SBI Xpress Bandhan Loan – Interest Rates 2024

Xpress Bandhan loan is a part of Personal loan schemes offered by State Bank of India. You can check Interest Rates, Documents, Processing Fees, Repayment Period and Salary or monthly income required to get the SBI Xpress Bandhan Loan.

What is Xpress Bandhan Loan?

Bandhan loan is an unsecured Personal Loans to Salaried Employees not maintaining salary account with State bank of India. Employees working with Central/ State Governments/ Defence Establishments, Quasi Government Bodies, PSUs, Educational Institutions of National Repute, Select Rated Corporates.

Minimum Loan amount Rs.25000
Maximum Loan amount Upto 15 lac or 24 times of NMI
Overdraft Facility Minimum 15 Lakh, Max – 15 lakh
Processing Fees 1.00% + GST
Repayment Period Upto 5 Years
Minimum Monthly Income Rs.50000


SBI Personal loan Interest Rates under various categories & different schemes as follows:

SBI Xpress Bandhan Loan Xpress Credit Personal Loan SBI Pension Loan
12.15% – 15.15% 10.30% – 13.60% 10.30%
Xpress Credit Loan (IT Employees) SBI Salary Package Ac holders Non-Permanent Employees (NPEs)
13.05% – 15.05% 10.65% – 12.15% 12.55% – 14.90%
Jai Jawan Pension Loan Pension loans to Coal Mines PF Clean Overdraft Loan
11.60% 11.60% 16.70%
OD for E-commerce purchases Loan against shares Loan against NSC / KVP
13.75% 10.65% 12.80%