Muthoot Finance Gold Loan | Interest Rates | EMI Calculator

Muthoot Finance Gold Loan- Get Gold Loans in 5 Minutes from muthoot. Check Interest Rates, EMI, Eligibility & Documents under various schemes of muthoot finance in all over India. Muthoot Finance Gold Loan is the largest and one of the leading financing company to offer gold loan. It is not among the top in India, but all around the globe. It disburse loan to more than 80,000 people every day. It is one of the trusted names in the gold loan segment. The company has a leading history of past 128 years. With Muthoot Finance Ltd. Gold loan service it is really simple to avail a loan within 5 minutes. You can check interest rates, EMI, eligibility and documents under various schemes of Muthoot Finance all over India.

Why Muthoot Finance is Best in Gold Loan:

✓ Over 81000 Daily Customers
✓ Minimum Loan amount ₹ 1500 and Maximum ₹ 1 crore
✓ Quick Disbursal & Fast processing
✓ Pre-Payment options available with penalty
✓ In-house gold evaluation facility
✓ Provides safe custody for gold ornaments


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Muthoot Gold Loan EMI Calculator

Enter the following information in the below EMI calculator:
✓ Principal loan amount you wish to avail (rupees)
✓ Loan term (months or years)
✓ Rate of interest (percentage)


Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

 
Special offers running on Muthoot Finance Gold Loan for the Month
✓ Double Dhamaka Scheme – 8% discount in interest rate on payment of monthly interest
✓ USHA IRON box worth ₹ 845/ – for availing loan above ₹ 3 lakh*
✓ USHA Mixie worth ₹ 3795/ for availing loan above ₹ 10 Lakh*

Muthoot Finance Gold Loan Interest rates on Various Schemes 2016

Schemes Rate of Interest
Scheme Slab Period/s Kerala Other South Indian Branches All other Branches
Muthoot Bestvalue Loan (MBL) Upto 1 month 14% p.a. 14% p.a. 14% p.a.
>1 upto 3 months 18% p.a. 18% p.a. 18% p.a.
>3 upto 6 months 21% p.a. 21% p.a. 21% p.a.
>6 upto 12 months 24% p.a. 24% p.a. 24% p.a.
Muthoot Mahila Loan (MML)* Upto 1 month 12% p.a. 12% p.a. N.A.
>1 upto 3 months 15% p.a. 15% p.a. N.A.
>3 upto 6 months 20% p.a. 20% p.a. N.A.
>6 upto 12 months 24% p.a. 24% p.a. N.A.
Muthoot Super Loan (MSL) Upto 12 months 21% p.a. 22% p.a. 23% p.a.
Muthoot Premier Loan (MPL) Upto 12 months 20% p.a. 21% p.a. 22% p.a.
Muthoot Advantage Loan (MAL) Upto 3 month 18% p.a. 18% p.a. 18% p.a.
>3 upto 6 months 21% p.a. 21% p.a. 22% p.a.
>6 upto 12 months 24% p.a. 24% p.a. 24% p.a.
Muthoot Highvalue Loan (MHL) Upto 3 months 16% p.a. 16% p.a. 16% p.a.
>3 upto 12 months 18% p.a. 18% p.a. 18% p.a.
Muthoot Overdraft scheme (MOS) 12 months 19% p.a. 19% p.a. 19% p.a.
Muthoot Instalment Scheme (MIS) 6/12 instalments 21% p.a. 21% p.a. 21% p.a.
Interest is charged on monthly compounding basis.Documentation charge of Rs.1500/- is chargeable for limits sanctioned under MOS scheme.Late payment charges are applicable for loans under MIS Scheme@24% p.a. for delay in payment of EMIs.
Processing charges are applicable for loans under MHL scheme as below:
Kerala & Other South Indian Branches 0.50% of the loan amount irrespective of the loan amount
All other branches 1% of the loan amount for loans below Rs.10 lakhs
0.5% of the loan amount for loans of Rs.10 lakhs & above and upto Rs.25 lakhs
0.25% of the loan amount for loans of Rs.25 lakhs and above
Penal interest @2% p.a. is chargeable in addition to the interest as above on loans outstanding for more than 12 months.
* Available in selected branches

 

Who is eligible to avail a Gold Loan?
Anyone, above the age of 18, can avail a loan against gold. The borrower needs to provide gold ornaments and all required documents.
 
What type of security do I need to provide? Do I need a guarantor?

The only security which is required is the very gold they pledge with Muthoot Finance Ltd. There is no need for an external/third party guarantor.
 
What is the minimum/maximum tenure of the gold loan?
The minimum tenure for muthoot gold loan is 1 day and maximum tenure is 15 months, each loan has a different tenure.
 
How can I repay my loan? What different options are available for the repayment?
The loans can be repaid in a flexible manner. You must repay the loan at any of muthoot bank branches by cash or cheque.
 
How can I apply for a Gold Loan with Muthoot Finance Ltd.
In order to receive funds against your gold ornaments with Muthoot Finance Ltd. you will have to walk into any of Muthoot Bank branches and inform the customer care executive of the same. The executive will then have you fill out a KYC form and guide you through the rest of the process.
 
How much can I expect for my gold?
This depends on the rate of gold on that date and the purity of gold in the ornaments.
 
I need some more information, how can I contact Muthoot Finance Ltd.?

You can reach Muthoot Gold Loan at 011 3051 3051, or You can also voice your concerns on Muthoot Bank facebook and twitter pages.

 

Muthoot Finance Overview
 
Muthoot Finance Ltd. is an Indian financial corporation. Muthoot Finance known as the largest gold financing company in the world. Maximum Loan Value, Lowest Interest Rates and Free insurance are main features of the company. Muthoot Finance has over 25000 employees, 4200+ branches all over the India and 6 million customer base. You can reach Muthoot finance through its customer care toll free numbers – 1800 212 3644 / 1800 121 1210 / +91 11 3051 3051 / +91 8000451451

List of Branch Address for Gold Loans from Muthoot Finance

City Branch Address
Daman ANURADHA COMPLEX, MASHAL CHOWK,DAMAN, DAMAN AND DIU, 396210
Raipur RAIPUR – FAFADIHPLOT NO. 60, OPP. STATE BANK OF INDIA ,RAIPUR, CHHATTISGARH, 492009
Mumbai SHOP NO.1,2,3, SHIVSHANKAR CHS, BERISTERNATH PAI MARG ,NEAR MANKESHWAR MANDIR ,MAZGAONMUMBAI CITY, MAHARASHTRA, 400010
Mumbai 1ST FLR., OM ASHIRWAD CHS, N.C.KELKAR RD., DADAR (W)MUMBAI CITY, MAHARASHTRA, 400028
Mumbai 1ST FLOOR VAIBHAV SOCIETY,BLDG NO.24 SHASTRI NAGAR LINK ROADMUMBAI CITY, MAHARASHTRA, 400104
Thane A EASTSHOP NO. 5 & 6 MARTIN COMMERCIAL COMPLEX NEW LINK ROADTHANE, MAHARASHTRA, 401209
Nashik 1ST FLOOR, ANAND MALL NEAR BYTCO POINT JAIL ROAD, NASHIK ROADNASHIK, MAHARASHTRA, 422101
Goa INAM COMPLEX ABOVE APOLLO PHARMACY,1ST FLOORNORTH GOA, GOA, 403001
Goa HOUSE NO.907, OPP. CENTRAL HOSPITALNORTH GOA, GOA, 403406
Goa TRINITY PARQUE SHOP NO 12SOUTH GOA, GOA, 403708
Surat SHOP NO.24-26, 1ST FLOOR, SHEETAL COMPLEX, NR. SAGAR DAIRY, BHATAR ROADSURAT, GUJARAT, 395001
Vadodara 24-28, 1ST FLOOR, SHIVALAY-2, NR. RANESHWAR TEMPLE, OPP: ICFAI COLLEGE, VASNA ROAD,VADODARA, GUJARAT, 390015
Surat UPPER GROUND FLOOR, SHOP NO-2 & 3,VISHWAKARM ARCADESURAT, GUJARAT, 395009
Vadodara 101-102, 111-112, 1ST FLOOR, NAKSHATRA ABOVE STATE BANK OF INDICA, HARNI ROADVADODARA, GUJARAT, 600000
New Delhi 11A/11, Old Rajinder Nagar, Rajinder Nagar, New Delhi, Delhi 110060, India
New Delhi E-4, PT Narender Kumar Pandey Marg, Block C 1, Bhim Nagri, Hauz Khas, New Delhi, Delhi 110016, India
New Delhi B St, DDA Flats, Munirka, New Delhi, Delhi 110067, India
Bangalore IBM India Pvt Ltd D3 Block, Vittal Mallya Rd, KG Halli, D Souza Layout, Ashok Nagar, Bengaluru, Karnataka 560001, India
New Delhi Ground Floor, Property No 2/8-a, Commercial Complex, Opposite New Friends Colony, Maulana Mohammad Ali Jauhar Marg, Sarai Jullena, New Friends Colony, New Delhi, Delhi 110065
Delhi Shop No,11/245,HDFC ATM, Block 13, Geeta Colony, New Delhi, Delhi 110031
Bangalore Aurobindo Marg, 4th Block, Jayanagar, Bengaluru, Karnataka 560011
Bengaluru Zonal Office Number 84/3, UCF Center, Ground Floor, Linganrajapuram, Bengaluru, Karnataka 560084
Indiranagar No. 647/1, 1st Main, Indira Nagar 1st Stage, 100 Feet Road, Indiranagar Double Rd, Eshwara Layout, Indiranagar, Bengaluru, Karnataka 560038
Ghaziabad Shop No. 14, 2nd Floor, Nipun Plaza, Sector 4, Vaishali, Ghaziabad, Uttar Pradesh 201010
Ghaziabad Dr Sushila Naiyar Marg, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh 201014
Noida Amaltash Marg, Raghunathpur, Sector 22, Noida, Uttar Pradesh 201301
Noida 107-A, First Floor, P-6, Ocean Complex, Opposite The Great Indian Place Mall, Above Vipul Motors, P Block, Sector 18, Noida, Uttar Pradesh 201301
Jaipur Office No. 203, Jamuna Tower, Plot No. 13, Govind Marg, Opp. Raja Park, Adarsh Nagar, Jaipur, Rajasthan 302001
Jaipur Khatipura Rd, Parivahan Nagar, Khatipura, Jaipur, Rajasthan 302012
Jaipur 361, Himmat Nagar, Tonk Road, Mahaveer Nagar-1, Bajaj Nagar, Jaipur, Rajasthan 302018
Indore Ahinsa Tower, Mahatma Gandhi Rd, Race Course Rd, Old Palasia, Indore, Madhya Pradesh 452001
Indore  Premises No F-2, 1st Floor, Ahinsa Tower, 7, M G Road, M G Road, Indore, Madhya Pradesh 452001
Indore Ground Floor, Khatiwala Tank Main Road,Tower Chouraha Road, Tower Chouraha, Khatiwala Tank, Navlakha, Indore, Madhya Pradesh 452001
Gwalior Near JDA Complex, Alakananda Tower, City Center, Gwalior, Madhya Pradesh 474011
Gwalior Jayendraganj, Naya Bazar, Gwalior, Madhya Pradesh 474009
Bhopal 80 Feet Rd, Ashoka Garden, Ashok Vihar, Bhopal, Madhya Pradesh 462023
Bhopal No.1,Ground Floor,Opposite Krishna Plaza, Indore Road,Main Road, Near Sindu Cinema, Hirdaram Nagar, Hemu Kalani, Bairagarh, Bhopal, Madhya Pradesh 462030
Bhopal Ground Floor, 131/3, Obedulla Ganj Rd, Near Pragati Petrol Pump, Zone-II, Maharana Pratap Nagar, Bhopal, Madhya Pradesh 462021
Trichy NO 4, ARN Complex, Kamarajar Rd, Mela Kalkandar Kottai, Tiruchirappalli, Tamil Nadu 620011
Trichy  90, 4th Floor, MDSR Enclave , Bharathidasan Salai, Tiruchirappalli, Tamil Nadu 620001
Trichy No. 5, Pugallia Pillai Street, Rock Fort Towers, NSB Road, Chinnkadi Street, Tiruchirappalli, Tamil Nadu 620002
Cochin Vadachira Building, 1st Floor, Door No.X/28E, Opposite Collectorate South Gate, Civil Station Road, Cochin, Kakanad, Ernakulam, Kerala 682030
Cochin 1st Floor, NJK Tripthi Building, Sahodaran Ayyappan Road, Valanjambalam, Pallimukku, Kochi, Kerala 682016
Kochi First Floor, Manama Tower, Aroor – Thoppumpady Rd, Opposite BOT Bridge, Pyari Junction, Thoppumpady, Kochi, Kerala 682005
Trivandrum Muthoot Building, Near Josco Jewelry, Pattom, Thiruvananthapuram, Kerala 695004
Trivandrum  Mangala Saudam Building, Sasthamangalam Rd, Vellayambalam, Thiruvananthapuram, Kerala 695010
Trivandrum 1st Floor, Ambady Arcade, Kanjirampara, Thiruvananthapuram, Kerala 695030
Hyderabad 16-2-677/2, Tirumala Tower, Judges Colony, Malakpet, Hyderabad, Telangana 500036
Hyderabad Hitech City, Arunodhaya Colony, Madhapur, Hyderabad, Telangana 500081
Hyderabad Jaihind Enclave, Madhapur, Hyderabad, Telangana 500081
Hyderabad Dargah Yousufain Rd, Ghosha Mahal North, Nampally, Hyderabad, Telangana 500001
karimnagar Christian Colony, Karimnagar, Telangana 505001
karimnagar 1 65 505215, 10-1-65, Vemulawada Rd, Karimnagar, Telangana 505215
Secundrabad Plot No.163, Opposite Kharkhana Police Station, KrKhana Main Road, Vasavi Nagar, Karkhana, Secunderabad, Telangana 500015
Secundrabad Building No-7-1-624, First Floor, Mahatma Gandhi Road, Market Street, Secunderabad, Hyderabad, Telangana 500003
Kolkata No 150, Unit No.2, 1st Floor, Lenin Sarani Road, Near Wellington Crossing, Kolkata, West Bengal 700013
Kolkata 21, 2nd Floor, Grosvenor House, Camac Street, Shakespeare Sarani, Near Pantaloons, Park Street area, Kolkata, West Bengal 700017
Kolkata Bidhan Sarani Road, University Of Calcutta, Sinthi, Kolkata, West Bengal 700050
Kolkata Jatindra Mohan Ave Rd, Maniktala, Girish Park, Darjipara, Beniatola, Kolkata, West Bengal 700006
Patiala 55, 1st floor Choti Baradari, Mall Rd, Baradari, Patiala, Punjab 147001
Lucknow Urban Estate Phase II, Urban Estate, Patiala, Punjab 147002
Lucknow FF-9,Aarohi Plaza, Patrakar Puram Road, Vikas Khand, Gomti Nagar, Lucknow, Uttar Pradesh 226010
Lucknow Hari Om Complex, Faizabad Rd, Bhoothnath Market, Indira Nagar, Lucknow, Uttar Pradesh 226016
Ludhiana 154, 1st floor, Above IDBI bank, Ludhiana, Punjab 141010
Ludhiana Upper Gruond Floor, Premises No. B36-290/1, Pakhowal Rd, Canal Bridge, Vikas Nagar, Shaheed Bhagat Singh Nagar, Ludhiana, Punjab 141001
Jalandhar First Floor, Sethi Complex, Hosiarpur Road, Opposite PNB, Rama Mandi, Jalandhar, Punjab 144023
Jalandhar 2nd Floor, Chopra Building, Near BMC Chowk, Adjoint Vishal Mega Mart, New Jawahar Nagar, Jawahar Nagar, Jalandhar, Punjab 144001
Faridabad Shop No. 2DK/7, Shivala Mandir Road,, Deep Chand Bhartia Marg, New Industrial Town, Faridabad, Haryana 121001
Faridabad 1st Floor, SCF57, Sector 15, Faridabad, Haryana 121007
Panchkula First Floor, SCO No. 248, 215, Near ICICI Bank, Sector 20, Panchkula, Haryana 134117
Chandigarh SCO 2902,, Dakshin Marg, 22C, Sector 22, Chandigarh, 160022
Chandigarh Ground Floor, SCO No.2429, Sector 22C, Chandigarh, 160022
Chandigarh  First Floor, SCO No. 248, 215, Near ICICI Bank, Sector 20, Panchkula, Haryana 134117

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