HDFC Fixed deposit rates: Check Latest fixed deposit interest rates of hdfc Bank for 30 days to 10 years, updated as on March 2020. Check Interest Rates for Senior citizens & RD investments.
HDFC Bank offers deposit schemes in 5 different schemes.
1. Regular Fixed Deposit
2. Recurring Deposit
3. 5 Year Tax Saving Fixed Deposit
4. Super Saver Scheme
5. Sweep-in Facility
you can earn FD interest for Minimum tenure of 7 days.
Senior citizens earn .50% more interest on deposit over regular rates.
Maximum Interest available on 1 year scheme.
Table of Content
HDFC Fixed Deposit Interest Rates April 2020
| Period | < 2 Crore | >=2 Crore to < 5 Crores | ||
|---|---|---|---|---|
| Interest Rate (per annum) | **Senior Citizen Rates (per annum) | Interest Rate (per annum) | **Senior Citizen Rates (per annum) | |
| 7 – 14 days | 3.50% | 4.00% | 4.00% | 4.50% |
| 15 – 29 days | 4.00% | 4.50% | 4.00% | 4.50% |
| 30 – 45 days | 4.75% | 5.25% | 4.50% | 5.00% |
| 46 – 60 days | 5.25% | 5.75% | 4.75% | 5.25% |
| 61 – 90 days | 5.25% | 5.75% | 4.75% | 5.25% |
| 91 days – 6 months | 5.25% | 5.75% | 5.00% | 5.50% |
| 6 mnths 1 days – 9 mnths | 5.65% | 6.15% | 5.50% | 6.00% |
| 9 mnths 1 day < 1 Year | 5.90% | 6.40% | 5.50% | 6.00% |
| 1 Year | 6.15% | 6.65% | 5.50% | 6.00% |
| 1 year 1 day – 2 years | 6.15% | 6.65% | 5.50% | 6.00% |
| 2 years 1 day – 3 years | 6.25% | 6.75% | 5.50% | 6.00% |
| 3 year 1 day- 5 years | 6.15% | 6.65% | 5.50% | 6.00% |
| 5 years 1 day – 10 years | 6.15% | 6.65% | 5.50% | 6.00% |
Example:Amount : Rs 1,00,000 For senior citizen with the similar period of time and amount you get ROI of about 7.40% and the maturity value sums up to Rs 1,07,608, on the due date (20th July 2017), i.e. there is a profit of Rs 7,608.For a period of 1 year HDFC bank offers an interest rate of 6.90% for regular customers and 7.40% for senior citizen. Suppose you have deposited an amount of Rs 1,00,000 into an account on 20th July 2017, with an interest rate of 6.90% than the maturity value of your money will be raised to Rs 1,07,081 by 20th July 2017. Thus, there is a profit of Rs 7,081 on the interest on an amount of Rs 1,00,000.
| Time Period | ROI%Regular | ROI%Senior Citizen | Maturity value(regular) | Maturity Value(senior citizen) |
| 9 months | 6.00% | 6.50% | 104,761.00 | 105,148.00 |
| 1 year | 6.75% | 7.25% | 107,081.00 | 107,608.00 |
| 5 years -8 years | 6.00% | 7.50% | 1,39,750.00 | 1,43,226.00 |
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