State Bank of India Auto Loans – Interest rates

SBI Car Loan: State Bank of India Car Loans offer low interest rates, Processing Fee, easy repayment options, total transparency, no processing charges, finance to include vehicle registration charges, insurance and one time road tax. In case of new cars, loan is provided on any make or model. In case of old cars too, the loan is provided on any make or model, but the vehicle should not be more than 5 years old.

Advantage:

  • lowest interest rates on vehicles loans.
  • Longer repayment period of up to 84 months.
  • No hidden costs or administrative charges.
  • Finance for one-time road tax, registration fee, insurance premium and accessories
  • No advance EMIs. (Some Banks/companies ask you to pay one or more EMIs at the time of disbursement of loan, thereby effectively reducing your loan amount.)

Compare & Apply for Best Car Loans from Top 10 Banks

Minimum Salary: 2.5 Lakhs * | Offers for 100% finance * | Lowest Rates of 10.45% *
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SBI Car Loan Interest Rates

    10.55% for New cars | 10.55% p.a NRI Car Loans | 17.05 to 17.25% for Used cars

Eligibility for SBI Car Loan:

  • Individual between the age of 21-65 years of age.
  • Salaried:
    • a) For Central Government, Central Public Sector Undertakings, Defence/ Paramilitary Forces and Railway Employees who have salary package accounts with SBI and minimum 3 months salary have regularly come in these accounts: Gross Annual Income of applicant and/or co-applicant if any, together should be Rs. 4,00,000/- p.a. and above.
    • b) For Salaried customers other than above mentioned Categories: Gross Annual Income of applicant and/or co-applicant if any, together should be Rs. 6,00,000/- p.a. and above.
  • Self employed, professionals and Proprietary/Partnership Firms: Net Profit or Gross Taxable income of Rs. 6,00,000/- p.a. as per ITR after adding back depreciation and repayment of all existing loans.

Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.
 
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