IDBI Bank FD Rates: Details on fixed deposit interest rates, highest return on RD, FD, Senior citizens, general category at deal4loans.com
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IDBI Fixed Deposits:
IDBI Bank offers fixed deposit under various schemes like – Freedom Deposit, Suvidha Tax Saving Fixed Deposit, Recurring Deposit, Godhuli Retail Term Deposit, Floating Rate Term Deposit.
IDBI Fixed Deposit Interest Rates December 2019
Card Rates for Domestic, NRE & NRO Deposits less than INR 2 Crores*
| Period | Less than INR 2 Crore |
| 7 – 14 days | 4.00% |
| 15 – 29 days | 5.00% |
| 30 – 45 days | 6.25% |
| 46 – 60 days | 6.50% |
| 61 – 90 days | 6.50% |
| 91 – 180 days | 6.75% |
| 181 – 270 days | 7.00% |
| 271 – 365 days | 7.00% |
| 366 days | 7.50% |
| 366 – 400 days | 7.50% |
| 401 – 540 days | 7.50% |
| 541 – 730 days | 7.75% |
| 2 years (731 days) | 8.25% |
| 2 years 1 day – 3 years (732 – 1095 days) | 7.50% |
| 3 years 1 Day – 5 years | 7.50% |
| 5 Year 1 Day – 8 Years | 7.25% |
| 8 Year 1 Day – 10 Years | 7.25% |
Note – The incentive for Senior Citizens will be at an additional spread of 0.50% over the above rate and will not be available for NRE or NRO Fixed Deposits.
I. Retail deposits on regular payment of interest basis (i.e. non-cumulative basis) may be accepted by the branches.
II. Retail Deposits under Floating Rate Term Deposit (FRTD) Scheme for maturity bucket above 10 years to 20 years (non-cumulative) may also be accepted.
** The Senior Citizen Interest rates are 0.50% higher for deposits from 1 year and above.
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