United Bank of India Housing Loan | Interest Rates | EMI | Eligibility

United Bank of India Home Loan: Instant Quotes on EMI, Interest Rates, Documents List & Eligibility Online on UBI home loans. Use calculator to calculate emi & eligible loan amount.

Eligibility

  • Individuals above 21 years, having regular income i.e salary/engaged in business / professionals and self-employed persons.
  • Salaried person should be in regular & permanent service.
  • NRIs are also eligible to avail loans.

Get instant Quotes on Home Loan Rates, EMI & Eligibility by Top 10 Banks

Professional Details
Loan Amount

Occupation

Annual Income

City

54 ,02 , 013 Loan quotes taken till now

  • 54 lakh customers serviced to get  best Loan deals with deal4loans. Deal4loans views Published @ yourstory .com
  • As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online

Special Home Loan Interest Rates – Updated as on 09 February 2015

Repayment Period Upto Rs. 75 lac Above Rs. 75 lac & upto Rs. 150 lac
Upto 5 years 10.00% p.a. 10.25% p.a
5 yrs to 15 yrs 10.00% p.a. 10.25% p.a
15 yrs to 25 yrs 10.00% p.a. 10.25% p.a

Processing Charges:

0.50% of the loan amount minimum. Minimum: Rs.1000/- and Maximum: Rs.10,000/-


Documentation Charges:

Documentation Charges
Upto Rs.25000/-
Nil
Rs.25000/- to Rs.50000/-
Rs.100/-
Rs.50000/- to Rs.2 lac
Rs.500/-
Rs.2 lac to Rs.5 lac
Rs.1000/-
Rs.5 lac to Rs.20 lac
Rs.1200/-
Rs.20 lac to Rs.1 cr.
Rs.2500/-
Rs.1 cr. to Rs.5 cr.
Rs.3000/-
Above Rs.5 cr.
Rs.10000/-

Quantum: Quantum of loan depends on the cost of house/flat, application’s age, income, repayment capacity etc. Loans of higher amount may be considered on the basis of merit of the case. The maximum quantum of loan shall be as follows:

Nature of applicant

Location of house/ flat/ property

Metro Urban Semi-Urban Rural
For all Categories of Borrowers 100 75 40 20
  • Max Rs: 150 Lacs For metros like Kolkata, Delhi, Mumbai, Chennai, Bengaluru, Ahmedabad, Hyderabad, Gurgaon, Noida, New Delhi, & for other metros Rs 100lacs.
  • High value loan (Rs 50lacs above) for purchase of flats shall be restricted to buying flats from national /state level/reputed builders/ developers (CREDAI approved projects)only

Prepayment Charges:

  • Nil.
  • In case of takeover of loans by Banks/HFCs, 2% pre-payment charges is levied on outstanding balance.

 Other Available Products of United Bank are :-

SourceL United Bank of India Website

You might find these relevant:


Tags: ,

  • Address: E-32, Ground Floor, Sector - 8,
    Noida, Uttar Pradesh, India - 201301
    Phone: 1800 3000 1500
    Email: contactus@deal4loans.com
  • Facebook linkedin Twitter Google plus

    DMCA.com
    © Copyright 2015, Deal4loans, India
  • Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents. Read More