HDFC Bank Loan against Car | Documents | Eligibility | Apply

HDFC Bank Credit Card HDFC Bank Loan Against Car: Get details on loan against car of HDFC Bank – Eligibility, EMI, Processing Charges, Documents required. you can top-up your car loan with HDFC Bank’s Loan against Car.

Why to choose HDFC Bank?

  • Top-up your loan till your original loan amount
  • Get attractive interest rates
  • Get quick and hassle-free disbursal’s

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Did you paid your car loan installments on time for at least 9 months? If yes, then you can top-up your car loan with HDFC Bank’s Loan against Car. Loan against Car allows you to avail of an additional loan till the extent of your original loan amount, at an attractive rate of interest. This top-up loan is a benefit that you get for keeping a clear repayment track record.

Exclusive & important Features of HDFC Bank Loan Against Car:

  • Borrow up to 100% of the original loan value of the car.
  • Valuation of the car is not mandatory.
  • Wide range of approved models/variants and manufacturers are considered.
  • We make quick and hassle-free disbursal’s.

Check which category you fit into first. Depending on the kind of work you do, our requirements to give you a loan will be different.

Are you a salaried employee?

This category includes salaried doctors, CAs, employees of select public and private limited companies, government sector employees such as public sector undertakings and central, state and local bodies.

You should:

  • Be between the age of 21 years (at the time of application) and <= 65 years (at the end of the loan tenure)
  • Have had a job for at least 2 years, and a minimum of 1 year with your current employer
  • Earn at least an income of Rs. 100000 annually, including the income of your spouse
  • Have a telephone at your residence

What are the tenure options for Loan against Car?

The tenure options range from 12-72 months. The vehicle age at the end of Loan against Car tenure should not exceed 7 Years (Private Usage) and 6 Years (Commercial Use).

Who can avail the Loan against Car?

Any applicant owning a car, including a fleet operator or taxi where the present vehicle age is not more than 60 months, can avail of the Loan against Car.

Other Available Products from HDFC Bank

HDFC ltd Home Loan
HDFC Bank Personal Loan
HDFC Bank Credit Card
HDFC Bank Car Loan
HDFC Bank Education Loan
HDFC Loan Against Property
HDFC Ltd NRI Home Loans

Source: HDFC Bank Official Website