HDFC Gold Loan Interest Rates 2021 | Sampoorna Bharosa Gold Loan

HDFC Sampoorna Bharosa Gold Loan. Check Interest Rates, Repayment options, features, EMI, Loan Eligibility Amount within seconds the moment you step into any of HDFC Bank branches in India.

Latest UpdateZero Foreclosure charges after 3 months. 9.90% interest rate for loan above Rs.5 Lakhs.

Features & Benefits of HDFC Gold Loan:

✔ Quick Over the Counter Product – Loan disbursed in 45 minutes.
✔ Easy One page documentation
✔ Safe Unique 3 way sealing to ensure your gold is secure in our safety vault.
✔ First choice of customers for personal finance & business needs
✔ Smart EMI Flexible Pricing and tenor for making a smart choice
✔ Low processing fees & prepayment charges

Apply Gold Loan

Full Name



Annual Income


Email ID

Loan Amount

Gold weight (in grams)

How immediate is your requirement

Why take a Gold Loan from HDFC Bank?

because of triple benefits which are offered by HDFC Bank to its customers: Faster loan process, competitive pricing & Transparency (No Hidden charges)

Details About Sampoorna Bharosa Gold Loan:

✔ Minimum 25000 loan amount.
✔ No Foreclosure charges, you can prepay loan any time.
✔ Triple layer Security of your gold.
✔ Special rates available for Preferred, Imperia & Classic and Women customers
✔ If you are already a HDFC Bank Customer, than you can enjoy a much lower rate than others.

Availability of Gold Loan HDFC Bank:

Age : 18 – 70

Loan amount: Minimum 50000

Cities : Pan country (Delhi/NCR, Mumbai, Pune, Chennai, Hyderabad, Bangalore, Kochi, Ahmedabad, Kolkata, Chandigarh, Jaipur etc)

Interest Rates of Gold Loan from HDFC Bank:

Product Group Bank IRR
Min Max Avg
GOLD LOAN 10.05% 17.95% 11.61%

Special Offers available on HDFC Gold Loans:

Offer Name

Target Customer

Offer details

Managed Offer


1% discount on ROI


1% discount on ROI


Nil Valuation

Women offer Women customers 0.5% discount on ROI
Special New Year Offer Customers having Gold loans with other financial institutions 1% discount on ROI

Loan Renewal

Loan can be renewed at the end of the loan tenor.


Credit into HDFC Bank Account or DD or RTGS / NEFT / cash disbursement upto 3 Lacs for external customers.

End use

Agricultural, Business or Personal purpose. Cannot be used for purchase of Gold Coins, Gold Jewelry, purchase of land or any speculative purpose.


Minimum 6 Months, Maximum 4 Years or 48 Months

List of Documents which are required to get gold loan:

  1. Passport (Not expired)
  2. Driving license (Not expired)
  3. Voters’ ID card
  4. Aadhaar Card issued by UIDAI
  5. PAN (Permanent Account Number) Card (Along with any of the above document)

What are the fees and charges applicable for loan against gold?

Loan Processing Charges : 1.5% + GST

Valuation Fee: Rs 250 for loan upto Rs 1.5 lacs and Rs 500 for loan over and above Rs 1.5 lacs

Foreclosure charges: 2%+GST Foreclosure charges if closed within 3 months (Nil Foreclosure charges if closed after 3 months)