Saraswat Bank Vastu Siddhi Housing loan interest rates starts from as low as 9.50%. Get details on Eligibility, loan emi, Processing fees & other charges.
Saraswat Bank offering Loans for the purpose of Construction, purchase ready built flats, takeover of home loans, flats, resale flats etc.
Eligibility & Features:
- Salaried Employees /Businessmen/Professionals
- Maximum loan amount of upto Rs.70 lacs
- Top up loan upto Rs.25 lac
- 85% (loans upto Rs. 25 lac) or 80% ( loans above Rs. 25 lac) of Cost of flat +Stamp Duty +Registration OR Cost of land & construction thereon
- Salaried : Max 60 times of the Avg net take-home salary, Businessman : Max 5 times of Avg Net cash accruals
Home Loan applications received for rupees ₹ 419,027 crores till 19 October 2020
Saraswat Bank Home Loan Rate of Interest 2018
|Loan Amount||Floating Rate|
|Upto Rs. 25 lac||9.50%|
|Above Rs. 25 lac||9.50%|
|Loan Amount||Processing Fees|
|Upto Rs. 25 lac||Rs. 5000/-|
|Above Rs.25 lac & upto Rs. 50 lac||Rs. 15000/-|
|Above Rs. 50 Lac||Rs. 25000/-|
- Duly filled application form with photo identity and residence proof of Applicant and Guarantor (if any)
- Income proof a) or b) as applicable1
- Salaried: salary slip for last 3 months and bank statement for last 6 months, ITR & form 16 for 3 yrs
- Businessman: Profit & loss and ITR copies of last two years, Balance sheet, 6 month bank statement.
- Legal Documents for creating mortgage as per requirement