Dena Bank Education loan | Interest Rates | Documents | Information

Dena Bank Education loans / Vidya Laxmi – Details on Documents, Eligibility, Interest Rates of Education /Student loan Scheme of Dena Bank.

The Topper for your children’s Higher Education

Ensure a bright future for your children. Provide them with the best of higher education in India or abroad. Avail Dena Vidya Laxmi Educational Loan.


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Full Name : Country of Study :
DOB : Course of Study :
Co-borrower’s* Income:
Residence City :
Collateral Security :
Yes   No
Other City :
Mobile No :
+91
Email ID :
Loan Amount :
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You are eligible if:

  • You are an Indian national and have secured admission to a professional or technical course in an Indian or Foreign university.
  • Simply walk in with the marksheet of the qualifying exam. and proof of admission.

Interest Rates of Dena Bank Education Loan:-

Dena Vidyalaxmi Education Loan

UPTO Rs. 4.00 Lacs  
Repayable up to 3 years 11.80% [floating]
Repayable > 3 yrs 11.80% [floating]
Above Rs. 4.00 Lacs *  
Repayable up to 3 years 11.80% [floating]
Repayable > 3 yrs 11.80% [floating]
* No oncessions are available to girl students and IIM / IIT / ISB (Hyderabad) students except interest concession available to girl student under Dena Shakti Scheme.



Course Eligibility

Study in India:

Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses.

Study Abroad:

Graduation  :   For job oriented professional / technical courses offered by reputed universities
Post Graduation : MCA, MBA, MS etc.
Courses conducted by CIMA-London, CPA in USA etc.

Loan Amount

  • Upto Rs.10 lakhs for studies in India.
  • Upto- Rs. 20 lakhs for studies abroad.

Loan takes care of :

  • Fee payable to colleges/ schools/ hostels
  • Examination/ Library/ Laboratory fees.
  • Purchase of books, equipment, instruments and uniforms.
  • Passage fare for travel abroad.
  • Purchase of computers needed to complete the course.
  • Any other expense to complete the course like study tours, project work, thesis etc.

Margin

  • Upto Rs. 4 lakhs- NIL for study in India and abroad.
  • Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.

SIMPLE INTEREST CHARGED DURING MORATORIUM PERIOD.

Process Fees

Rs.1000/- for studies abroad.

Repayment

For loans upto Rs.7.50 lakhs    :   Upto 10 years
For loans above Rs.7.50 lakhs  :   Upto 15 years

Other Loans Available From Dena Bank Online:-

Dena Bank Home Loan
Dena Bank Personal Loan
Dena Bank Car Loan
Dena Bank Credit Card

Source: Dena Bank Website

 

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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.
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