Yes Bank FD Rates: Check Latest updated FD Interest Rates, RD Interest Rates, Single Term Deposit Rates for General, NRI & Senior Citizens Online.
Special Rates -12 Months 10 Days to 12 Months 20 Days- 7.85% p.a, Senior Citizens Earns upto 8.35% p.a. Tax Saver Deposits – Five years tax-free Fixed Deposit (Interest Rates same as Regular Fixed Deposits) Senior citizens get an extra benefit on the interest rate (0.50% extra).
RESIDENT FIXED DEPOSIT INTEREST RATES (% p.a)** as on January 2020
| Period | Rates for < 2 Crore | |
| Regular | Senior Citizen | |
| Interest Rates | Interest Rates | |
| 7 to 45 days | 5.00% | 5.50% |
| 46 to 90 days | 6.25% | 6.75% |
| 3 months to < 6 months | 6.25% | 6.75% |
| 6 months to < 9 months | 6.85% | 7.35% |
| 9 months to < 1 Year | 7.15% | 7.65% |
| 18 Months 19 Days to <= 10 years | 7.25% | 7.75% |
| *Special Rates | ||
| 12 Months 10 Days to 12 Months 20 Days | 7.85% | 8.35% |
| 18 Months 8 Days to 18 Months 18 Days |
7.55% | 8.05% |
| 2 years to less than 3 years |
7.65% | 8.15% |
** Interest rates are subject to change at the sole discretion of the Bank. ^Annualized yields published, compounded quarterly. Note:
- For reference purpose interest rate slabs considered are 3 months = 91 days; 6 months = 181 days; 9 months =272 days
- Actual number of days will be calculated at the time of booking
- For less than 1 year deposit, please mention tenure in days
- Reinvestment is available for minimum tenure of 6 months 1 day (actual number of days in the month)
Online Fixed Deposit Calculator
Example
Yes bank offers an interest rate of 6.75% to regular account holder and an interest of 7.25% to any senior citizen for 1 year and 6.75% to regular customer and 7.25% to senior citizen for more than 1 year and equal to 10 years. For an amount of Rs 3,50,000
for 3 year with an interest rate of 6.75% in case of a regular account holder the maturity amount is Rs 429678 i.e an interest earned of Rs 41,283.
Likewise, an amount of Rs 3,00,000 is deposited by a senior citizen with an interest rate of 7.25% for 5 years on a monthly compounding frequency than the maturity value earned by him/her is Rs 4,52,538 with a total interest earned for Rs 1.5 lakh.
Amount : Rs 3,00,000
| Time period | ROI%Regular | ROI%Senior citizen | Maturity value(regular) | Maturity value(senior citizen) |
| 3-6 months | 6.90% | 7.40% | 310439 | 311202 |
| 6-9 months | 6.70% | 7.20% | 315328 | 316493 |
| 9 months-1 year | 6.70% | 7.20% | 320610 | 322190 |
| 1 year-10 years | 7.10% | 7.60% | 606409 | 636925 |
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