Axis Bank Home Loan Patna – Interest Rates 2023, Documents, Apply

Axis Bank Home Loans in Patna: Check Interest Rates, Eligibility, Loan Amount, Processing Fees, Minimum loan amount, documents list in Patna. Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.

Axis Bank home loan branches in Patna :

  • Address: Ground & 1st Floor, Krishna Bhawan SP Verma Road, New Dak Bunglow Rd, near Jamal Road, Corner, Patna, Bihar 800001
  • Address: Udaiman Apartment, Boring Rd, Patna, Bihar 800001
  • Address: Alankar Business Center, E Boring Canal Rd, Sri Krishna Nagar, Buddha Colony, Patna, Bihar 800001
  • Address: Sita Usha Square, Kankarbagh Main Rd, Patna, Bihar 800020
  • Address: PN 132 & 133, 134 & 178 , Basement, GF Khata No 409, 478 & 176, Dhakanpura, Patna, Bihar 800001
  • Address: BP Complex, Circle No 13, Ward No 05, Rajendra Path, Phulwari, Kadamkuan, Patna, Bihar 800003
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Axis Bank Home Loan Interest Rates Jan 2023

For Salaried Individuals

Type Effective Rate of Interest
Floating Rate 8.60% - 8.95% p.a.
Fixed Rate 14% p.a.

For Self Employed Individuals

Type Effective Rate of Interest
Floating Rate 8.70% - 9.05% p.a.
Fixed Rate 14% p.a.

For Salaried Individuals

Type Effective Rate of Interest
Floating Rate 9.9% - 12.25% p.a.

For Self Employed Individuals

Type Effective Rate of Interest
Floating Rate 10.95% - 12.70% p.a.
The interest rate for the customer shall depend on their credit assessment and the product variant

Why to Choose Axis Bank Home Loans in Patna

Axis Bank housing loans are designed for today’s home-hunter. Easy home loans are rich in features and offer a number of benefits.

    • Attractive housing finance rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
    • Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
    • Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
    • Doorstep service: You don’t have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
    • Nil prepayment charges* : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.

Offers Available in Patna:

Axis Bank Home Loan Eligibility Criteria Patna

Salaried individuals eligible for home loan

  • Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
  • Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.

Professionals eligible for Axis home loan

  • Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
  • Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.

Home Loan documents required for Axis Bank

The following documents are required along with your home loan application:

Purpose Salaried Others
Proof of identity Voter’s ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter’s ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

About Patna:

Patna is the capital of the Indian state of Bihar, the most populous city in the state, and the second most populous state capital in Eastern India. Patna is one of the oldest continuously inhabited places in the world, placing it along side Rome, Jerusalem, Varanasi, Beijing and Baghdad.

The modern city is situated on the southern bank of the Ganges, and the urban area straddles the rivers Sone, Gandak and Punpun. Patna is approximately 35 km long and 16 km to 18 km wide, which was similar to the layout of the urban area during various stages of Bihar’s history.

Like many cities in northern India, Patna has been a centre of religious activity since the reign of Ashoka the Great, who was the patron of Buddhism. The Buddhist, Hindu, and Jain pilgrim centres of Vaishali, Rajgir, Nalanda, Gaya, Bodhgaya, and Pawapuri is located within driving distance of Patna.

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Top Banks for Home Loans in India
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SBI 8.70% - 9.40%
HDFC Ltd 8.65% - 9.85%
ICICI Bank 8.75% - 9.80%
LIC Housing Finance8.65% - 10.25%
PNB Housing 8.50% - 10.35%
Axis Bank 8.60% - 9.05%
Bank of Baroda 8.45% - 9.80%
Canara Bank 8.60% - 10.80%
Aadhar Home loan N.A