Dena Bank Home Loan | Interest Rates| Eligibility| Information

Dena Bank Home loans- Instant Quotes on Interest Rates of Dena Bank starts from 10.25% to 10.50% p.a, EMI, Documents and Eligibility for Dena Bank Housing Loan.

Eligibility for Dena Bank Housing Loan

  • You are a major individual, resident or non-resident, having a regular source of income.
  • Your age on the maturity of the loan is less than retirement age if you are a salaried employee & below 65 years, if you have a business.
  • The total deductions do not exceed 60% of your gross income, including the loan installment of the proposed loan.
  • Spouses/Co-applicants income can be clubbed for enhanced eligibility.

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Current Home Loan Interest Rates on Dena Bank Home Loan 2015

Fixed Rate of Interest

Upto 75 Lakhs

Above 75 Lakhs

Up to 5 years

10.25% 10.50%

5-10 years

10.25% 10.50%

Repayble in > 10 years

10.25% 10.50%

Benefits of Dena Bank Home Loan Scheme-

  • Interest Charged on Daily Reducing Balance method.
  • No Prepayment Charges
  • Loan Limit of 200 lacs
  • loan available for 50 years old homes
  • Upto 20 years-for the purchase of a new flat/house/construction/extension.
  • Upto 10 years- for repairs, renovation and upgradation.
  • 0.50% of sanctioned limit.


  • Upto 25 years-for the purchase of a new flat/house/construction/extension.
  • Upto 10 years- for repairs, renovation and upgradation.


Simple equitable mortgage of the house/flat/apartment on which the loan is availed.

Processing Fees: 0.50% of sanctioned limit.

Other Available products of Dena Bank are -

Get More details about Dena Bank and its products available in India.
Source: Dena Bank Website


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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.
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