IDBI Bank personal loans | Interest Rates | Eligibility | Rates | EMI

IDBI Personal Loan – Compare IDBI personal loan Interest Rates, Documents, Eligibility and EMI. personal loan of IDBI.

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks.
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Take a IDBI personal loan and go ahead and have all the things you’ve been dreaming of .The loans are both for salaried and Professionals.IDBI Bank offers for personal loan

* Loan up to Rs.10 lacs
* Attractive personal loan Rate
* Low Processing Fees & Documentation Charges
* Faster Approval & Minimum Documentation
* Repayment period up to 60 months
* No collateral/securityThe Loan tenure is 1 yr – 5 yrs.
* Loan amount = Rs. 50,000 – Rs.1000000.

A Loan designed to meet various financial requirements of the salary account holders with IDBI Bank.
Loan Amount :

  • Minimum : Rs. 25000
  • Maximum : Rs. 500000 (Based on the classification of cities)

Minimum Net Salary :

  • Based on the classification of cities the minimum net salary ranges from Rs. 15,000 to Rs. 25, 000

Prepayment Charges : Nil

Tenor :

  • Minimum 12 Months
  • Maximum: 36 months

Rate of Interest :

  • With Collateral Security: 15.25%p.a.(BR+4.50%)(Fixed)

Collateral Security means:
Govt. Securities/ Public Sector Bonds/ Units of UTI, NSC, KVP, LIC policy (Surrender Value), Bank Deposit (The minimum value should be at least equivalent of the loan amount sought).

Without Collateral Security:
17.25%p.a (BR+6.50%)(Fixed)


Source: IDBI Bank Ltd. Website

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