SBT Housing Loan | Interest Rates | Eligibility | Documents | Information

State Bank of Travancore home loan – Compare online Interest rates, Documents, Eligibility and Processing Fees and Apply online for SBT Home loans India.

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Eligibility Required for SBT Home Loans:

  1. All Resident with regular monthly income with a  minimum NMI of Rs. 12,000/- and  Non-Resident Indians with a regular monthly income with a minimum NMI Rs. 15,000/-.
  2. Spouses of Non-Residents, who are residents and receiving regular monthly income.
  3. Salaried persons, self employed businessmen, professionals and agriculturists, who have regular monthly income and who have a minimum of three years of standing / experience in their line of activity.
  4. The age should be such that the borrower is able to close the account before he attains the age of 70.
  5. Relaxation in eligibility criteria from the minimum of 3 years to 1-2 years is allowed to employees of government/quasi government departments /establishments and listed companies whose minimum NMI is Rs. 20,000/- or more.

INTEREST click here for interest rates


  • Processing fees stands reduced by50% of normal charges during the campaign period

Prepayment Charges : NIL


  • A copy of the agreement for sale.
  • A copy of the Title deeds of the present owner.
  • A copy of the land tax receipt.
  • A copy of the building tax receipt.
  • Encumbrance certificate from the Sub Registrar for the last 15 years.
  • Title clear certificate from the banks approved advocate.
  • Valuation report of the property and building from the banks approved valuator.


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