Two Wheeler loan in Kolkata – Interest Rates, Documents, Eligibility

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Get Details on Documents, Eligibility & EMI on two wheeler loans in Kolkata.

Eligibility required for Bike loans in Kolkata:

• Be a salaried or self-employed individual.
• Be between the age of 21 years (at the time of application) and <= 65 years (at the end of the loan tenor).
• Earn a minimum gross income of Rs. 60,000/- p.a., for salaried profile and Rs. 72,000/- p.a. or self-employed profile.
• Reside for at least 1 year in the city.
• Reside for at least 1 year at the given residence address (in case of transfer from other location with less than 1 year at current location – please provide relevant documents to the bank during loan approval stage).
• Be working for at least 1 year.

Documents Required for Two Wheeler loans in Kolkata:

• Proof of Identity:
  Any one of Passport Copy/ Photo Credit card- front & reverse/ Voters ID card/ Driving License/ PAN card/ Copy of Company ID card of MNC/ Public Ltd./ PSU/ Govt. company/ Ration Card (If Photo is given).
• Address Proof:
  Any one of Passport Copy/ Voters ID card/ Driving License/ Rental agreement/ Telephone Bill/ Electricity bill/ Gas Connection Bills/ Ration Card/ Sale deed/ Property purchase agreement/ Credit Card billing statement (latest)/ LIC policy/ Letter from Company or Company provided Accommodation (List of the company’s as per the Banks List- ID card of MNC/ Public Ltd.,/ PSU/ Govt. Company Containing the residence address), Address proof in the name of the applicant’s Spouse or parents name is acceptable.
• Income Proof:
  For Salaried : Latest Salary slip for Govt. employees; If Salary slip is not available, Only salary certificate to be accepted with deductions, For Partnership/ Proprietary firms & Pvt. Ltd. Co’s- Salary Certificate to be accepted with the following mitigants: Salary Certificate to clearly state the deductions, Name & Designation of the authorized signatory.
  For Self-Employed: Copy of the latest I. T. return.

Honda Two Wheeler Showrooms in Kolkata: