Gold loan Ghaziabad – Interest Rates 2024, Documents, Eligibility
Gold Loans in Ghaziabad: Get Details on Gold loans in Ghaziabad, Interest Rates, Documents, EMI and Fees charges on Gold loans. Getting a gold loan in Ghaziabad can be a quick and convenient way to access funds. Here’s what you need to know:
Gold Loan Interest Rates in Ghaziabad 2024
Interest rates for gold loans in Ghaziabad start from around 0.74% per month. The actual rate you get will depend on the lender, loan amount, gold purity, and repayment period.
|
Banks |
Interest Rates |
| SBI Gold Loan |
8.70% – 9.50% |
| Muthoot finance | 12.00% to 24.00% p.a. |
| Manappuram | 14.00% – 26.00% p.a |
| HDFC Bank | 10.60% – 16.81% p.a |
| ICICI Bank | 10.00% – 17.95% p.a |
| Axis Bank | 17% |
| Punjab National Bank | 8.55% – 8.75% p.a |
Gold Loan Eligibility in Ghaziabad
- Must be at least 18 years old and have proof of identity and residence.
- Gold pledged must be at least 18 karat pure.
- Profession: Anybody with Steady source of income including: Bank’s Employees, Pensioners
Documents required for Gold Loans in Ghaziabad
- D P Note and D P Note Take Delivery Letter
- Application for Gold Loans (as per specified format)
- Two copies of photograph of the borrower(s)
- Gold Ornaments Take Delivery Letter (as per specified format)
- Witness Letter in case of illiterate borrowers (as per specified format)
- Arrangement Letter (as per specified format)
Ghaziabad has a number of gold loan providers. Here are a few of the most popular ones:
IIFL Gold Loan: IIFL offers a variety of gold loan products with competitive interest rates and flexible repayment options. They also have a wide network of branches in Ghaziabad, making it easy to find a branch near you.
Rupeek: Rupeek is a digital gold loan provider that offers a convenient and hassle-free way to get a gold loan. You can apply for a loan online and get the money deposited directly into your bank account.
SahiBandhu: SahiBandhu is another popular gold loan provider in Ghaziabad. They offer competitive interest rates and a variety of loan options to choose from.
Dhanvarsha Gold Loan: Dhanvarsha Gold Loan is a new entrant to the gold loan market, but they have quickly become one of the most popular options in Ghaziabad. They offer competitive interest rates and a variety of loan options to choose from.
Capri Gold Loan: Capri Gold Loan is a smaller gold loan provider in Ghaziabad, but they offer competitive interest rates and a variety of loan options to choose from.
