ICICI Bank Two Wheeler Loans | Documents | Details

ICICI Two Wheeler Loan: Get Details on Interest Rates, Documents, EMI and Eligibility of ICICI Bank 2 wheeler loans in Delhi, Mumbai, Cochin, Bangalore, Chennai, Kolkata, Pune and chandigarh.

About ICICI Bank:

ICICI Bank is India’s largest private sector bank with total assets of Rs. 6,461.29 billion (US$ 103 billion) at March 31, 2015 and profit after tax Rs. 111.75 billion (US$ 1,788 million) for the year ended March 31, 2015. ICICI Bank currently has a network of 4,050 Branches and 12,826 ATM’s across India.


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To know about the service charges on existing two wheeler loans

Currently two wheeler loans are offered on Harley Davidson models only.

ICICI Bank Interest rates for Two wheeler loans

Product Minimum Maximum Mean
Two Wheelers 10.50% 14.00% 12.14%

Note:

  • The range of interest rates provided above is with respect to loans to individuals disbursed during Quarter IV – FY: 2015.
  • It includes fixed rate of interest and is based on factors such as customer relationship, asset segment, tenure of loan etc.
  • It excludes subsidy and government schemes.
  • Mean rate = Sum of rate of interest of all loan accounts / Number of all loan accounts

Service Charges for Existing Two Wheeler Loans

Description of Charges Two Wheeler Loans
Amortisation Schedule Charges Rs. 200/- per Schedule
Charges for late payment (loans) 2% per month on the outstanding installment
Cheque return charges Rs. 200/- per Cheque return
Cheque Swap Charges Rs. 500/- per transaction
Duplicate NOC Charges Rs. 200/- per NOC
Prepayment Statement Charges Rs. 100/- per Statement
Prepayment Charges Lower of the two amount given below:
Revalidation of NOC charges Rs. 200/- per NOC
Non Refundable Loan Processing Fees 0.25%*
Statement of Account Charges Rs. 200/- per Statement
Prepayment Options Part prepayment of the loan is not allowed
Charges for changing from fixed to floating rates of interest Not Applicable
Charges for changing from floating to fixed rates of interest Not Applicable

 

Note :

1) Service Tax and other Government tax, levies, etc applicable as per the prevailing rate may be charged over and above these charges at the discretion of ICICI Bank.

2) The charges or fees given in above table are subject to change and the one recorded in agreement will be binding over the site.

3) Interest Reset clause: Not Applicable.

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