tax should be Rs 4.80 Lakhs
Age of Applicant Min. 21 years Max. 60 Years / retirement age whichever is lower at the time of loan maturity Min. 25 years Max. 65 Years at the time of loan maturity
Current Experience Min. 1 yr & above Min. 5yrs of Post qualification
Total Job Experience Min. 2Yr & above Min. 5yrs of Post qualification
Min. Loan Amount 1 Lakhs 1 Lakhs
Max. Loan Amount 15 Lakhs (Listed Companies) 7Lakhs (Non- Listed Companies) 10 Lakhs & above
Min. Tenure 12 Months 12 Months
Max. Tenure 60 months(Listed Companies), 48 months (Non- Listed Companies) 48 months
Processing Fee 0.5%- 2% 0.5%- 2%
Prepayment Charges 4% post 12 EMI clearance 4% post 6 EMI clearence
Turn Around Time 3-4 working Days 3-4 working days

What are the steps to apply for an instant Personal Loan in Kochi?

Follow the steps below to apply for an instant Personal Loan online:

  • Visit Personal loan and provide few basic details like your mobile number, PAN card number etc. to get started
  • Verify your address details.
  • Check out your Personal Loan offer and complete your video KYC
  • Provide your bank account details for disbursement

Indusind Bank Personal Loan Kochi Branch List

  • Ground Floor, Thiruhridayam, building, Survey No.976/4, Pandit Karuppan Road, Thevara, Cochin, Village: Elamkulam, Taluk: Kanayannur, Cochin,Kerala,682013
  • Ground Floor, Premises bearing no. 11/3319 B, Pallichal Road, Thoppumpady, District Kochi, Pin – 682005, Kerala
  • Ground Floor, Halycon, Avenue One, Cross Road 15, Near Regional Passport office, Panampalli Nagar, Ernakullam-682036
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