Dena Bank Car Loan – Interest rates 2020, EMI Eligibility Calculator

Dena Bank Car Loans – Dena Bank Car Finance Schemes, EMI, Interest Rates, Documents, Processing Fees, EMI Calculator online. Check Process, emi calculator and calculate eligibility for your dena bank car loan.

With effect from 1st April 2019, erstwhile Dena Bank has been amalgamated with Bank of Baroda.

Dena Bank Car Loan Interest Rates 2020

Interest Rates 8.65% – 10.40%
Repayment Period 7 Years
Lowest EMI per Lakh Rs. 1,614
Maximum loan amount 85% of on road price
Minimum Income Per Month Rs.16000

Compare, Calculate & Save more on Interest Rates & EMIs

Professional Details
Loan Amount


Annual Income


Dena Bank Car loan EMI Calculator

Dena Bank car loan emi calculator helps you to know how much emi per month you have to pay against the loan taken for purchasing the new car. you can select or choose the right loan amount as per your financial condition and it helps you in selecting the car variant as per your paying capacity of EMI. For calculation you have to just select the right loan amount, Interest Rate and Repayment period.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For an example, You can take a loan amount of Rs.6 lakh for Maruti Dzire or Hyundai I20 car for 5 years repayment period at 9.10% rate of interest than you emi calculations are as follows:

  • Loan Amount = Rs. 6,00,000
  • Monthly Installment (EMI) = Rs. 12,484
  • Total Interest Amount = Rs. 1,49,049
  • Total Amount (Principal + Interest) = Rs. 7,49,049
Year Principal Interest Balance Amount
1 Rs. 99,280 Rs. 50,528 Rs. 500,720
2 Rs. 108,703 Rs. 41,105 Rs. 392,017
3 Rs. 119,016 Rs. 30,792 Rs. 273,001
4 Rs. 130,311 Rs. 19,497 Rs. 142,690
5 Rs. 142,784 Rs. 7,131 Rs. 0



Upto 60 EMIs (For new vehicles) & upto 36 EMIs (For old Vehicles)

Dena Bank was founded o­n 26th May, 1938 by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company Ltd. As on 31 March 2015 Dena bank has 1739 Branches, 1482 ATM’s & 13632 no of employees all over the country. As of 31st March, 2015, Gross NPA stood at Rs. 4,393 cr as against Rs. 2,616 cr as of 31st March, 2014. In percentage terms it is at 5.45% as compared to 3.33%. As of 31st March, 2015, Net NPA stood at Rs.3,014 cr as against Rs.1,819 cr as of 31st March,2014. In percentage terms it is at 3.82% as compared to 2.35%.

Direct Retail Credit posted a growth of Rs.1,204 cr from Rs.9,706 cr as on 31st March, 2014 to Rs.10,910 cr as on 31st March, 2015, registering a growth of 12.41 %.

Other Available products of Dena Bank are –

Dena Corporate Centre
C-10, G Block,
Bandra-Kurla Complex
Bandra [E].
Mumbai- 400 051

Tel.- (022) 26545000, 26545035
Source: Dena Bank website