Lakshmi Saving Gold Account allows customers to enjoy its distinctive privileges who maintains an Average Monthly Minimum Balance of Rs 10,000 and above.
|Eligibility||Individual (age 17 to 80 years)|
|Average Monthly Minimum Balance||Rs 10,000|
|Cash Withdrawal||· At base branch : no limit
· At non-base branch : Rs 1 lac limit per day(self-withdrawal) for which Rs 50,000 is free and thereafter Rs 2/1000 with a minimum of Rs 20 per transaction
|Outstation Cheque Charges||· At base branch : Free
· At non-base branch : Charges levied as per existing rules.
|Clearing Return Charges||· Inward Clearing charges : Rs 100 per occasion
· Outward Clearing charges : Rs 25 per occasion.
|Cash Remittance||· At base branch : Free
· At non-base branch : Free up to Rs 25,000 and thereafter Rs 1/1000 witha a minimum of Rs 10 per transaction.
|Non-maintainence Charges||Rs 50 is charged for non-maintainence of the account|
|Instant Credit||At base branch : instant credit up to Rs 20,000 per occasion.|
|Debit Card||Free, Visa International Debit Card(first year :free, Rs 100 is levied from the second year onwards)|
|Statement of Account||Free monthly statement of account through e-mail|
|Personal Accident Insurance Cover||You get to enjoy free personal accident insurance cover(death risk) of Rs 1 lacs which can be renewed every year.|
Get More details About Saving Account Schemes