United Bank Home loan interest rates 2016 – EMI calculator

Compare United Bank of India Home Loan rates online. Check instant quotes for EMI ✓ Interest Rates @ 9.60% ✓ Documents List ✓ Eligibility. Use UBI home loans calculator to calculate emi & eligible loan amount.

United Bank of India Home Loan Details

Interest rates 9.60%
Lowest EMI Rs.849/ Lakh
Processing fees 0.50% of the loan amount
Prepayment charges Nil
Repayment options Upto 30 years
Maximum loan amount 30 Crore
Loan approval time 1.5 week
Maximum Finance Upto 90%
Min. Income 1.2 Lac Annual

GET INSTANT HOME LOAN QUOTES ONLINE

Loan Amount

Occupation

Annual income

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United Bank Home Loan Interest Rates – Updated on 02 June 2016

United Housing Loan Scheme (Floating rate) 9.75%
United Smart Loan Scheme MCLR-Y+2.80% i.e. 12.25%
United Housing Loan Scheme for Pensioners (Floating rate) upto 10 years 9.60%

 
Processing Charges:
 
0.50% of the loan amount minimum. Minimum: Rs.1000/- and Maximum: Rs.10,000/-
 

United Bank Home Loan EMI Calculator

Steps for calculate home loan emi:
✓ Principal loan amount you wish to avail (rupees)
✓ Loan term (months or years)
✓ Rate of interest (percentage)


Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

 
Here’s the calculation table for users who want to take loan from United Bank for specific period of time – 7, 10, 12, 15 & 20 years. We calculated emi for the loan amount which are so common in as public prospectives.
 

Loan Amount Loan Period
7 Years 10 Years 12 years 15 Years 20 Years
5 Lakh ₹ 8223.29 ₹ 6524.75 ₹ 5889.06 ₹ 5281.63 ₹ 4726.15
6 Lakh ₹ 9867.95 ₹ 7829.7 ₹ 7066.87 ₹ 6337.96 ₹ 5671.38
7 Lakh ₹ 11512.61 ₹ 9137.66 ₹ 8244.68 ₹ 7394.29 ₹ 6616.91
8 Lakh ₹ 13157.27 ₹ 10439.61 ₹ 9422.5 ₹ 8450.61 ₹ 7561.84
9 Lakh ₹ 14801.93 ₹ 11744.56 ₹ 10600.31 ₹ 9506.94 ₹ 8507.07
10 Lakh ₹ 16446.59 ₹ 13049.51 ₹ 11778.12 ₹ 10563.27 ₹ 9452.3
12 Lakh ₹ 19735.9 ₹ 15659.41 ₹ 14133.74 ₹ 12675.92 ₹ 11342.76
15 Lakh ₹ 24669.88 ₹ 19574.26 ₹ 17667.18 ₹ 15844.9 ₹ 14178.45
18 Lakh ₹ 29603.86 ₹ 23489.11 ₹ 21200.62 ₹ 19013.88 ₹ 17014.14
20 Lakh ₹ 32893.17 ₹ 26099.02 ₹ 23556.24 ₹ 21126.53 ₹ 18904.6
22 Lakh ₹ 36182.49 ₹ 28708.92 ₹ 25911.86 ₹ 23239.19 ₹ 20795.06
25 Lakh ₹ 41163.47 ₹ 32623.77 ₹ 29445.3 ₹ 26408.17 ₹ 23630.75
30 Lakh ₹ 49339.76 ₹ 39148.52 ₹ 35334.36 ₹ 31689.8 ₹ 28356.9

 
Documentation Charges:
 

Documentation Charges
Upto Rs.25000/-
Nil
Rs.25000/- to Rs.50000/-
Rs.100/-
Rs.50000/- to Rs.2 lac
Rs.500/-
Rs.2 lac to Rs.5 lac
Rs.1000/-
Rs.5 lac to Rs.20 lac
Rs.1200/-
Rs.20 lac to Rs.1 cr.
Rs.2500/-
Rs.1 cr. to Rs.5 cr.
Rs.3000/-
Above Rs.5 cr.
Rs.10000/-

 
Loan amount for Property/Home: Amount of loan depends on the cost of house/flat, application’s age, income, repayment capability etc. Loans of greater amount may be measured on the basis of value of the case.
 

Nature of applicant

Location of house/ flat/ property

Metro Urban Semi-Urban Rural
For all Categories of Borrowers 100 75 40 20
  • Max Rs: 1.5 crore For metros like Kolkata, Delhi, Mumbai, Chennai, Bengaluru, Ahmedabad, Hyderabad, Gurgaon, Noida, New Delhi, & for other metros Rs 1 crore.
  • High price loan (Rs. 50 lacs above) for purchase of flats shall be limited to buying flats from national /state level/reputed builders/ developers (CREDAI approved projects) only.

Prepayment Charges:

  • Nil.
  • 2% prepayment charges is applicable on balance amount in case of takeover of loans by Banks/HFCs

Branch address of United Bank for avail Home Loans

City Branch Address
Delhi Modi Complex No.2, Local Shopping Centre No. II, Ashok Vihar, Phase – II, City : Delhi, State : Delhi, Pin : 110052
H-1598,Dda Shopping Complex Market No.4, C.R.Park,N.Delhi, City : Delhi, State : Delhi, Pin : 110019
J.C.Das Bldg, 90/8,Connaught Circus,, City : Delhi, State : Delhi, Pin : 110001
C-2/393, Main Pankha Road, Janakpuri, New Delhi, City : Delhi, State : Delhi, Pin : 110058
9A (1St Floor), Kamla Nagar, City : Delhi, State : Delhi, Pin : 110007
A-16, Priyadarshini Vihar, Off. Sai Mandir, Laxmi Nagar, City : Delhi, State : Delhi, Pin : 110092
Unit No.C-40, Defence Colony,New Delhi, City : Delhi, State : Delhi, Pin : 110024
Bangalore 40 Kempegowda Road, Bangalore, City : Bangalore, State : Karnataka, Pin : 560009
40/2,Brigade Road, Bangalore, City : Bangalore, State : Karnataka, Pin : 560001
Mumbai 506, Gopi Kunj, Gopi Kunj, 506,, Chitrakar Dhurandhar Rd, Khar West, Mumbai, Maharashtra 400052
Pune 16, Connaught Road, Pune, Alankar Cinema, Connaught Road, Pune, Maharashtra 41100
Kolkata 60,Desbandhu Road(West),Kolkata, City : Kolkata, State : West Bengal, Pin : 700035
35/1/1B, B.T.Road, Kolkata, City : Kolkata, State : West Bengal, Pin : 700002
57,Cossipore Road, Kolkata, City : Kolkata, State : West Bengal, Pin : 700036
Nagpur Chandrapur – Mul – Nagbhir – Nagpur Hwy, Agrasen SQ, Gandhibagh, Nagpur, Maharashtra 440002
Chennai No.115,117, Armenian St, Parrys, George Town, Chennai, Tamil Nadu 600001
Coimbatore 24/831-832,Oppankara Street, Coimbatore, City : Coimbatore, State : Tamil Nadu, Pin : 641001
Hyderabad 4-3-331 Bank Street,Hyderabad, City : Hyderabad, State : Telangana, Pin : 500195
Dno.15/24/300, 300 MIG-I, KPHB Colony, Kukatpally, Dist. Hyderabad, Pin-500072, A.P., City : Hyderabad, State : Telangana, Pin : 500072
Plot No: 33& 34, Kesavareddy Complex, RTC Colony, LB Nagar, Hyderabad, Ranga Reddy(Dist), City : Hyderabad, State : Telangana, Pin : 500074
H.No.8-3-677/14, , Sree Krishnadevaraya Nagar, , Yellareddyguda,, City : Hyderabad, State : Telangana, Pin : 500073
Chandigarh Sco/32/33/34, Sector-17C, Chandigarh, City : Chandigarh, State : Punjab, Pin : 160017
Kanpur Ubi Building, 28/93, Birhana Rd, Near PNB Bank, Naughara, General Ganj, Kanpur, Uttar Pradesh 208001
Ahmedabad Lal Darwaja,Relief Rd,Pbno.170,Ubi Bldg., Ahmedabad, City : Ahmedabad, State : Gujarat, Pin : 380001
32,New Brahmakshatriya Society, Pritamnagar,Ahmedabad, City : Ahmedabad, State : Gujarat, Pin : 380006
Aurangabad A’bad Branch, Vinayak Rao Patil Chowk, Station Road, Osmanpura, Near Hotel Oberoy, Osmanpura, Aurangabad, Maharashtra 431005
Baroda Tower Square, Near Tower, Opp. GEB Office Raopura, Vadodra, City : Baroda, State : Gujarat, Pin : 390001
2, Ground Floor, Savoy Complex,63, Haribhakti Extension,Old Padra Road,Vadodara—390007, City : Baroda, State : Gujarat, Pin : 390007
Bhopal Hotel Taj, 52 Hamidia Road, Bhopal, City : Bhopal, State : Madhya Pradesh, Pin : 462001
Plot-278, Zone-2, M.P.Nagar, Bhopal, City : Bhopal, State : Madhya Pradesh, Pin : 462011
Bhubaneshwar Market Building, Bhubaneswar,Orissa, City : Bhubaneswar, State : Orissa, Pin : 751009
Plot No.3,Nayapalli, Bhubaneswar, Khurda, City : Bhubaneswar, State : Orissa, Pin : 751012
Cuttack Naya Sarak,Cuttack,Orissa, City : Cuttack, State : Orissa, Pin : 753002
P.O.Bhutmundei,Jagatsinghpur,Orissa, City : Cuttack, State : Orissa, Pin : 754141
Dehradun 75/1, Arghar, Dharampur, Dist. Dehradun, Pin-248001, Uttarakhand, City : Dehra Dun, State : Uttarakhand, Pin : 248001
Faridabad A-3/1, Nehru Ground,N.I.Town, Faridabad, City : Faridabad, State : Haryana, Pin : 121001
Ghaziabad Navyug Market, Ghaziabad,, City : Ghaziabad, State : Uttar Pradesh, Pin : 201001
Noida N-21, Sector-18, Noida, Uttar Pradesh, City : Noida, State : Uttar Pradesh, Pin : 201301
Gurgaon M-16,Old D.L.F.Colony,Gurgaon Mehrauli Road, Gurgaon, City : Gurgaon, State : Haryana, Pin : 122001
464 Mandir Marg, Vill. & Po: Kasan, Gurgaon, Haryana, City : Gurgaon, State : Haryana, Pin : 122051
Guwahati G.N.Borodoloi Road, Panbazar, Guwahati, City : Guwahati, State : Assam, Pin : 781001
Hosur K.P. Dam Road, Dist. Krishnagiri, Basthi, Hosur-635109, Tamil Nadu, City : Hosur, State : Tamil Nadu, Pin : 635109
Indore UG-109-114 , Prem Trade Centre , Maharani Road, Indore, City : Indore, State : Madhya Pradesh, Pin : 452007
529, Khatwala Tank, Indore, M.P., City : Indore, State : Madhya Pradesh, Pin : 452014
jabalpur 2049/2, M.B. Complex, Anand Nagar, Adhartal, City : Jabalpur, State : Madhya Pradesh, Pin : 482004
Market Hriday Sthall,Victoria Road, Jabalpur, City : Jabalpur, State : Madhya Pradesh, Pin : 482002
Jaipur 24, Giridhar Marg, Sunder Nagar, Malviya Nagar, City : Jaipur, State : Rajasthan, Pin : 302017
Jamshedpur Sakchi, Jamshedpur, Jharkhand, City : Jamshedpur, State : Jharkhand, Pin : 831001
Kochi 6/940, Seiken Chambers, Kannaur Road, Kozhikode, City : Kozhikode, State : Kerala, Pin : 673001
Lucknow 551, J/22, Ram Prasad Khera, Talkatora Road, Alambagh, Lucknow, City : Lucknow, State : Uttar Pradesh, Pin : 226005
B-3/18, Sector-K Aliganj Lucknow-226024 , City : Lucknow, State : Uttar Pradesh, Pin : 226024
Ludhiana 202 Sai Towers, Industrial Area -1 , Near Cheema Chowk , Opposit Police Post, Janakpuri, City : Ludhiana, State : Punjab, Pin : 141003
Madurai 295 West Masi Street, Maduria, City : Madurai, State : Tamil Nadu, Pin : 625001
Mangalore Near Gokarnanatha Temple, Alake, Mangaluru, Karnataka 575003
Mysore 110, sahukar chennaiah road,Thonachikoppal Lay Out,4Th Stage, Mysuru, Karnataka 570023
Nashik Shri Ganesh Bhuvan, Near Ved Mandir, Trimbak Road, Nasik, City : Nasik, State : Maharashtra, Pin : 422002
Navi Mumbai Vashi Rd, Sector 15, Kopar Khairane, Navi Mumbai, Maharashtra 400709
Patna Post Box No. 53, Abhay Bhavan, Frazer Road, Patna, Bihar 800001
DC-18, Akanchha Enclave, Kankarbagh, Lohia Nagar, Patna, Bihar 800020
Ranchi P.Box No.94, Main Road,Ranchi, Jharkhand, City : Ranchi, State : Jharkhand, Pin : 834001
Raipur NH200, Janta Colony, Raipur, Chhattisgarh 492001
Sector-1, B/15,B/15, Main Road, Pandri, Devendra Nagar, Raipur, Chhattisgarh 492001
Surat Trividh Chambers, Trade House, Ring Rd, Jay Prakash Narayan Marg, Maan Darwaja, Singapuri Wadi, Aman Nagar, Surat, Gujarat 395002
Thane Puskraj Prasad Building, Vishnunagar, Off Gokhale Road, Veer Baji Prabhu Deshpande Rd, Naupada, Thane West, Thane, Maharashtra 400602
Trivandrum TC. 2/231, Maniveena, Pattom P.O, Kesavadasapuram, Thiruvananthapuram, Kerala 695004
Trichy 16, Williams Road, kalaiaramzam Complaex, Cantonment, Tiruchirappalli, Tamil Nadu 620001
Vizag M.V.R.Complex, Opp.Rtc Complex, Waltair Station Approach Rd, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh 530016
Vijayawada No.27-18-44,Congress Office Rd, Governorpet, Vijayawada, City : Vijaywada, State : Andhra Pradesh, Pin : 520002
Warangal 11-23-1035, L.B. Nagar, Warangal, City : Warangal, State : Telangana, Pin : 506002
Allahabad P.B.No28,53,Leader Road, Allahabad,, City : Allahabad, State : Uttar Pradesh, Pin : 211003
Guntur 24-2-128/1, 1St Floor, Patnam Bazar, Guntur, City : Guntur, State : Andhra Pradesh, Pin : 522003

 
 Other Available Products of United Bank are :-
 

 
Source: United Bank of India Website
 

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