IDBI Personal loans | Interest Rates | Eligibility | Rates | EMI

IDBI Personal Loan – Compare IDBI personal loan Interest Rates, Documents, Eligibility and EMI. personal loan of IDBI bank online.

IDBI Bank Personal Loan Details

Interest Rates 15.00% – 20.00%
Repayment Upto 5 Years
Max. Loan 10 Lakh
Min. Loan 25000
Processing Fees 1.00% + ST
Prepayment / foreclosure charges 2.00%
Min. Income 180000/-

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks

Loan Amount

Employment Status

Take a IDBI personal loan and go ahead and have all the things you’ve been dreaming of .The loans are both for salaried and Professionals.IDBI Bank offers for personal loan

* Loan up to Rs.10 lacs
* Attractive personal loan Rate
* Low Processing Fees & Documentation Charges
* Faster Approval & Minimum Documentation
* Repayment period up to 60 months
* No collateral/security The Loan tenure is 1 yr – 5 yrs.
* Loan amount = Rs. 50,000 – Rs.1000000.
* Salaried Individuals, Pensioners & Self Employed Professionals (SEPs) are eligible to take personal loan from IDBI Bank.

IDBI Personal Loan Interest Rates 2016

1. Salaried customers / Pensioners maintaining salary / pension accounts with IDBI Bank = 13.25%
2. Salaried Customers = 13.75%
3. Interest Rates for those who have currently running loans like home loan/loan against property with IDBI = 12.75%
4. Pension Account with overdraft facility = 10.75%
5. Salaried / Pension Account with overdraft facility = 13.50%


* Minimum Annual Net income of Rs 1.8 lakh
* No Minimum annual average balance required for salary account holders & pension account holders with IDBI Bank.
* Minimum Annual Average balance of Rs 25000 or Minimum Business Income of Rs 2.4 lakh for last 2 years ITR.
* Minimum age at apply should be 22 years & 75 years at closing of loan.

A Loan designed to meet various financial requirements of the salary account holders with IDBI Bank.

Loan Amount :

  • Minimum : Rs. 25000 for Pensioners & 50000 for salaried/self employed
  • Maximum : Rs. 1000000

Minimum Net Salary :

  • Based on the classification of cities the minimum net salary ranges from Rs. 15,000 per month

Prepayment Charges : Nil

Tenor :

  • Minimum 12 Months
  • Maximum: 60 months

Collateral Security means:
Govt. Securities/ Public Sector Bonds/ Units of UTI, NSC, KVP, LIC policy (Surrender Value), Bank Deposit (The minimum value should be at least equivalent of the loan amount sought).

Source: IDBI Bank Ltd. Website

You might find these relevant:


  • WRS Info India Pvt. Ltd.
    Address: E-32, Ground Floor, Sector - 8, Noida,
    Uttar Pradesh, India - 201301
  • Facebook linkedin Twitter Google plus
    © Copyright 2016, Deal4loans, India
  • Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for and we do not charge any fee from our customers. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents.Read More