Gold loan Jodhpur – Interest Rates 2024, Documents, Eligibility

Gold Loans in Jodhpur: Get Details on Gold loans in Jodhpur, Interest Rates, Documents, EMI and Fees charges on Gold loans. Getting a gold loan in Jodhpur can be a quick and convenient way to access funds. Here’s what you need to know:

Gold Loan Interest Rates in Jodhpur 2024

Interest rates for gold loans in Jodhpur start from around 0.74% per month. The actual rate you get will depend on the lender, loan amount, gold purity, and repayment period.

Gold Loan Eligibility in Jodhpur

• Must be at least 18 years old and have proof of identity and residence.
• Gold pledged must be at least 18 karat pure.
• Profession: Anybody with Steady source of income including: Bank’s Employees, Pensioners

Documents required for Gold Loans in Jodhpur

• D P Note and D P Note Take Delivery Letter
• Application for Gold Loans (as per specified format)
• Two copies of photograph of the borrower(s)
• Gold Ornaments Take Delivery Letter (as per specified format)
• Witness Letter in case of illiterate borrowers (as per specified format)
• Arrangement Letter (as per specified format)

Banks Offering Gold Loans in Jodhpur:

Several banks and financial institutions offer gold loans in Jodhpur. Here are some of the most popular options:

Nationalized Banks:

State Bank of India (SBI): SBI offers competitive gold loan interest rates and has branches throughout Jodhpur.
Bank of Baroda: Bank of Baroda also offers gold loans with flexible repayment options.
Punjab National Bank (PNB): PNB provides gold loans with minimal documentation.
Canara Bank: Canara Bank offers a variety of gold loan products with attractive features.
Central Bank of India: Central Bank of India provides gold loans with transparent processing.

Private Banks:

ICICI Bank: ICICI Bank offers gold loans with convenient online application and account management.
HDFC Bank: HDFC Bank offers gold loans with quick processing and disbursal.
Axis Bank: Axis Bank offers gold loans with competitive interest rates and minimal processing fees.
Kotak Mahindra Bank: Kotak Mahindra Bank offers gold loans with flexible repayment options and a high loan-to-value ratio.

Non-Banking Financial Companies (NBFCs):

Bajaj Finserv: Bajaj Finserv offers gold loans with doorstep service and quick approval.
Rupeek: Rupeek offers gold loans with online application and doorstep service.
IIFL Gold Loan: IIFL Gold Loan offers gold loans with competitive interest rates and flexible repayment options.
Manappuram Finance: Manappuram Finance offers gold loans with transparent procedures and quick disbursal.
Muthoot Finance: Muthoot Finance offers gold loans with a wide range of loan amounts and flexible repayment options.