United Bank Home loan – Interest Rates 2024, EMI Calculator

Apply for United Bank Home Loan rates online. Check instant quotes for EMI ✓ Interest Rates @ 8.50% ✓ Documents List ✓ Eligibility. Use UBI home loans calculator to calculate emi & eligible loan amount.

Note* – For More updates visit PNB (Punjab National Bank).

United Bank of India Home Loan Details

Interest rates 6.50% – 7.60%
Processing fees 31.03.2024
Prepayment charges Nil
Repayment options Upto 30 years
Maximum loan amount 30 Crore
Loan approval time 1.5 week
Maximum Finance Upto 90%
Min. Income 1.2 Lac Annual

United Bank Home Loan Interest Rates 2024

Margin & Loan Amount CIBIL

 

CRIF EXPERIAN EQUIFAX Applicable ROI
For loan above Rs. 30 lacs

LTV Ratio

<= 80%

800 & above 879 & above 812 & above 829 & above RLLR+BSP-0.85%

(presently 8.40%)

Irrespective of Loan Amount

 

LTV Ratio <= 80%

PNB Pride* RLLR+BSP-0.80%

(presently 8.45%)

750 and above 660 and above 806 and above

 

777 and above

 

700-749 610-659 756-805 727-776 RLLR+BSP-0.35%

(presently 8.90%)

600-699 502-609 618-755 560-726 RLLR+BSP+ 0.75%

(presently 10.00%)

Loan Amount upto 30 lacs

LTV Ratio more than 80% but upto 90%

PNB Pride* RLLR+BSP-0.70%

(presently 8.55%)

750 and above 660 and above 806 and above

 

777 and above

 

700-749 610-659 756-805 727-776 RLLR+BSP-0.25%

(presently 9.00%)

600-699 502-609 618-755 560-726 RLLR+BSP+ 0.85%

(presently 10.10%)

United Bank Home Loan EMI Calculator

Steps for calculate home loan emi:
✓ Principal loan amount you wish to avail (rupees)
✓ Loan term (months or years)
✓ Rate of interest (percentage)

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Here’s the calculation table for users who want to take loan from United Bank for specific period of time – 7, 10, 12, 15 & 20 years. We calculated emi for the loan amount which are so common in as public prospective.

Loan Amount Loan Period
7 Years 10 Years 12 years 15 Years 20 Years
5 Lakh ₹ 7931 ₹ 6213 ₹ 5564 ₹ 4938 ₹ 4355
6 Lakh ₹ 9517 ₹ 7455 ₹ 6677 ₹ 5926 ₹ 5226
7 Lakh ₹ 11103 ₹ 8698 ₹ 7790 ₹ 6914 ₹ 6097

Documentation Charges : N.A
Prepayment Charges : NIL

Loan amount for Property/Home: Amount of loan depends on the cost of house/flat, application’s age, income, repayment capability etc. Loans of greater amount may be measured on the basis of value of the case.

Nature of Applicant Location of House/ Flat/ Property
Metro Urban Semi-Urban Rural
For all Categories of Borrowers Max upto 300 Lac Max upto 75 Lac Max upto 45 Lac Max upto 25 Lac

Prepayment Charges:

  • Nil.
  • 2% prepayment charges is applicable on balance amount in case of takeover of loans by Banks/HFCs

Branch address of United Bank for avail Home Loans

City Branch Address
Delhi Modi Complex No.2, Local Shopping Centre No. II, Ashok Vihar, Phase – II, City : Delhi, State : Delhi, Pin : 110052
H-1598,Dda Shopping Complex Market No.4, C.R.Park,N.Delhi, City : Delhi, State : Delhi, Pin : 110019
J.C.Das Bldg, 90/8,Connaught Circus,, City : Delhi, State : Delhi, Pin : 110001
C-2/393, Main Pankha Road, Janakpuri, New Delhi, City : Delhi, State : Delhi, Pin : 110058
9A (1St Floor), Kamla Nagar, City : Delhi, State : Delhi, Pin : 110007
A-16, Priyadarshini Vihar, Off. Sai Mandir, Laxmi Nagar, City : Delhi, State : Delhi, Pin : 110092
Unit No.C-40, Defence Colony,New Delhi, City : Delhi, State : Delhi, Pin : 110024
Bangalore 40 Kempegowda Road, Bangalore, City : Bangalore, State : Karnataka, Pin : 560009
40/2,Brigade Road, Bangalore, City : Bangalore, State : Karnataka, Pin : 560001
Mumbai 506, Gopi Kunj, Gopi Kunj, 506,, Chitrakar Dhurandhar Rd, Khar West, Mumbai, Maharashtra 400052
Pune 16, Connaught Road, Pune, Alankar Cinema, Connaught Road, Pune, Maharashtra 41100
Kolkata 60,Desbandhu Road(West),Kolkata, City : Kolkata, State : West Bengal, Pin : 700035
35/1/1B, B.T.Road, Kolkata, City : Kolkata, State : West Bengal, Pin : 700002
57,Cossipore Road, Kolkata, City : Kolkata, State : West Bengal, Pin : 700036
Nagpur Chandrapur – Mul – Nagbhir – Nagpur Hwy, Agrasen SQ, Gandhibagh, Nagpur, Maharashtra 440002
Chennai No.115,117, Armenian St, Parrys, George Town, Chennai, Tamil Nadu 600001
Coimbatore 24/831-832,Oppankara Street, Coimbatore, City : Coimbatore, State : Tamil Nadu, Pin : 641001
Hyderabad 4-3-331 Bank Street,Hyderabad, City : Hyderabad, State : Telangana, Pin : 500195
Dno.15/24/300, 300 MIG-I, KPHB Colony, Kukatpally, Dist. Hyderabad, Pin-500072, A.P., City : Hyderabad, State : Telangana, Pin : 500072
Plot No: 33& 34, Kesavareddy Complex, RTC Colony, LB Nagar, Hyderabad, Ranga Reddy(Dist), City : Hyderabad, State : Telangana, Pin : 500074
H.No.8-3-677/14, , Sree Krishnadevaraya Nagar, , Yellareddyguda,, City : Hyderabad, State : Telangana, Pin : 500073
Chandigarh Sco/32/33/34, Sector-17C, Chandigarh, City : Chandigarh, State : Punjab, Pin : 160017
Kanpur Ubi Building, 28/93, Birhana Rd, Near PNB Bank, Naughara, General Ganj, Kanpur, Uttar Pradesh 208001
Ahmedabad Lal Darwaja,Relief Rd,Pbno.170,Ubi Bldg., Ahmedabad, City : Ahmedabad, State : Gujarat, Pin : 380001
32,New Brahmakshatriya Society, Pritamnagar,Ahmedabad, City : Ahmedabad, State : Gujarat, Pin : 380006
Aurangabad A’bad Branch, Vinayak Rao Patil Chowk, Station Road, Osmanpura, Near Hotel Oberoy, Osmanpura, Aurangabad, Maharashtra 431005
Baroda Tower Square, Near Tower, Opp. GEB Office Raopura, Vadodra, City : Baroda, State : Gujarat, Pin : 390001
2, Ground Floor, Savoy Complex,63, Haribhakti Extension,Old Padra Road,Vadodara—390007, City : Baroda, State : Gujarat, Pin : 390007
Bhopal Hotel Taj, 52 Hamidia Road, Bhopal, City : Bhopal, State : Madhya Pradesh, Pin : 462001
Plot-278, Zone-2, M.P.Nagar, Bhopal, City : Bhopal, State : Madhya Pradesh, Pin : 462011
Bhubaneshwar Market Building, Bhubaneswar,Orissa, City : Bhubaneswar, State : Orissa, Pin : 751009
Plot No.3,Nayapalli, Bhubaneswar, Khurda, City : Bhubaneswar, State : Orissa, Pin : 751012
Cuttack Naya Sarak,Cuttack,Orissa, City : Cuttack, State : Orissa, Pin : 753002
P.O.Bhutmundei,Jagatsinghpur,Orissa, City : Cuttack, State : Orissa, Pin : 754141
Dehradun 75/1, Arghar, Dharampur, Dist. Dehradun, Pin-248001, Uttarakhand, City : Dehra Dun, State : Uttarakhand, Pin : 248001
Faridabad A-3/1, Nehru Ground,N.I.Town, Faridabad, City : Faridabad, State : Haryana, Pin : 121001
Ghaziabad Navyug Market, Ghaziabad,, City : Ghaziabad, State : Uttar Pradesh, Pin : 201001
Noida N-21, Sector-18, Noida, Uttar Pradesh, City : Noida, State : Uttar Pradesh, Pin : 201301
Gurgaon M-16,Old D.L.F.Colony,Gurgaon Mehrauli Road, Gurgaon, City : Gurgaon, State : Haryana, Pin : 122001
464 Mandir Marg, Vill. & Po: Kasan, Gurgaon, Haryana, City : Gurgaon, State : Haryana, Pin : 122051
Guwahati G.N.Borodoloi Road, Panbazar, Guwahati, City : Guwahati, State : Assam, Pin : 781001
Hosur K.P. Dam Road, Dist. Krishnagiri, Basthi, Hosur-635109, Tamil Nadu, City : Hosur, State : Tamil Nadu, Pin : 635109
Indore UG-109-114 , Prem Trade Centre , Maharani Road, Indore, City : Indore, State : Madhya Pradesh, Pin : 452007
529, Khatwala Tank, Indore, M.P., City : Indore, State : Madhya Pradesh, Pin : 452014
jabalpur 2049/2, M.B. Complex, Anand Nagar, Adhartal, City : Jabalpur, State : Madhya Pradesh, Pin : 482004
Market Hriday Sthall,Victoria Road, Jabalpur, City : Jabalpur, State : Madhya Pradesh, Pin : 482002
Jaipur 24, Giridhar Marg, Sunder Nagar, Malviya Nagar, City : Jaipur, State : Rajasthan, Pin : 302017
Jamshedpur Sakchi, Jamshedpur, Jharkhand, City : Jamshedpur, State : Jharkhand, Pin : 831001
Kochi 6/940, Seiken Chambers, Kannaur Road, Kozhikode, City : Kozhikode, State : Kerala, Pin : 673001
Lucknow 551, J/22, Ram Prasad Khera, Talkatora Road, Alambagh, Lucknow, City : Lucknow, State : Uttar Pradesh, Pin : 226005
B-3/18, Sector-K Aliganj Lucknow-226024 , City : Lucknow, State : Uttar Pradesh, Pin : 226024
Ludhiana 202 Sai Towers, Industrial Area -1 , Near Cheema Chowk , Opposit Police Post, Janakpuri, City : Ludhiana, State : Punjab, Pin : 141003
Madurai 295 West Masi Street, Maduria, City : Madurai, State : Tamil Nadu, Pin : 625001
Mangalore Near Gokarnanatha Temple, Alake, Mangaluru, Karnataka 575003
Mysore 110, sahukar chennaiah road,Thonachikoppal Lay Out,4Th Stage, Mysuru, Karnataka 570023
Nashik Shri Ganesh Bhuvan, Near Ved Mandir, Trimbak Road, Nasik, City : Nasik, State : Maharashtra, Pin : 422002
Navi Mumbai Vashi Rd, Sector 15, Kopar Khairane, Navi Mumbai, Maharashtra 400709
Patna Post Box No. 53, Abhay Bhavan, Frazer Road, Patna, Bihar 800001
DC-18, Akanchha Enclave, Kankarbagh, Lohia Nagar, Patna, Bihar 800020
Ranchi P.Box No.94, Main Road,Ranchi, Jharkhand, City : Ranchi, State : Jharkhand, Pin : 834001
Raipur NH200, Janta Colony, Raipur, Chhattisgarh 492001
Sector-1, B/15,B/15, Main Road, Pandri, Devendra Nagar, Raipur, Chhattisgarh 492001
Surat Trividh Chambers, Trade House, Ring Rd, Jay Prakash Narayan Marg, Maan Darwaja, Singapuri Wadi, Aman Nagar, Surat, Gujarat 395002
Thane Puskraj Prasad Building, Vishnunagar, Off Gokhale Road, Veer Baji Prabhu Deshpande Rd, Naupada, Thane West, Thane, Maharashtra 400602
Trivandrum TC. 2/231, Maniveena, Pattom P.O, Kesavadasapuram, Thiruvananthapuram, Kerala 695004
Trichy 16, Williams Road, kalaiaramzam Complaex, Cantonment, Tiruchirappalli, Tamil Nadu 620001
Vizag M.V.R.Complex, Opp.Rtc Complex, Waltair Station Approach Rd, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh 530016
Vijayawada No.27-18-44,Congress Office Rd, Governorpet, Vijayawada, City : Vijaywada, State : Andhra Pradesh, Pin : 520002
Warangal 11-23-1035, L.B. Nagar, Warangal, City : Warangal, State : Telangana, Pin : 506002
Allahabad P.B.No28,53,Leader Road, Allahabad,, City : Allahabad, State : Uttar Pradesh, Pin : 211003
Guntur 24-2-128/1, 1St Floor, Patnam Bazar, Guntur, City : Guntur, State : Andhra Pradesh, Pin : 522003

Other Available Products of United Bank are :-

Source: United Bank of India Website

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Aadhar Home loan N.A