Dena Bank Education loan | Interest Rates | Documents | Information

Dena Bank Education loans / Vidya Laxmi – Details on Documents, Eligibility, Interest Rates of Education /Student loan Scheme of Dena Bank.

The Topper for your children’s Higher Education

Ensure a bright future for your children. Provide them with the best of higher education in India or abroad. Avail Dena Vidya Laxmi Educational Loan.

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Full Name:

Country of Study:

Course of Study:

Co-borrower’s* Income:

Email ID :

Residence City:

Course Name:

Required Loan Amount:

Mobile:
+91

Other City:

Applicant’s Income Status :

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* Co-borrower : Relative with good income who can support your education loan application. Typically it can be your Father, Mother, Brother, Sister, Spouse, Cousin, Paternal Uncle (Chacha), Paternal Aunt (Chachi), Maternal Uncle (Mama), Maternal Aunt (Mami), Grandfather, Grandmother

Status of Dena Bank Education Loan as on 31 March 2015:
Fresh disbursements to the tune of Rs.52.92 cr were made in 3323 accounts during the year towards education loan.

You are eligible if:

✓ You are an Indian national and have secured admission to a professional or technical course in an Indian or Foreign university.
✓ Simply walk in with the marksheet of the qualifying exam. and proof of admission.

Dena Vidyalaxmi Education Loan

UPTO Rs. 4.00 Lacs
Repayable up to 3 years 11.55% [floating]
Repayable > 3 yrs 11.55% [floating]
Above Rs. 4.00 Lacs *
Repayable up to 3 years 11.55% [floating]
Repayable > 3 yrs 11.55% [floating]
* No oncessions are available to girl students and IIM / IIT / ISB (Hyderabad) students except interest concession available to girl student under Dena Shakti Scheme.


Course Eligibility

Study in India:

Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses.

Study Abroad:

Graduation  :   For job oriented professional / technical courses offered by reputed universities
Post Graduation : MCA, MBA, MS etc.
Courses conducted by CIMA-London, CPA in USA etc.

Loan Amount

  • Upto Rs.10 lakhs for studies in India.
  • Upto- Rs. 20 lakhs for studies abroad.

Loan takes care of :

  • Fee payable to colleges/ schools/ hostels
  • Examination/ Library/ Laboratory fees.
  • Purchase of books, equipment, instruments and uniforms.
  • Passage fare for travel abroad.
  • Purchase of computers needed to complete the course.
  • Any other expense to complete the course like study tours, project work, thesis etc.

Margin

  • Upto Rs. 4 lakhs- NIL for study in India and abroad.
  • Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.

SIMPLE INTEREST CHARGED DURING MORATORIUM PERIOD.

Process Fees

Rs.1000/- for studies abroad.

Repayment

For loans upto Rs.7.50 lakhs    :   Upto 10 years
For loans above Rs.7.50 lakhs  :   Upto 15 years

Other Loans Available From Dena Bank Online:-

Dena Bank Home Loan
Dena Bank Personal Loan
Dena Bank Car Loan
Dena Bank Credit Card

Source: Dena Bank Website

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