Corporation Bank Home Loan | Interest Rates | Documents | Information

Corporation Bank Home Loan: Lowest Interest Rates (2014) of 10.25% – 10.50% p.a, EMI on Corp Home Loans. Minimum Documents and Eligibility Required.

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Eligibility Criteria for Corp Home Loan:

  • Regular & verifiable income is only considered
  • Salary, Pension, Business income, Agricultural income are eligible
  • In case of seasonal income, quarterly/half yearly/ yearly installments are also considered
  • HUF income is not considered.
  • In addition to spouse, maximum of one close relative as co applicant required for supplementing repayment capacity.
  • Where property is owned by applicant’s parents/spouse who do not have independent/ regular income, they should join as co applicant only, irrespective of their age.
  • If, applicant is unmarried/divorcee, co obligation of parent/s (irrespective of their age) or third party guarantee is required.
  • Residents /NRIs/ PIO holding Indian Passports conforming to normal borrower standards with independent & regular source of income.
  • Age of the borrower/s shall be between 18 years to 60 years subject to the condition that repayment period (including repayment holiday if any,) shall not go beyond the retirement age, in case of salaried class, and 70 years of age, in case of other than salaried class

Latest Interest Rates on home loans 2014


Loan Tenor
Up to Rs.50 lakh
Above Rs.50 lakh
For all Tenors
[Max. 30 Years]

Note: offer valid till January 2014.

Processing charges waived for loans upto Rs 25 lakh while a 50% concession is offered for loans above Rs 25 lakh.

Pre Payment Penalty: NIL

Repayment Period: 

Age of the House/Flat
[Maximum age of the House/Flat shall not exceed 30 years]
Repayment Period
Up to 10 years
30 years
Maximum tenor under floating rateloans is 30 years, inclusive of initial repayment holiday, if any.
Above 10 years & up to 20 years
20 years
Above 20 years & up to 30 years
15 years

Source: Corporation Bank Website


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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.
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