SBI Gold Loan – Interest Rates 2015 Eligibility Online

SBI Gold Loan- Flexible Schemes of Gold Loans / Loans against Ornaments. Upto 20 Lakh of Loan amount at 12.20% rate of interest. per gram rates and new schemes of SBI.

SBI Gold Loan Details

Interest Rates 12.20%
Processing Fees 0.51% of loan amount
Loan Tenure 3 Years Maximum
Min. loan amount Rs.10000/-
Maximum loan amount Rs. 20 lakh
Prepayment Charges Nil / Zero

Apply Gold Loan

Full Name:
Annual Income:

Other City:
Email ID :
Loan Amount:

I authorize & its partnering banks to contact me to explain the product & I Agree to privacy policy and Terms and Conditions.

Age : 21 years and above
Profession : Anybody with Steady source of income including : Bank’s Employees, Pensioners

Rural/Semi Urban : Rs 10,000/-
Urban/Metros : Rs 20,000/-
MAXIMUM : Rs 20lacs/-

Repayment Period
1. 30 months
2. Calculate the EMI and advice the customer about the same depending on the tenure they want

D P Note and D P Note Take Delivery Letter
Application for Gold Loans (as per specified format)
Two copies of photograph of the borrower(s)
Gold Ornaments Take Delivery Letter (as per specified format)
Witness Letter in case of illiterate borrowers (as per specified format)
Arrangement Letter (as per specified format)

SECURITY: Security of gold ornaments. 

(a) For BIS Hallmarked Jewellery/ Ornaments and specially minted Gold Coins sold by Banks : 0.51% of the Loan Amount

(Min: Rs 256 ; Max: Rs511)

(b) For Non Hallmarked Jewellery/ Ornaments

(a)Up to Rs 25000: Rs256 per application;
(b)Above Rs 25000: 0.51% of the Loan amount or Rs511 whichever is higher.

About SBI

SBI (State Bank of India) is India’s largest lender and has its headquarters in Mumbai, Maharashtra, and majority owned by the Government of India. As per consolidated report SBI has total income of Rs. 257289.51 Crore as on on 31- March 2015. SBI has total assets of above Rs.2529394.00 Crore. SBI has more than 16,995 branches in India including 190 in other countries. SBI already have toe up with GE for Credit card. SBI is the only Indian bank which is ranked under 500 list of Forbes.

SBI is the most searched bank in India. With a base of 17000+ branches SBI is accessible from most of the places in India.

Other Products of State Bank of India:

SBI Home Loan
SBI Personal Loan
SBI Credit Card
SBI Business Loan
SBI Property Loan
SBI Two Wheeler Loan
SBI Education Loan
SBI Car Loan

Source: State Bank of India Website.

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