Yes Bank FD Rates: Check Latest updated FD Interest Rates, RD Interest Rates, Single Term Deposit Rates for General, NRI & Senior Citizens Online.
RESIDENT FIXED DEPOSIT INTEREST RATES (% p.a) 2022
|
RESIDENT FIXED DEPOSIT INTEREST RATES (% p.a)** |
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|
Period |
Rates for < 2 Crore |
|||
|
Regular |
Senior Citizen*** |
|||
|
Interest Rates |
Annualised Yield^ |
Interest Rates |
Annualised Yield^ |
|
| 7 to 14 days |
3.25% |
3.25% |
3.75% |
3.75% |
| 15 to 45 days |
3.50% |
3.50% |
4.00% |
4.00% |
| 46 to 90 days |
4.00% |
4.00% |
4.50% |
4.50% |
| 3 months to < 6 months |
4.50% |
4.50% |
5.00% |
5.00% |
| 6 months to < 9 months |
4.75% |
4.78% |
5.25% |
5.28% |
| 9 months to < 1 year | 5.00% | 5.06% | 5.50% | 5.58% |
| 1 Year < 18 months | 5.75% | 5.88% | 6.25% | 6.40% |
| 18 Months to < 3 years | 6.00% | 6.14% | 6.50% | 6.66% |
| 3 Years to <= 10 years | 6.25% | 6.40% | 7.00% | 7.19% |
**Interest rates are subject to change at the sole discretion of the Bank.
***Senior Citizen rates are applicable only for Domestic Deposits
^Annualized yields published, compounded quarterly.
NOTES:
- For reference purpose interest rate slabs considered are 3 months = 91 days; 6 months = 181 days; 9 months =272 days
- Minimum tenure for a FD is 7 days and maximum is 10 years
- The minimum amount for creating an FD is INR. 10,000/-
- Actual number of days will be calculated at the time of booking
- For less than 1 year deposit, please mention tenure in days
- Reinvestment is available for minimum tenure of 6 months 1 day (actual number of days in the month)
Online Fixed Deposit Calculator
Example
Yes bank offers an interest rate of 7.25% to regular account holder and an interest of 7.75% to any senior citizen for 1 year and 7.25% to regular customer and 7.75% to senior citizen for more than 1 year and equal to 10 years. For an amount of Rs 3,50,000 for 3 year with an interest rate of 7.25% in case of a regular account holder the maturity amount is Rs 4,25,924 i.e an interest earned of Rs 75,934.
Likewise, an amount of Rs 3,00,000 is deposited by a senior citizen with an interest rate of 7.75% for 5 years on a monthly compounding frequency than the maturity value earned by him/her is Rs 4,16,073 with a total interest earned for Rs 1,16,073 lakh.
Amount : Rs 3,00,000
| Time period | ROI%Regular | ROI%Senior citizen | Maturity value(regular) | Maturity value(senior citizen) |
| 3-6 months | 6.25% | 6.75% | 319194 | 320768 |
| 6-9 months | 6.85% | 7.35% | 321084 | 322665 |
| 9 months-1 year | 7.15% | 7.65% | 322167 | 323772 |
| 1 year-10 years | 7.25% | 7.75% | 618069 | 649554 |
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