Rs.1 lakh Personal loan for 3 Years | EMI Details | Interest Rates

Looking for 1 lakh of personal loan. Want to calculate emi for loan amount. So check the offers from HDFC Bank, SBI, ICICI Bank, Kotak, Axis Bank, INg Vysya Bank, Fullerton India online at deal4loans.com.

Calculated Monthly EMI for 1 lac of loan amount for 3 years @ 14.00% rate of interest is – Rs. 3417.76

Apply for Personal Loan
I authorize Deal4loans.com & its partnering banks to contact me to explain the product & I Agree to Privacy policy and Terms and Conditions.

Calculate EMI with Calculator for 1 lakh of loan for 3 years

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

1 Lakh Personal Loan Interest Rates 2022

Banks Interest Rates
HDFC Bank 10.99 – 20.75%
ICICI Bank 11.70 – 18.85%
Bajaj Finserv 11.99 – 16.00%
Fullerton India 14.00 – 33.00%
Kotak Mahindra 11.50 – 20.00%
IndusInd Bank 12.99 – 17.00%
Standard Chartered 10.99 – 14.49%

Processing Fees / Prepayment Charges

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 – 2.00% 5.00%
HDFC Bank 0.8% – 2.00% 4.00%
Fullerton India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered
NIL (Zero) Upto 2.00% of loan amount

Yearly Calculated Values for Rs.1 lac Loan for 3 Years at 14.00% rate of interest:

Year Principal Interest Balance Amount
1 Rs. 28,819 Rs. 12,197 Rs. 71,181
2 Rs. 33,122 Rs. 7,894 Rs. 38,059
3 Rs. 38,098 Rs. 2,946 Rs. 0