Car Loan in Delhi – Compare Eligibility & Apply for Car loans online in Delhi. Best Lowest Car loan interest rates & EMI from banks such as SBI, HDFC, ICICI Bank, PNB, Kotak Prime, Axis Bank, Bank of Baroda in Delhi including interest rates, repayment options, charges applicable.
Compare and Choose Lowest Interest Rates Car Loans in Delhi. Latest Interest rates of Car loans in Delhi. Low interest rates of Auto loans. Car Finance Companies in Delhi with Lowest Interest Rates.
Documents Required for Car Loan – or needed for Car Loan. Several documents establishing your identity, proof of income and residence are required for a loan. But, the documents pertaining to the car, new or old are very important. So even if you are eligible for a loan, without proper car documents you can not get a loan.
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List of Documents:-
| Particulars Salaried Individual | Self-Employed Individual | Partnership Firm | Private / Public Ltd Co | |
| Age Criteria | The applicant should be above 25 years old at time of application, and up to 58 years of age at time of maturity of the loan | Any proprietor, partner, professional or director above 28 years but below 65 years at the time of the loan maturity. | ||
| Limited companies should have been in existence for at least 3 years | ||||
| Income Criteria | Gross annual income of at least Rs.4lakhs | Gross annual income of at least Rs.2.5lakhs | Firm should have a minimum PAT (profit after tax) of Rs.2.5lakhs | Minimum PAT (profit after tax) of Rs. 2.50 lakhs |
| Stability The total employment stability should be more than 2 years and current employment stability of minimum 1 year | Business stability should be more than 3 years | |||
Other Papers and Documents – Income proof:
Salaried individuals :
Latest Salary Slip and 2 years Form 16/ Income tax returns.
Self-Employed individuals:
Income Tax Returns of 2 previous financial years.
Partnership Firms, Societies & Companies :
Income Tax returns of 2 previous financial years along with complete financial/audit report.
Documents supporting customer information :
Identity Proof, Signature Proof and Address Proofs as per Bank norms.
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Best Available Banks for Car Loans in Delhi |
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| ICICI Car Loan | SBI Car Loan | |
| Bank of Baroda Car Loan | Kotak Prime Car Loan | Axis Bank Car Loan |
| Bank of India Car Loan | TATA Car Finance | PNB Car Loan |
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