4 Lakh personal loan | EMI Details | Interest Rates

Are you looking for 4 Lakh of personal loan at lowest interest rates? So calculate emi for loan amount. Get best offers from HDFC Bank, SBI, ICICI Bank, Kotak, Axis Bank, Bajaj Finance, Fullerton India online at deal4loans.com.

Calculated Monthly EMI for 400000 of loan amount for 3 years at various rate of Interest :

Loan Amount

Rate of Interest

No. of Tenure / Repayment

Per Month EMI

4 Lakh 14.00% 36 months / 3 year Rs.13671.05
4 Lakh 15.00% 36 months / 3 year Rs.13866.13
4 Lakh 16.00% 36 months / 3 year Rs.14062.81
4 Lakh 18.00% 36 months / 3 year Rs.14460.96
4 Lakh 20.00% 36 months / 3 year Rs.14865.43
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Calculate EMI with Calculator for 4 Lakh rs of loan for 3 years:

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Best Personal Loan Interest Rates for 4 Lakh

Banks Interest Rates
HDFC Bank 10.99% – 20.99%
ICICI Bank 11.59 – 17.50%
Bajaj Finserv 11.99% – 16.00%
Fullerton India 14.00 – 33.00%
Kotak Mahindra 10.99 – 19.65%
IndusInd Bank 12.99 – 17.00%
Standard Chartered 11.50 – 14.50%

Processing Fees / Prepayment Charges

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 0.99% – 2.5% Nil – 5.00%
HDFC Bank Up to 2.5% Zero to 4.00%
Fullerton India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered
Up to 1% Upto 5.00% of loan amount

Yearly Calculated Values for Rs.4 Lakh Loan for 3 Years at 14.00% rate of interest:

Year Principal Interest Balance Amount
1 Rs. 80,187 Rs. 50,985 Rs. 319,813
2 Rs. 92,165 Rs. 39,007 Rs. 227,648
3 Rs. 105,928 Rs. 25,244 Rs. 121,720
4 Rs. 121,846 Rs. 9,425 Rs. 0
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