Lakshmi Titanium Saving Account allows their worthy customers to enjoy exclusive features that provides more value to their balance.
|Average Monthly Minimum Balance||Rs 1,00,000|
|Eligibility||· Indvidual (sole or jointly)
· Age between 18 yaers to 70 years
· Hindu Undivided Family
· If any person who is below 18 and above 70 seeks to open this account then they need to submit specific declaration letter from the customers needs to be displayed in order to understand the non-availability of “Personal Accidental Insurance Cover”.
|Cash Remittance||· At base branch : Free
· At non-base branch : Free up to Rs 1 lac per day thereafter Rs 1/1000
|Cash Withdrawal||· At base branch : Free
· At non-branch : Free up to Rs 1 lac (only self-withdrawal) per day and thereafter RS 1/1000 with a minimum of Rs 20 per transaction.
|Outstation Clearing Charges||Rs 50 per occasion|
|Clearing Return Charges||· Inward Clearing Return Charges : Rs 50 per occasion.
· Outward Clearing Return Charges : Rs 50 per occasion.
|Non-maintainence Charges||Rs 150 per month|
|Debit Card||Free, Visa Gold Card
· First Year : Free
· Second Year : A nonminal charge of Rs 100 is levied as annual fee.
|Locker Facility||Available, 25% discount on annual fee for Safe Deposit Lockers.|
|Cheque Book||Free 50 leaves per Calendar quarter|
|Demat Facility||Free Demat account facility available, first year AMC free, normal brokerage and other charges available.|
|Online Banking||Available 24×7.|
|Personal Accident Insurance Cover||You get to enjoy free personal accident insurance cover(death risk) of Rs 5 lacs which can be renewed every year.|
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