Bajaj Business Loans Delhi: Get Details on Interest Rates, Documents, Fees & Charges And How to Apply online for Bajaj Business Loans.
Which are the Documents Required for Business Loan in Delhi
|1 Photograph of Co-Applicant||Yes||Yes|
|Income Details For Bajaj Finserv Delhi||IT Returns, Balance Sheet & P/L Account statement for the last 2 years with Annexure||IT Returns, Balance Sheet & P/L Account statement for the last 2 years with Annexure|
|Bank Account Statements||For last 3 months||For last 3 months|
|KYC documents of Co-applicant||Yes||Yes|
|Business Proof||Certificate of Practice||MOA, AOA/ Partnership Deed/ Shop Act License|
Why to Choose – Bajaj Finserv Business Loan in Delhi
Bajaj Finserv deploys technology and applies innovation to create unique and compelling propositions that help you do what you always wanted to do. Hereunder are a host of unique features and benefits that you enjoy with Business Loans from Bajaj Finserv Lending. Most of these features are industry firsts and come only with our portfolio of offerings. Read on to know more:
Loans up to 45 lacs
We offer the highest ticket size of up to 45 lacs as Business Loan so that you can pursue your ambitions for your business. This is the highest ticket size that anyone offers in this category.
No Guarantors. No Collateral – You don’t need to provide any Guarantors or give any collateral to avail a Business Loans.
Prompt Repayment Benefit – Get rewarded for keeping your commitments. Enjoy the exclusive Prompt Repayment benefit for paying your EMIs on time. If you clear your first 12 EMIs without any delays, you will get 1% of the annualized interest amount paid back to you.
This facility will be available for the entire period of your loan tenor and will be paid at the end of every 12 months, subject to your EMIs paid on time.
Part Prepayment facility – You can prepay upto 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI.
Nil Foreclosure charges
Online Account Access
You could avail our Business Loan if you are any one of the following:
- Limited or Private Limited companies
- Partnership or Proprietorship Firm
- Chartered Accountan
Fees and Charges
Charges Applicable Processing Fees 2% of the loan amount will be deducted at the time of disbursal of approved loan amount EMI bounce charges Rs 1000 will be charged in the subsequent month for every bounce Penal Interest 2.00% p.m. overdue charges will be levied basis 360 days per year Foreclosure Charges * NIL
* Applicable following 1st EMI clearance