HDFC Bank Education Loan | Interest Rates 2022 | Information

Apply online for HDFC Bank Education Loan 2022: Compare and Choose Best Education Loans with lowest Current Interest Rates, Documents, Eligibility. With HDFC bank student education loans, pursue your dream higher studies without worrying for financial assistance. We provide student education loans for all Graduate, Post-Graduate, Engineering, Medical, MBA , Vocational Courses (Multi-Media, ERP) offered by recognized institutions in India. No more running from pillar to post for availing student loans! Our friendly sales managers will guide you in every step to make your dreams into reality.

Apply for Education Loan

Full Name

Country of Study

Course of Study

Co-borrower’s* Income

Email ID

Residence City

Course Name

Required Loan Amount

Mobile Number

Applicant’s Income Status

* Co-borrower : Relative with good income who can support your education loan application. Typically it can be your Father, Mother, Brother, Sister, Spouse, Cousin, Paternal Uncle (Chacha), Paternal Aunt (Chachi), Maternal Uncle (Mama), Maternal Aunt (Mami), Grandfather, Grandmother

Benefits of Educational Loan In India through HDFC Bank
✓ Avail tax benefits under section 80(E) of income tax Act 1961
✓ Flexible repayment options
✓ Option to avail insurance cover for your loan
✓ Repayment Period Upto 15 Years

What are the eligibility criteria?

✓ You should be aged between 16 – 35 years
✓ loan of more than Rs. 7.5 Lakh, a collateral security will be required.
✓ Loan amount of Below No need for Collateral Security
✓ A co-applicant is mandatory for all full time programs. Co-applicant could be Parent/ Guardian or Spouse (if married) / Parent-in-law (if married).

Features & Benefits –

    ✓ Student Loans Upto Rs. 10 Lakhs for Education In India
    ✓ Unsecured Lending Upto INR 7.5 Lakhs
    ✓ Wider Range Of Collateral For Loans Above INR 7.5 Lakhs
    ✓ You can get loan against Residential Property
    ✓ You can get loan against LIC/NSC/KVP Policies
    ✓ Repayment to start 1 year after course completion / 6 months after obtaining employment (whichever is earlier)
    ✓ Loans available for short duration/ job oriented courses also
    ✓ Avail the tax rebate, offered under section 80-E of the Income Tax Act 1961* for the entire interest amount paid towards your education loan.

    Special privileges


    Service At Your Door Step You need to be a Resident Indian
    Loans disbursed directly to the educational institution as Per the Fee Schdule. You should be aged between 16 – 35 yrs.
    Insurance Protection from HDFC ERGO Collateral is required for all loans greater than Rs. 7.5 Lakhs.
    Gateway To Other Banking Products And Services. All Loans require a co-applicant. For co-applicant eligibility
    Savings Account For complete documentation click here
    Click to Know – Fees and Charges

    Insurance Protection from HDFC ERGO General Insurance Company Ltd
    HDFC ERGO General Insurance Company Limited is a 74:26 joint venture between HDFC Limited, India’s premier Housing Finance Institution & ERGO International AG, the primary insurance entity of Munich Re Group.

    HDFC ERGO focuses on providing the “Right Insurance Solution” for all. They offer customers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space.

    The organization has been expanding its presence across the country and is today present across 46 cities with 52 branch offices with an employee base of over 650 professionals. The company has a right balance of distribution channel comprising of Dealerships, Brokers, Retail and Corporate Agents, Bancassurance and Direct Sales Team.

    Other Available Products from HDFC Bank

    HDFC ltd Home Loan
    HDFC Bank Personal Loan
    HDFC Bank Credit Card
    HDFC Bank Car Loan
    HDFC Loan Against Property
    HDFC Ltd NRI Home Loans

    Source: HDFC Bank Official Website