SBI Festival Loan 2021 – Interest Rates, Repayment, Documents

SBI Festive loan Scheme Offers 2020 – SBI’s Festival Loans will have no prepayment charges. Maximum Loan amount of upto 50000.

Min. Loan amount Rs.5000
Max. Loan amount Rs.50000
Prepayment charges Nil
Max. Loan Eligibility 4 times of Net monthly Income
Processing Fees Rs. 100
Repayment Time 1 Year

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Documents needed for SBI Festival Loan:

  1. Latest Salary Slip
  2. Form 16, in the case of salaried persons
  3. In case of self employed individuals and professionals, IT returns for the last 2 years
  4. Passport size photograph
  5. Proof of residence.

Security

  1. No primary or collateral security is required if check-off facility is available from your employers
  2. Personal guarantee of the spouse or any other person of adequate worth will be required.