New Year offers on Loans 2018 – Festive Offers, Durga Puja, New Year

Festival Season Offers on Personal Loan, Home Loan, Car Loan, Gold Loan, Bike Loan. With the festival season of India round the corner, most of the banks have started attracting loan seekers with discounts & offers in the form of processing fee’s waivers or Gold Coins, Nil Prepayment charges and others, but should you go for them?

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Latest Updated Offers from Banks 2018

State Bank of India Offer Valid till 31 March 2018
  1. Nil (Zero) Processing fees on Takeover Home Loan, Bike Loan, Car Loans, Personal Loan, Gold Loans.
  2. 50% discount on Personal Gold Loans processing Fees.
  3. 50% waiver on Xpress Credit Personal Loan Scheme.
Axis Bank Offer Valid till 31 March 2018
  1. Shubh Aarambh Home Loans with loan amount of upto 30 lakhs will be able benefit of 12 EMI waiver.
United Bank of India  Offer Valid till 30 March 2018
  1. Zero Processing Fees on Home Loan, Car loans, Two Wheeler Loans.
  2. 50& discount on Processing fee for Personal loans and Gold loans.
 Bajaj Finserv  Offer Valid till 30 March 2018
  • 12.49% of interest rates for above 12 lakh personal loan amount.
  • 50% waiver on home loan processing fees if loan amount is above 25 lakh.
 PNB  Offer Valid till 30 March 2018
  •  Nil processing fees on Home Loans and Car Loans.


HDFC Bank has started EasyEMI offer with a pre-approved loans starting from Rs 10,000 to their 8 million debit card customers to make purchases on major e-commerce sites during their festive sales. It can be used to buy consumer durables, consumer electronics, mobiles, furniture, fitness equipment; booking flight and train tickets; and availing medical treatment.

Experts suggest that speedy approvals in personal loans, cashback offers and discounts in credit cards are the most sought after factors by customers.

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