Best Gold Loan Interest Rates 2023 – SBI, Muthoot, Manappuram, HDFC, ICICI, PNB,

Gold Loan Interest Rates: Compare cheapest Gold Loan Rates or ornaments/jewellery by Various Bank SBI, Muthoot, Mannappuram, HDFC, ICICI, PNB, Axis banks etc. Lowest Interest Rates, Best Rates Available Gold Loan in Chennai, Bangalore, Mangalore, Cochin, kerala, pondicherry, ahmedabad, delhi, mumbai, nashik, pune, gwalior, ranchi, chandigarh, ludhiana, Goa, hyderabad, warangal etc.

Gold Loan Interest Rates January 2023


Interest Rates

SBI Gold Loan
Muthoot finance 12.00% to 24.00% p.a.
Manappuram 14.00% – 26.00% p.a
HDFC Bank 10.60% – 16.81% p.a
ICICI Bank 10.00% – 17.95% p.a
Axis Bank 17%
Punjab National Bank 8.55% – 8.75% p.a

Best Banks Which Offers Gold Loans in India:

Muthoot Finance Gold Loan Manappuram Gold Loan
SBI Gold Loan HDFC Gold Loan
ICICI Bank Gold Loan PNB Gold Loan

What are the minimum and maximum loan amounts?

You can avail gold loan for any value from Rs.10,000 to Rs.50 Lakhs instantly, as per your need.

What is the gold loan tenure option?

You can opt for a tenure of 6 months or 24 months

What are the documents that I need to submit?

  • Two passport size photographs
  • ID Proof such as Driving License or PAN Card or Form 60/61 or Passport Copy or Voter ID Card or Aadhaar Card or Ration Card.
  • Any one document needs to be submitted
  • Address Proof such as Driving License / Voter ID Card / Ration Card / Aadhaar Card / Passport Copy / registered lease agreement with not older than 3 months utility bills in the name of landlord (any one)
  • Proof of land holding in case of agriculture loan of more than 1 Lakh

Do I have to pay any additional fee?

You will have to pay a nominal processing fee, as applicable at the time of disbursement of loan.

Can I prepay my gold loan?

Yes, the loan can be prepaid.

How can I repay the gold loan amount?

You can repay the loan by Cash, Cheque, DD or through Funds Transfer.