Bajaj Finserv Senior Citizen Fixed Deposit Interest Rates

Features and Benefits of Bajaj Finance Fixed Deposit

  • Get secured returns up to 7.75% p.a.
  • Up to 0.25% p.a., the higher interest rate for senior citizens
  • Deposits start just Rs. 15,000
  • Flexible tenors up to 60 months

How to Invest in Bajaj Finance Fixed Deposit

Investing in a Bajaj Finance online FD is quick and easy. Follow the steps below:

  1. 1Click on ‘Invest Online’ to open our online form
  2. 2Enter your phone number, date of birth and OTP
  3. 3Existing customers only need to verify their details
  4. 4If you’re a new customer, you will be asked to enter your basic details for OKYC
  5. 5Choose the deposit amount, tenor, interest payout type and your bank details
  6. 6Pay the amount with net banking or UPI

Upon successful payment, your deposit will be booked, and you will receive an acknowledgement via e-mail and SMS within 15 minutes.

Bajaj Finserv Senior Citizen Fixed Deposit Interest Rates in India 2022

Annual rate of interest valid for deposits from Rs. 15,000 up to Rs. 5 Crore (w.e.f July 1, 2022)
Tenor in months 12 – 23 24 – 35 36 – 60
Cumulative 6.45% p.a. 7.20% p.a. 7.65% p.a.
Monthly 6.27% p.a. 6.97% p.a. 7.39% p.a.
Quarterly 6.30% p.a. 7.01% p.a. 7.44% p.a.
Half-yearly 6.35% p.a. 7.08% p.a. 7.51% p.a.
Annual 6.45% p.a. 7.20% p.a. 7.65% p.a.

Special FD interest rates for cumulative deposits

Tenor in months
15 18 22 30 33 44
At Maturity 6.65% p.a. 6.75% p.a. 6.90% p.a. 7.30% p.a. 7.40.% p.a. 7.75% p.a.