Saraswat Bank Car Loan | Interest Rates | Documents | Information

Saraswat Bank Car loan interest rates starts from 9.90 %. Get deatils & calculate loan EMI with calculator, Eligibility, Documents, Processing fees & Other charges online.

Basic Features of Saraswat Car Loan:

  • Salaried : Max 30 times of Avg Net Monthly Salary
  • Businessmen : Max 4 times of Avg Net Cash Accruals
  • 80% of On-Road cost extended upto 100%*
  • Maximum Loan amount upto Rs. 1 Crore

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Annual Income


Car Loan Rate of Interest – Saraswat Bank:

PeriodGeneral CustomersLoyalty Customers
upto 5 years10.00%9.90%
Above 5 years to 7 years11.25%10.75%

Processing fees: 0.50% of the loan amount, subject to a minimum of Rs. 1000/-

List of Documents Required for Saraswat Bank Car Loans:

  1. Duly filled prescribed application form
  2. Identity and residence proof of the Applicant and Guarantor(if any)
  3. Income documents a) or b) as applicable
    a) In case of salaried person, salary slip for last 3 months and bank statement for last 6 months, ITR of the past 3 years
    b) In case of businessman, last 2 years profit & loss & ITR copies, balance sheet and bank statement of business account for last 6 months.
  4. Proforma Invoice of the Authorized dealer