Yes Bank FD Rates: Check Latest updated FD Interest Rates, RD Interest Rates, Single Term Deposit Rates for General, NRI & Senior Citizens Online.
Yes Bank FD Interest Rates January 2024
|
Fixed Deposit Interest Rates |
||||
|
Period |
Regular |
Senior Citizen** |
||
|
Interest Rates (%P.A.)* |
Annualised |
Interest Rates (%P.A.)* |
Annualised |
|
|
7 days to 14 days |
3.25% |
3.25% |
3.75% |
3.75% |
|
15 days to 45 days |
3.70% |
3.70% |
4.20% |
4.20% |
|
46 days to 90 days |
4.10% |
4.10% |
4.60% |
4.60% |
|
91 days to 120 days |
4.75% |
4.75% |
5.25% |
5.25% |
|
121 days to 180 days |
5.00% |
5.00% |
5.50% |
5.50% |
|
181 days to 271 days |
6.10% |
6.24% |
6.60% |
6.77% |
|
272 days to < 1 year |
6.35% |
6.50% |
6.85% |
7.03% |
|
1 year to < 18 months |
7.25% |
7.45% |
7.75% |
7.98% |
|
18 month < 24 months |
7.50% |
7.71% |
8.00% |
8.24% |
|
24 months to < 36 months |
7.25% |
7.45% |
7.75% |
7.98% |
|
36 months to < 60 months |
7.25% |
7.45% |
8.00% |
8.24% |
|
60 months |
7.25% |
7.45% |
8.00% |
8.24% |
|
60 months 1 day to <= 120 months |
7.00% |
7.19% |
7.75% |
7.98% |
* Interest rates are subject to change at the sole discretion of the Bank.
** Senior Citizen rates are applicable only for Domestic Deposits
^Annualized yields published, compounded quarterly.
Online Fixed Deposit Calculator
Example
Yes bank offers an interest rate of 7.25% to regular account holder and an interest of 7.75% to any senior citizen for 1 year and 7.25% to regular customer and 7.75% to senior citizen for more than 1 year and equal to 10 years. For an amount of Rs 3,50,000 for 3 year with an interest rate of 7.25% in case of a regular account holder the maturity amount is Rs 4,25,924 i.e an interest earned of Rs 75,934.
Likewise, an amount of Rs 3,00,000 is deposited by a senior citizen with an interest rate of 7.75% for 5 years on a monthly compounding frequency than the maturity value earned by him/her is Rs 4,16,073 with a total interest earned for Rs 1,16,073 lakh.
Amount : Rs 3,00,000
| Time period | ROI%Regular | ROI%Senior citizen | Maturity value(regular) | Maturity value(senior citizen) |
| 3-6 months | 6.25% | 6.75% | 319194 | 320768 |
| 6-9 months | 6.85% | 7.35% | 321084 | 322665 |
| 9 months-1 year | 7.15% | 7.65% | 322167 | 323772 |
| 1 year-10 years | 7.25% | 7.75% | 618069 | 649554 |
