The Main purpose of personal loan is to meet any personal expenses for purposes such as Medical Expenses, Expenses on Travel / Tour, Income Tax liability, etc.

The loans are both for salaried and self employed.
The loan tenure is 1 yr- 3yrs
Loan amount = Maximum Up to Rs 150000.
Personal loan rate -14.00%

Eligibility
-Salaried persons, permanent in service / professionals having minimum income of Rs.3.00 lakh p.a.
-In case of teacher/non teaching staff of educational institute drawing salary through the branches of our Bank Minimum annual income shell be Rs 2.00 lakh.
-Age of Applicant: Minimum: 21 years and Maximum 60 years at loan maturity.
1) Minimum employment: For Service Persons: Minimum 5 years in employment and minimum 2 years in the current organization.
2) For Others: He/She must be in the business/profession for at least 3 years.
3) Individuals should be Income Tax assessee(s).

Security :CLEAN Loan is to be guaranteed by one acceptable guarantor.
Repayment:Maximum upto 3 years by monthly-equated installments.
Total deductions including proposed loan installment should not exceed 60% of Gross Income.
Processing fee: Processing charges shall be 1% subject to the minimum Rs.500/-.