Personal Loan Kolkata Interest Rates May 2019: Instant online approval

Apply Personal Loan in Kolkata: Get Quotes on Instant E-approval, Special Offers, Best interest rates 2019 and lowest EMI options from all major banks in Kolkata through

Personal Loan Kolkata details:

Interest Rates11.50% – 26.00%
Processing Fees0.99% – 3.00%
Pre payment ChargesNil – 5.00%
Repayment PeriodUpto 7 years
Cibil ScoreMin. 750
Lowest EMIRs. 2199.26 per lac

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 19 May 2019)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status


Personal Loan Interest Rates in Kolkata 2019

BanksInterest Rates
HDFC Bank10.99 – 20.75%
ICICI Bank10.99 – 16.50%
Bajaj Finserv11.99 – 16.00%
Fullerton India14.00 – 33.00%
Kotak Mahindra10.99 – 17.25%
IndusInd Bank12.99 – 17.00%
Standard Chartered12.00 – 17.00%

Processing Fees / Prepayment Charges

BanksProcessing FeePre Payment Charges
Bajaj FinservUpto 2.00%Upto 4% post 1st EMI clearance
ICICI Bank1999 to 2.50%Zero or 5.00%
Axis Bank2.00%Nil
Kotak1.5 – 2.00%5.00%
HDFC Bank0.8% – 2.00%4.00%
Fullerton India2.00%Upto 7.00%, 0% after 3 year
Standard Chartered
Up to 1%Upto 5.00% of loan amount

About Kolkata

Kolkata is the main commercial and financial hub of East and North-East India. As the trend to have upgraded consumer durables has taken hold the other parts of India, Kolkatans are not behind in no way to have this pleasure.

Though a large number of people draw a comfortable salary, nevertheless, they experience a shortfall in their income to purchase hi-tech consumer durables. To counter such situation a range of banks and financial institutions are ready to lend the money in the form of personal loan at competitive interest rates with easy payment plan.
Personal loan are also common for home renovations and medical emergency as well. Apart from this, marriage, festivals and celebrations are other occasions for which personal loan are preferred in Kolkata.

To move around and travel to other parts of India is a common feature among Bengalis. To meet this exuberance sometimes one comes across with short of funds. At this moment of time, personal loan becomes the only option to meet this expenditure.

Eligibility Or Personal Loan Amount in Kolkata

– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Personal Loan EMI Calculator Kolkata

To calculate your personal loan emi in Kolkata, you have follow simple 3 steps, which are as follows:

  1. Enter Personal Loan amount
  2. Interest Rate (bank offered to you)
  3. Repayment period
  4. Submit & EMI calculation’s on your screen

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For customer’s satisfactions or help here’s some examples which helps you to know how much you have to pay for the personal loans for the respective yearly repayment period. Examples of personal loans amount in Kolkata.

Pre-calculated emi for personal loans in Kolkata with the help of personal loan emi calculator:

Loan AmountTenure In YearsInterest RateMonthly EMI
100000315.30%Rs. 3,481
140000215.50%Rs. 6,821
200000214.10%Rs. 9,612
275000513.00%Rs. 6,257
300000512.00%Rs. 6,673
400000412.50%Rs. 10,632
480000313.50%Rs, 16,229
500000414.50%Rs. 13,789
700000513.00%Rs. 15,927
800000512.10%Rs. 17,836

Best Banks for Personal Loan in Kolkata

SBI Personal LoanBajaj Finance Personal LoanICICI Bank Personal Loan
Standard Chartered Personal LoanHDFC Bank Personal LoanKotak Bank Personal Loan
UBI Personal LoanTata Capital Personal LoanIndusInd Personal Loan
HSBC Personal LoanIDBI BankFullerton Personal Loan
AXIS Bank Personal LoanBank of Baroda Personal LoanBOM Personal Loan

Documents requirement for Personal Loans Kolkata:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

List of Bank Branches for apply personal loans in Kolkata

Axis Bank Lords building, 1st Floor, 7/1, Lord Sinha Road, Kolkata700071
Bajaj FinservOffice #1201, 12th Floor, “Infinity Benchmark”, Plot G-1, Ep & Gp, Sector 5, Salt Lake, Kolkata700091
HDFC Bank40 Bangur Avenue Block A Bangur Avenue Kolkata700055
ICICI BankIntellect Icon, 232, C.R. Avenue, Girish Park, Kolkata, West Bengal700006
Indusind BankGround Floor Rene Tower, Plot No AA-1, 1842, Rajdhanga Main Road, Ward No 107, Kasba, Kolkata700107
KotakGround Floor, Rajlila Building, 33 Bankim Mukherjee Sarani, P S New Alipore, Kolkata, West Bengal700053
Tata Capital7,1A, Loudon Street, Ground Floor, Kolkata700017
Fullerton1004, 10th Floor, IT Lagoon, Plot No. E2-2/1, in Block EP & GP, Sector – V, Salt Lake Electronics Complex, Saltlake, Kolkata700091
HDFC BankBf 13 Saltlake Sector 1 Salt Lake Opp – CAP Camp Bidhannagar Kolkata700064
HDFC Bank43/3 Feeder Road, Belghoria Kolkata700056
Tata Capital2,5,1 Hindustan Road, gariahat700029
Indusind BankGround Floor front Side, Merlin Infinity , West Bengal700001
Bajaj Finserv“2nd Floor, 112A, NARAYANI Complex, ” “Rashbehari Avanue,Near Lake Mall, Above HDFC Bank Ltd.700029
Fullerton1st Floor, 53A, Rafi Ahmed Kidwai Road, Nagerbazar, Kolkata700016

Private Finance Companies available in Kolkata

When your CIBIL score is low and you application was rejected by the bank and of course you need a personal loan, could it be for a vacation with your family or a medical emergency, private financier in Kolkata has a wide range of private financier who could be your ultimate liberator.

In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates of about 1.7% to 2.5% more than any regular banks.
(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)

Name of the companyAddress
Shree Shyam Financial ServicesGallindar House no. 8, N.S. Road, Dalhousie, Land mark: Coal India Bhawan Kolkata-700001
Rozis Quick Cash LoanNo. 15, Mcleod Street, Park Street, Land mark: Near Maullick Bazar Kolkata-700017
Access UniversalNo. 469, Rabindra Sarani, Shoba Bazar, Beadon Street, Land mark: Beside lane of Lal Mandir
Singh International-Kolkata No-1 Company18, 3rd Floor, Room No. 334, Poddaar Court, Rabindra Sarani, Land mark: Near Poddar court
PKM & AssociatesNo. 30/A, 1st Floor, Lake Road, Sarat Bose Road, Kolkata- 700029