Manappuram Gold Loan – Interest Rates 2024, EMI Calculator

Manappuram Gold Loan – Get Info on Manappuram gold loan and Compare Interest rates, Features, and Eligibility of Manappuram Gold loan. Manappuram Finance provides quickest and hassle free loans.

മണപ്പുറം സ്വര്ണ വായ്പയെക്കുറിച്ചുള്ള വിവരങ്ങള്, മണിപ്പുല് ഗോൾഡ് ലോണിന്റെ യോഗ്യതാ പലിശയും ഫീസുകളും, യോഗ്യതയും താരതമ്യം ചെയ്യുക. മണപ്പുറം ഫിനാൻസ് വേഗമേറിയതും തടസ്സരഹിതവുമായ വായ്പകൾ നൽകുന്നു.

यहां मणप्पुरम गोल्ड लोन पर ब्याज दरों की जांच करें

India`s First Listed and Highest Credit Rated Gold Loan Company, registered under Reserve Bank of India, founded in 1949.

Who is eligible to avail Manappuram Gold loans? What security has to be provided?

Anyone who owns gold ornaments can avail the loan. (Note: minors are not eligible.) To obtain the loan you need to submit your gold jewellery (within a karat range of 18 to 24 k) at the branch. The loan amount that is sanctioned will be based on the gold valuation which involves verification of its purity. The weight of stones etc. fixed on the ornaments will be deducted for the purpose of valuation.

Apply Gold Loan

Full Name
City
Mobile
Annual Income
Age
Email ID
Loan Amount
Gold weight (in grams)
How immediate is your requirement

Manappuram Gold Loan or Loan against Gold

Avail Loan up to 1.5 Crore – Pledge your Gold Ornaments or Jewellery and draw cash against it. Depending on the net weight and purity of the gold, cash will be disbursed. Manappuram have various schemes that will enable you to make your favorable choice!

Loans up to 1.5 rupees.

  • Draw instant Cash by pledging your Gold Ornaments and Jewellery.
  • Higher loan amounts, depending on purity, net weight of the gold.
  • Choose from a range of schemes; there’s one just right for your needs.
  • Minimum Requirements: Only one recent ID—Voter ID/ Ration Card/ Driving License/ Passport. No time-consuming formalities involved.
  • Pay interest only for the exact period of loan, and to the exact number of days.
  • Different schemes for different needs, to suit all income groups.

Rebate in Gold loan Scheme:-

For regular monthly interest paying customers, the initial interest rate will be continued during the gold loan tenure.Interest rebate of 3% will be available in SX scheme, provided customer is regular in paying monthly interest (Tamilnadu only).The Customer can avail additional rebate subject to maximum of 1%, if the loan is disbursed through NEFT in all schemes except B1-N, B1+N, B2+ & SY.Prompt interest payment rebate of 0.5% for SX, XG, SG & SA schemes for providing email Id & phone number.

What are the documents required for taking loan against gold ornaments?

Are there any end-use restrictions involved?
We need one document of identity proof (such as ration card, driving licence, PAN Card, Voter ID card, passport etc.) and one document of residential proof. There are no end-use restrictions in gold loans.

What is the rate of interest charged on such loans? How is the interest calculated?
Base rate of interest is 12 percent. However, depending upon how high the loan to value (LTV) is, additional interest (amounting to risk premium) ranging from 3-12 percent is charged over and above the base rate. The interest and risk premium is applicable only for the days the money was actually utilised. There are no prepayment penalties.

What happens if the loan amount is not repaid on the due date?
In case loan amount is not repaid on or before the due date, penal rate of interest is charged on the loan amount.

Manappuram Gold Loan EMI Calculator

For EMI Calculations you have to just enter your loan amount, Repayment period & Interest Rates.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Scheme Name
Loan Tenure
Slab
Rate of Interest (p.a.)
Maximum amount permitted per customer
In Kerala State
Avg. Interest Rate
In Other States
Avg. Interest Rate
GL-SY Scheme
210 Days
0 – 30 days
12%
23.13%
12%
23.13%
Maximum loan amount limited to Rs.1 Lakh
31 – 60 days
20%
20%
61 – 210 days
26%
26%
Privilege Loan
(GL-PL)*
120 Days
0 – 120 days
18%
18.00%
18%
18.00%
Subject to individual exposure limit fixed
Super Xpress Loan
(GL-SX)
120 Days
0 – 120 days
24%
24.00%
Simple Interest Loan
(GL-SI)#
120 Days
0 – 120 days
24%
24.00%
Xpress Loan
(GL-XG)
210 Days
0 – 30 days
23%
24.57%
24%
25.57%
31 -60 days
24%
25%
61-210 days
25%
26%
Value for Money
(GL-VM)*
270 Days
0 – 60 days
18%
23.77%
61 -180 days
25%
181-270 days
26%
Super Loan
(GL-SG)
270 Days
0 – 30 days
22%
24.00%
23%
25.00%
31 -90 days
23%
24%
91-150 days
24%
25%
151-270 days
25%
26%
Samadhan Gold Loan
(GL-SA)
365 Days
0 – 30 days
22%
24.25%
23%
25.25%
31 -90 days
23%
24%
91-150 days
24%
25%
151-365 days
25%
26%
Super Relax Gold Loan
(GL-SR)
365 Days
0 – 60 days
14%
20.67%
15%
21.67%
a. Rs.75,000/- in Kerala Branches & Rs.50,000/- in outside Kerala Branches. b. For woman customers – Rs. 1 Lakh
61 -90 days
16%
17%
91-120 days
18%
19%
121-180 days
21%
22%
181-365 days
24%
25%
GL B1-N
90 Days
0 – 60 days
18%
19.33%
18%
19.33%
Subject to individual exposure limit fixed (Minimum Loan value for B1-N : 5 Lakhs, B1+N : 2 Lakhs & B2+ : 10 Lakhs)
61 – 90 days
22%
22%
GL B1+N
90 Days
0 – 60 days
20%
21.33%
20%
21.33%
61 – 90 days
24%
24%
GL B2+
90 Days
0 – 60 days
16%
17.33%
16%
17.33%
61 – 90 days
20%
20%
GL B3+
180 Days
0 – 90 days
18%
19.00%
20%
21.00%
Subject to individual exposure limit fixed (Minimum GL OS required – 5 Lakhs)

Contact For Gold Loan Enquiries

Region Contact No.
AGRA 7318004585
ALAPUZHA 9349641420
ANANTHPUR REGION 9349641420
ASSAM 9508761030
AURANGABAD 9373717901
BALASORE 9337072152
BANGALORE-1 9379073169
BANGALORE-2 9342787552
BANGALORE-3 9108470770
BERHAMPUR 9337072152
BHOPAL 9303403377
BHUBANESWAR 9338205697
BIHAR 9508777750
CHANDIGARH 9746118005
CHENNAI REGION 9380314855
COIMBATORE REGION 9364222899
DAVANAGERE 9343032884
DELHI-1 7428840088
DELHI-2 8590804693
EAST GODAWARI 9346694122
ELURU 9390211116
ERNAKULAM-1 9388218906
ERNAKULAM-2 9388218930
ERODE 9362278511
GULBARGA 9342779939
HARYANA 9312082950
HASSAN 9343468683
HUBLI REGION 9341244913
HYDERABAD REGION 9391460155
INDORE 9072603150
JABALPUR 9072603147
JAIPUR 9314374700
JALANDHAR 7356111945
JODHAPUR 9314074622
KANCHIPURAM 9382275818
KANNUR 9388115445
KARIMNAGAR 9393599021
KOLAR 9341260305
KOLHAPUR 9371764379
KOLKATA NORTH 8389087024
KOLKATA SOUTH 9332057288
KOLLAM REGION 7994347444
KOZHIKODE REGION 9349440865
KUKATAPALLY 9391819512
KURNOOL 9390222767
LUCKNOW 9389902402
MADURAI 9362229996
MALAPURAM 9349030233
MANGALORE 9379179977
MUMBAI 9373434233
MYSORE 7483299750
NAGPUR 9320046679
NORTH GUJARAT 9375784666
ONGOLE 9390933586
PARRYS 9345380333
PATIALA 9356308153
PONDICHERY 9072600251
PUNE 9373372996
RAICHUR 7483177505
RAIPUR,CHHATISGARH 7994355579
SALEM 9362110210
SAMBALPUR 9030195997
SAURASTRA 9327276676
SECUNDRABAD 9397007939
SOUTH GUJARAT 9376652726
THIRUPATI 9394121406
THIRUVALLUR 9345924481
THRISSUR – 1 9388011116
THRISSUR – 2 9388857002
TIRUNELVELI 9072607282
TRICHY 9072600252
TRIVANDRUM REGION 9387606006
TUMKUR 9353049419
VARANASI 9336763246
VELLORE 9360294489
VIJAYAWADA REGION 9393836560
VISHAKHAPATANAM 9395125126
WARANGAL REGION 9392289255

Extended service – Sunday and Over light Loan facility

Please visit your nearest branch of Manappuram Finance to avail Gold Loan.

Alternatively, SMS GLOAN` to 56070.

Customer Service / Gold Loan Department
Mr. Hari P K (AGM) / Manikandan (M)
Mob: 099466 21999, 099461 45679