Uco bank home loan interest rates allow you pay emi on reducing balance. The housing loan scheme from uco bank brings to you an excellent opportunity to have your own house or flat. The scheme has been carefully modified to suit your requirements and capacity.
Eligibility
1.You are eligible for a loan under UCO bank home loan as a single individual , or jointly as husband-wife/parent-son/parent-daughter.
The other Eligibility Factors are as mentioned below.
Minimum 21 years of age.
Maximum 65 years of age inclusive of repayment period
Maximum 75 years of age for Senior Citizens availing finance to secure Shelter in Old
| Floating Rate (upto & inclusive of Rs. 30 Lacs) | Upto & inclusive of 10 years | Margin 25% or more | 8.25% |
| Margin less than 25% | 8.75% | ||
| Above 10 years but upto 20 years | Margin 25% or more | 8.75% | |
| Margin less than 25% | 9.25% | ||
| Above 20 years | Margin 25% or more | 9.25% | |
| Margin less than 25% | 9.75% | ||
| Floating Rate (Above Rs. 30 Lacs) | Upto & inclusive of 10 years | Margin 25% or more | 9.25% |
| Margin less than 25% | 9.75% | ||
| Above 10 years but upto 20 years | Margin 25% or more | 9.50% | |
| Margin less than 25% | 10.00% | ||
| Above 20 years | Margin 25% or more | 10.00% | |
| Margin less than 25% | 10.00% | ||
| Fixed Rate(upto & inclusive of Rs. 30 Lacs) | Upto & inclusive of 10 years | Margin 25% or more | 12.00% |
| Margin less than 25% | 12.25% | ||
| Above 10 years but upto 20 years | Margin 25% or more | 12.25% | |
| Margin less than 25% | 12.50% | ||
| Above 20 years | Margin 25% or more | 12.50% | |
| Margin less than 25% | 12.75% | ||
| Fixed Rate(Above Rs.30 Lacs) | Upto & inclusive of 10 years | Margin 25% or more | 12.25% p.a. |
| Margin less than 25% | |||
| Above 10 years but upto 20 years | Margin 25% or more | 12.50% | |
| Margin less than 25% | |||
| Above 20 years | Margin 25% or more | 12.75% p.a. | |
| Margin less than 25% |
PROCESSING FEES
| 0.5% of the loan amount minimum Rs.1000.00. |
Other Available Product : Uco bank Personal loan
Contact Number – 18003450123
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