20 lakh home loan EMI for 5,10,15,20,25,30 Years
Check EMI Calculation for 20 Lakh home loan for 5, 10, 15, 20, 25 & 30 Years or how much EMI you have to pay for 20 Lakh home loan amount per month? Check the EMI from HDFC ltd, SBI, ICICI Bank, Kotak, Axis Bank, Bank of Baroda, Bank of India and LIC Housing at deal4loans & Apply Online Instantly.
20 Lakh Home loan EMI for Various Repayment Tenures
| Repayment Period | Interest Rate | EMI |
| 5 Year | 8.50% | 41,033 |
| 10 Year | 8.50% | 24,797 |
| 15 Year | 8.50% | 19,695 |
| 20 Year | 8.50% | 17,356 |
| 25 Year | 8.50% | 16,105 |
| 30 Year | 8.50% | 15,378 |
20 Lakh Home Loan Interest Rates 2024
| SBI Home Loan | 8.70 – 9.40% |
| HDFC Ltd | 8.65 – 9.85% |
| ICICI Bank | 8.75 – 9.80% |
| LIC Housing Finance | 8.65 – 10.25% |
| PNB Housing | 8.75 – 11.70% |
| Kotak Bank | 8.49 – 9.10% |
| Bank of Baroda | 8.60 – 10.30% |
| Canara Bank | 8.60 – 10.80% |
| Aadhar Home loan | N.A |
Rs. 20 Lakh home loan emi for 30 Years |
|
| Loan Amount | Rs. 20,00,000 |
| Interest Rates | 8.50% |
| EMI | 15,378 |
| Total Interest | 35,36,177 |
| Total Amount Payable | 55,36,177 |
Rs. 20 Lakh home loan emi for 25 Years |
|
| Loan Amount | Rs. 20,00,000 |
| Interest Rates | 8.50% |
| EMI | 16,105 |
| Total Interest | 28,31,363 |
| Total Amount Payable | 48,31,363 |
Rs. 20 Lakh home loan emi for 20 Years |
|
| Loan Amount | Rs. 20,00,000 |
| Interest Rates | 8.50% |
| EMI | 17,356 |
| Total Interest | 21,65,552 |
| Total Amount Payable | 41,65,552 |
Rs. 20 Lakh home loan emi for 15 Years |
|
| Loan Amount | Rs. 20,00,000 |
| Interest Rates | 8.50% |
| EMI | 19,695 |
| Total Interest | 15,45,062 |
| Total Amount Payable | 35,45,062 |
Rs. 20 Lakh home loan emi for 10 Years |
|
| Loan Amount | Rs. 20,00,000 |
| Interest Rates | 8.50% |
| EMI | 24,797 |
| Total Interest | 9,75,657 |
| Total Amount Payable | 29,75,657 |
20 Lakh Home Loan EMI Calculator
You Can also Calculate Manually EMI With EMI Calculator Deal4loans
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Here’s the Lowest Calculated EMI of 20 Lakh Home Loan amount for 20 Years. It will give you roughly how much you have to pay for Interest & Total Amount with Interest. Emi Calculated on 8.50% .
|
Monthly Payment (EMI) |
Total Interest Payable in 20 years |
Total Payment (Principal + Interest) after 20 years for 20 Lakh of loan amount |
|
Rs.17,356 |
Rs.21,65,552 |
Rs.41,65,552 |
If you want to Know you are eligible for 20 Lakh of Loan amount or Not Use 
20 Lakh Home Loan Yearly Calculated Values on the Basis of 8.50% Rate of Interest
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 39,801 | Rs. 168,471 | Rs. 1,960,199 |
| 2 | Rs. 43,318 | Rs. 164,954 | Rs. 1,916,881 |
| 3 | Rs. 47,146 | Rs. 161,126 | Rs. 1,869,735 |
| 4 | Rs. 51,314 | Rs. 156,958 | Rs. 1,818,421 |
| 5 | Rs. 55,849 | Rs. 152,423 | Rs. 1,762,572 |
| 6 | Rs. 60,785 | Rs. 147,487 | Rs. 1,701,787 |
| 7 | Rs. 66,157 | Rs. 142,115 | Rs. 1,635,630 |
| 8 | Rs. 72,006 | Rs. 136,266 | Rs. 1,563,624 |
| 9 | Rs. 78,370 | Rs. 129,902 | Rs. 1,485,254 |
| 10 | Rs. 85,298 | Rs. 122,974 | Rs. 1,399,956 |
| 11 | Rs. 92,837 | Rs. 115,435 | Rs. 1,307,119 |
| 12 | Rs. 101,043 | Rs. 107,229 | Rs. 1,206,076 |
| 13 | Rs. 109,973 | Rs. 98,299 | Rs. 1,096,103 |
| 14 | Rs. 119,694 | Rs. 88,578 | Rs. 976,409 |
| 15 | Rs. 130,275 | Rs. 77,997 | Rs. 846,134 |
| 16 | Rs. 141,792 | Rs. 66,480 | Rs. 704,342 |
| 17 | Rs. 154,323 | Rs. 53,949 | Rs. 550,019 |
| 18 | Rs. 167,963 | Rs. 40,309 | Rs. 382,056 |
| 19 | Rs. 182,812 | Rs. 25,460 | Rs. 199,244 |
| 20 | Rs. 199,368 | Rs. 9,304 | Rs. 0 |
