HDFC Bank Car Loan Kerala | Interest Rates | Documents | Eligibility | Apply

HDFC Bank Car Loan in Kerala – Get Instant Quotes on Eligibility, Interest rates, Documents and Offers Available from HDFC Bank India. Choose Best Offers on car loans in Kerala.

Interest Rates for HDFC Bank Car Loans 2014- 10.75% – 12.50% updated as on 1 april 2014

Exclusive features and benefits with your HDFC Bank New Car Loan – Kerala

  • HDFC loans cover the widest range of cars and multi-utility vehicles in India.
  • You can avail up to 100% finance on your favorite car** (**Offers on specific models.)
  • Flexible loan repayment tenure offers ranging from 12 to 60 months.
  • You can borrow up to 3 – 6 times your annual income
  • We provide speedy processing – within 48 hours of documentation
  • You can repay with easy EMIs
  • attractive interest rates on car loans
  • Special privileges for HDFC Bank customers

Compare & Apply for Best Car Loans from Top 10 Banks

Minimum Salary: 2.5 Lakhs * | Offers for 100% finance * | Lowest Rates of 10.45% *
Professional Details
Loan Amount:
Occupation:
Annual Income:
City:

Documents For Salaried with HDFC Bank Account:

  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving licence( Laminated, Recent, Legible)
  • Income Proof: Latest salary slip with form 16.
  • Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card.
  • Bank Statement: Not mandatory

Documents for Sole Proprietorship:

  • Proof of Identity: Passport copy, PAN Card, Voters Id car, driving licence( Laminated, Recent, Legible)
  • Income Proof: Latest ITR
  • Address Proof: Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card
  • Bank Statement: Waived for small cars, for mid – sized and premium cars if income is greater than Rs. 1.5 Lakhs then bank statement requirement can be waived.

Fees and charges on HDFC Bank Car Loans:

Description of charges

New Car Loans

FC Charges 6% of Principal Outstanding for preclosures within 1 year from 1st EMI
5% of Principal Outstanding for preclosures within 13-24 months from 1st EMI
3% of Principal Outstanding for preclosures post 24 months from 1st EMI
No foreclosure allowed within 6 months from date of availing the car loan
Stamp Duty At actuals
Late Payment Penalty 2% per month
Processing fees Up to 2.5 Lakhs: Rs. 2625/-
Over Rs. 2.5 Lakhs up to 4 Lakhs: Rs. 3650/-
Over Rs. 4 Lakhs to 5 Lakhs: Rs. 4100/-
Over Rs. 5 Lakhs up to 10 Lakhs: Rs. 4450/-
Over 10 Lakhs: Rs. 4950/-
Cheque swapping charges Rs. 500/-
Loan cancellation / re-booking charges Charges Rs. 1000/-
In the event of cancellation, both, cancellation and interest charges will be borne by the customer.
Duplicate Repayment Schedule charges Rs. 500/-
Legal, Repossession & Incidental charges At actuals
Duplicate no due certificate / NOC Rs. 500/-
Transaction fees for Suraksha Kavach Rs. 500/- per case
Loan Reschedulement charges As applicable at the time of reschedulement
Special NOC Rs. 500/- per request
CIBIL Charges (only on request) Rs. 50/-

HDFC Bank Branches for Car loans in Kerala:

Bank Branch Branch Code Address Contact
HDFC Bank COCHIN – RAVIPURAM 000020 Ground Floor, Elmar Square, M G Road, Ravipuram, Kochi – 682016, Kerala

City: KOCHI
District: ERNAKULAM
State: KERALA

Tel: 0484-6160616, Fax: 0484-2359594
HDFC Bank TRICHUR – PALACE ROAD 000057 FIRST FLOOR, KALLIATH ROYAL SQUARE, PALACE ROAD TRICHUR KERALA 680020

City: THRISSUR
District: THRISSUR
State: KERALA

Tel: 0487-2330981, Fax: 0487-2330982
HDFC Bank TRIVANDRUM – VAZHUTHACAUD – KERALA 000063 Kenton Towers, Near Kala Bhavan Theatre, Vazhuthacaud, Trivandrum – 695014, Kerala

City: THIRUVANANTHAPURAM
District: THIRUVANANTHAPURAM
State: KERALA

Tel: 0471-98956-63333, Fax: 0471-2337616
HDFC Bank KOTTAYAM 000071 Unity Building, Opp MIDC Centre, , K. K. Road, Kottayam – 686002, Kerala

City: KOTTAYAM
District: KOTTAYAM
State: KERALA

Tel: 0481-98956-63333, Fax: (0481) 2300363
HDFC Bank PALAKKAD 000117 Viii / 246, Chandranagar Junction, Palakkad – 678007, Kerala

City: PALAKKAD
District: PALAKKAD
State: KERALA

Tel: 0491 2570684, Fax: 0491 2572528
HDFC Bank CALICUT 000125 TechNo Top Building, Vaikom Muhammed Basheer Road, Calicut – 673001, Kerala

City: CALICUT
District: KOZHIKODE
State: KERALA

Tel: 0495-2727760, Fax: 0495 2727028
HDFC Bank TRIVANDRUM – PONGUMOODU – KERALA 000172 No. TC 8/1225, Near Petrol Pump, Medical College PO, Pongomoodu, Trivandrum – 695011, Kerala

City: THIRUVANANTHAPURAM
District: THIRUVANANTHAPURAM
State: KERALA

Tel: 0471-98956-63333, Fax: 0471-2559806
HDFC Bank TIRUVALLA – M C ROAD 000201 Illampallil BUILDING s, M C Road, , Thiruvalla, Thiruvalla – 689101, Kerala

City: THIRUVALLA
District: PATHANAMTHITTA
State: KERALA

Tel: 0469-98956-63333, Fax: 0469 2741383
HDFC Bank KOLLAM 000203 VGP BUILDING s, , Near Irumpupalam, , Vadukumbhagom Ward, Kollam, Kollam – 691001, Kerala

City: KOLLAM
District: KOLLAM
State: KERALA

Tel: 0474-98956-63333, Fax: 0474-2766177
HDFC Bank KANNUR 000270 Kvr Towers, South Bazar, Kannur – 670002, Kerala

City: Kannur
District: KANNUR
State: KERALA

Tel: 0497 3934570, Fax: 0497 2707558
HDFC Bank COCHIN – KADAVANTHRA 000295 Mks Towers, , Sahodharan Ayyappan Road, , Kadavanthra, Kochi – 682020, Kerala

City: KOCHI
District: ERNAKULAM
State: KERALA

Tel: 0484-6160616, Fax: 0484-2207313
HDFC Bank MANJERI 000308 Kurikkal Plaza, Kacheripadi, Malappuram, Manjeri – 676121, Kerala

City: MANJERI
District: MALAPPURAM
State: KERALA

Tel: 0483 2762104, Fax: 0483 2763043

 

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