Punjab National Bank (PNB) FD Rates: Current FD Interest Rates, RD Interest Rates, Single Term Deposit Rates for General, NRI, Tax saver schemes & Senior Citizens.
PNB Fixed Deposit Interest Rates November 2022
Rate Of Interest On Single Domestic / NRO / NRE Term Deposits (TD) Up To Rs.10 Cr. (Callable)
|Domestic/NRO TD Less Than Rs.2 Cr.||PNB Tax Saver FD|
|Period||ROI (% p.a.)||A.Y.*||For Senior Citizen ROI (% p.a.)**|
|7 to 14 days||3.50||4.00||NA|
|15 to 29days||3.50||4.00||NA|
|30 to 45 days||3.50||4.00||NA|
|46 to 90 days||4.50||5.00||NA|
|91 to 179 days||4.50||5.00||NA|
|180 days to 270 Days||5.50||6.00||NA|
|271 days to less than 1 year||5.50||6.00||NA|
|above 1 year & upto 2 years||6.30||6.80||NA|
|above 2 year & upto 3 years||6.25||6.75||Public (General)- 5.50 (for 5 years) 5.60 ( for above 5years to 10 years)
Sr. Citizen (General)- 6.00 (for 5 years) 6.10 ( for above 5years to 10 years)
Staff member- 6.50 (for 5 years) 6.60 ( for above 5years to 10 years)
Retired Staff (Sr. Citizen)- 6.50 (for 5 years) 6.60 ( for above 5years to 10 years)
|above 3 year & upto 5 years||6.10||6.60|
|above 5 years & upto 10 years||6.10||6.60|
There is no discretion for reduction / waiver of penalty for premature withdrawal of Term Deposits.
Premature payment of Bulk Term Deposits: Premature penalty for Bulk Term Deposits for all tenors will be 1%. There is no discretion for reduction / waiver of penalty for premature withdrawal of Term Deposits.