The Syndicate bank personal loans basic purpose is to meet urgent personal credit requirements. SyndSaral Loans, fully secured by approved securities (IVP, NSC, KVP, LIC policies, RBI Relief Bonds etc) with suitable margin, interest to be charged at PLR, Personal loan rates are attractive for the personal loan seekers. Easy repayment of upto 60 months.Special benefits for pensioner’s and Govt.employees.
* SyndSaral
* SyndSenior
(Prime Lending Rate (PLR) w.e.f. 01.07.2009 – 12.00% *)

The loans are for salaried and self employed and pensioners.
The Loan tenure is 1 yr – 5 yrs.

Loan amount = Maximum Upto Rs 300000 for salaried.
Aged < 65 yrs: 10 months gross pension with a maximum of Rs. 2 lakhs.
Aged 65-70 yrs: 6 months gross pension with a maximum of Rs. 1 lakh.
Aged > 70 yrs: 5 months gross pension-max. Rs.50000/-,

(For Self- Employed) 50% of gross annual income as per Income Tax Assessment

Personal loan Interest rate – 12.25% (if salary is credited at Branch)
13.25% for other salaried class, self-employed and pensioners.

Processing Fees – 0.50% of loan amount

Documents required
* Salary Certificate / letter of undertaking from the employer.
* ITAO for non-salaried class / property documents where ITAO is not available.
* Third party guarantee acceptable to the bank.
* Valid mortgage of immovable property/ pledge of securities.
* Post dated cheques in exceptional cases.
Personal Banking Scheme Loans

To avail Syndicate Bank Personal loans
1800-42-56655

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